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Tasik Residency @ Putra Prima Puchong, [>2400sf condominium]
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mango27
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 Jan 21 2021, 05:26 PM
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QUOTE(shasgen12 @ Dec 8 2020, 02:35 PM) Ya agree with u, we did not recv any notification tht water meter is fixed. N of course no one will give VP without water supply. Guess this is the most pressing issue now. Developer will say Air Selangor is late, but in the frst place their submission is late...so now the victim is us. N we been paying for the bank interest, n no SA actually came forward to tel if we can claim the interest as there is word of mouth tht new buyer can claim. Just wondering, how much interest is charged before vp? How many % disbursed and how much monthly paying? |
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mango27
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Jan 23 2021, 12:56 PM
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QUOTE(shasgen12 @ Jan 23 2021, 11:53 AM) About 65% of the loan disbursed..prob is until the loan is fully disbursed u only pay the interest...without paying for principal..currently it's about rm1.6k a month. Once fully disbursed its about 3.5k pm with current BLR. Imagine if u paying interest for 3 yrs but not living in ur own house...worst for ppl who r currently renting...they need to pay both rental n also interest for the house u cant stay yet... Thanks for the info.. Ya understand the frustration.. there will be more frustrations if developers take time to fix defects and can't move in still.. Also, since MCO can't vp, or if MCO extend few more months.. there's no moratorium with bank to stop interest charging or something? |
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mango27
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Feb 26 2021, 12:55 AM
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Anyone here signed their loan with other than Affin bank? Just got my loan approved but interest slightly on the high side.. do we need to use developer assigned banks to get the free loan stamp duty?
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mango27
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Feb 27 2021, 07:01 PM
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QUOTE(shasgen12 @ Feb 26 2021, 04:59 PM) How much interest they charging. I took with RHB n got 3.10% pa with the current BLR. Actually its not u must choose developer assigned bank but normally every project will hav a few panel bank. Which means, those panel banks has approved financing for tht project. So u can only apply loans wth that bank. Other bank which has not approved financing for tht project will not offer u loan. Ome more thing is tht interest is charged based on individual risk. Since I'm from banking...I knw tht a person education level, status of the company they are working like MNC n government job will be able to get better rate than working in SMEs. Ya understand.. I got ptptn arrears previously, so was already expecting higher rate.. but since semi flexi loan, so should be able to offset them with extra payment.. probably will proceed as it is.. thanks for the clarification.. Anyway, is there already owner whatsapp group or telegram for this project? If not, should start one for easier communication.. |
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mango27
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Mar 29 2021, 12:39 PM
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Hey guys.. I've created a WhatsApp group for owners to join.. this would be only for owners to discuss and share stuff quickly.. I find it particularly helpful since my current condo have it as well.. especially during vp time, we organized bulk buying for cheaper price.. for example aircond and water heater storage, can easily get 10-15% cheaper if by bulk.. and to discuss other things under the sun.. If interested to join, can pm me via the link below and let me know your unit number.. this is just an unofficial owners group, if jmb decide to have official one they will do it separately.. so this group will exclude tenants and ppl from developers, so owners can discuss issues to bring up during agm etc in the future.. https://wa.link/gwdim4 |
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