cc maxed liao still buy???
i wonder how these people manage their finances...
really janji gaya meh?

my p20 pro is also on installment, RM100 per month for 24 months.

this is manageable, 0% interest, wont hurt pocket.
why on earth people still buy phone with interest..i cannot brain...pay 2x..3x much more

yes loh, should recommend those people a book, rich dad poor dad, to read and reconsider their financial management.

CC I scared liao. So now debit only.

sometimes CC you can get good deal also, like cash back or 0% installment, why not?

just have to know your stuff, manage your finances well, you will be alright.

yeap2 true..

if can manage, no problem...i like the 0% installment plan, can even buy a bike with that plan..
any interest is scary..even 0.x%..

but of course can pay cash better la

another advantages of cc if can manage properly is can collect those point and redeem things.

depends on how much the bike is lah, if 0%, i always opt for it, cos the free cash can generate you some money, even FD rate also better than nothing.

yes, but i prefer cash back = cash back to your pocket immediately

rather than points which you normally require damn a lot of points to redeem certain things. so it's still personal preference.

also, better stick to p20 topic, later kena booted for talking about financial planning and credit cards. hahaha

lol

how many times have you cleaned your phone?

mine is weekly..

using dishwasher soap + wet sponge

clean? hahaha. i just use wet wipes to clean it and then dry it, as and when required.

if not later get saltified.

like seriously.. using a dishwasher soap + wet sponge ? .. hurm.. which part did u clean it ? whole phone is it ?

everything..i did not scrub though..

maybe i will use contact cleaner after this

I wish u happy water ingress

This post has been edited by SpikeTwo: Jul 23 2018, 12:05 PM

Your phone must be very clean & hygienic Eventhough knows that the phone got IP rating still scared to kena water to it..

already used mine to shot underwater photos and video on the 2nd day I would say S9 shoots better underwater photo

i like to see it shines..puas hati
man..this is the second phone i bought since 2014..cold hard cash

be advise..although it got IP rating, please treat it like an airbag..for accidental dipping..dont do like me..

really need to be that clean? nvm la, it's only yourself that is using the phone mah....

really??? got some sample pics to see? the underwater photo.........

2nd day using..so wasn't good at using the Camera app.

fuhh pool water..i thought open water

was the camera responsive in the water?