what setting did you used to take this

like a boss    just point.. shoot

cc maxed liao still buy???     
i wonder how these people manage their finances...
really janji gaya meh?

my p20 pro is also on installment, RM100 per month for 24 months.

sometimes CC you can get good deal also, like cash back or 0% installment, why not?

just have to know your stuff, manage your finances well, you will be alright.

depends on how much the bike is lah, if 0%, i always opt for it, cos the free cash can generate you some money, even FD rate also better than nothing.
yes, but i prefer cash back = cash back to your pocket immediately

rather than points which you normally require damn a lot of points to redeem certain things. so it's still personal preference.

also, better stick to p20 topic, later kena booted for talking about financial planning and credit cards. hahaha

clean? hahaha. i just use wet wipes to clean it and then dry it, as and when required.

if not later get saltified. 

like seriously.. using a dishwasher soap + wet sponge ? .. hurm.. which part did u clean it ? whole phone is it ?

Your phone must be very clean & hygienic  Eventhough knows that the phone got IP rating still scared to kena water to it.. 

2nd day using..so wasn't good at using the Camera app.

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