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e-Wallet Wechat Pay (MY) Discussion Thread V1, Officially launched!

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fruitie
post Dec 11 2019, 07:07 PM

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QUOTE(kclamtarc @ Dec 11 2019, 06:41 PM)
so may i ask, if we want to transfer money to mainland Chinese, the only way is to register a bank account in China?
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Well, top up your WeChat/Alipay balance (hint: Shopee) and transfer to them. That's how I usually do to help my relative transfer money back to our relative in China.
kclamtarc
post Dec 11 2019, 08:32 PM

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QUOTE(fruitie @ Dec 11 2019, 07:07 PM)
Well, top up your WeChat/Alipay balance (hint: Shopee) and transfer to them. That's how I usually do to help my relative transfer money back to our relative in China.
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thanks for the tips! but this makes me think of another question: if we can pay somebody to top up our China wallet, meaning there are still loopholes to wechat's regulation that says "non-mainland citizens cannot receive money from others unless have mainland bank account"?
fruitie
post Dec 11 2019, 08:40 PM

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QUOTE(kclamtarc @ Dec 11 2019, 08:32 PM)
thanks for the tips! but this makes me think of another question: if we can pay somebody to top up our China wallet, meaning there are still loopholes to wechat's regulation that says "non-mainland citizens cannot receive money from others unless have mainland bank account"?
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For Alipay only, it's still possible for now even with unverified account. WeChat Pay CN no longer possible after accounts cleansing in July, now we will need to have China ID and bank account linked before can receive/transfer fund.
kclamtarc
post Dec 11 2019, 08:47 PM

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QUOTE(fruitie @ Dec 11 2019, 08:40 PM)
For Alipay only, it's still possible for now even with unverified account. WeChat Pay CN no longer possible after accounts cleansing in July, now we will need to have China ID and bank account linked before can receive/transfer fund.
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thank you for clearing my doubts notworthy.gif
addylee
post Dec 13 2019, 01:38 PM

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can use prepaid card top up wechat ?
ClarenceT
post Dec 13 2019, 01:45 PM

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QUOTE(addylee @ Dec 13 2019, 01:38 PM)
can use prepaid card top up wechat ?
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Game over since September! (CIMB's)

This post has been edited by ClarenceT: Dec 13 2019, 01:46 PM
emch3w
post Dec 21 2019, 12:11 PM

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Just a thought, since Wechat Pay CN(China) now able to bind visa/mastercard and pay deduct from the credit card.
Therefore, is it possible that using Wechat Pay CN to scan and pay (let merchant scan QR) to pay in Malaysia store or other country's store that accept wechat pay CN?!
ClarenceT
post Dec 28 2019, 06:29 PM

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Annual limit is increased to RM100k for 2020.



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kclamtarc
post Dec 28 2019, 06:57 PM

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QUOTE(ClarenceT @ Dec 28 2019, 06:29 PM)
Annual limit is increased to RM100k for 2020.
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yeah, also saw that in wechat pay last night. thanks
fairylord
post Dec 29 2019, 11:56 AM

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QUOTE(ClarenceT @ Dec 28 2019, 06:29 PM)
Annual limit is increased to RM100k for 2020.
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Any good idea on this increment that can deploy?
winter-X
post Dec 29 2019, 05:16 PM

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QUOTE(Lingohal @ Dec 10 2019, 05:13 PM)
Good news! I just tried and it worked. Used wechat pay to pay for didi ride and chose to use BigPay to pay instead of balance in China wallet.

[attachmentid=10371756]
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Thanks for sharing the great info!
I am going to China next month, have few questions regarding wechat pay.
1.) Can I use wechatPay (Msia version) in China? or I must switch to wechatPay China?
2.) Can I download wechatPay (China version) while I am still in msia?
3.) If we added BP card to wechatPay (China version), they will charge BP in MYR? Seems like from the screenshot you shared with us, the conversion rate is charged by wechat instead of BP.
fruitie
post Dec 29 2019, 05:38 PM

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QUOTE(winter-X @ Dec 29 2019, 05:16 PM)
Thanks for sharing the great info!
I am going to China next month, have few questions regarding wechat pay.
1.) Can I use wechatPay (Msia version) in China? or I must switch to wechatPay China?
2.) Can I download wechatPay (China version) while I am still in msia?
3.) If we added BP card to wechatPay (China version), they will charge BP in MYR? Seems like from the screenshot you shared with us, the conversion rate is charged by wechat instead of BP.
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1) Cannot use MY version to pay. Must switch to China wallet.
2) It's the same WeChat. You just need to switch wallet. Me > WeChat Pay > Switch Wallet Region > China Mainland
3) Charged in RMB but will be converted to MYR. The screenshot is from BP.

This post has been edited by fruitie: Dec 29 2019, 05:38 PM
winter-X
post Dec 29 2019, 08:10 PM

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QUOTE(fruitie @ Dec 29 2019, 05:38 PM)
1) Cannot use MY version to pay. Must switch to China wallet.
2) It's the same WeChat. You just need to switch wallet. Me > WeChat Pay > Switch Wallet Region > China Mainland
3) Charged in RMB but will be converted to MYR. The screenshot is from BP.
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Hey, appreciate your reply. notworthy.gif
Further query on question 2. There is no switch wallet region function in my Wechat Pay. Any idea how to "activate" the china version of Wechat Pay?
My GF's Xiaomi which bought from China have both China and Msian version of Wechat Pay. But not mine. sad.gif

fruitie
post Dec 29 2019, 10:54 PM

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QUOTE(winter-X @ Dec 29 2019, 08:10 PM)
Hey, appreciate your reply. notworthy.gif
Further query on question 2. There is no switch wallet region function in my Wechat Pay. Any idea how to "activate" the china version of Wechat Pay?
My GF's Xiaomi which bought from China have both China and Msian version of Wechat Pay. But not mine.  sad.gif
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I think nothing can be done.. sweat.gif My phones are all Malaysians set and have this function.
ericlaiys
post Dec 29 2019, 11:35 PM

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QUOTE(winter-X @ Dec 29 2019, 05:16 PM)
Thanks for sharing the great info!
I am going to China next month, have few questions regarding wechat pay.
1.) Can I use wechatPay (Msia version) in China? or I must switch to wechatPay China?
2.) Can I download wechatPay (China version) while I am still in msia?
3.) If we added BP card to wechatPay (China version), they will charge BP in MYR? Seems like from the screenshot you shared with us, the conversion rate is charged by wechat instead of BP.
*
Use alipay
winter-X
post Dec 30 2019, 08:32 AM

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QUOTE(fruitie @ Dec 29 2019, 10:54 PM)
I think nothing can be done.. sweat.gif My phones are all Malaysians set and have this function.
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QUOTE(ericlaiys @ Dec 29 2019, 11:35 PM)
Use alipay
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Thanks for sharing guys. I guess I've no choice but to use alipay at this moment.
fruitie
post Dec 30 2019, 04:44 PM

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QUOTE(Lingohal @ Dec 10 2019, 05:13 PM)
Good news! I just tried and it worked. Used wechat pay to pay for didi ride and chose to use BigPay to pay instead of balance in China wallet.

[attachmentid=10371756]
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Forgot to ask you this earlier, did you verify your China Wallet? Mine already verified with my friend's name and I cannot link other cards with other name, I can only link cards that owned by my friend. I can link my own card if I unlink her identity from my account which makes my account unverified again.. sweat.gif
Lingohal
post Dec 30 2019, 05:26 PM

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QUOTE(winter-X @ Dec 30 2019, 08:32 AM)
Thanks for sharing guys. I guess I've no choice but to use alipay at this moment.
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For now, alipay is a better option. Wechat Pay cannot be used at small vendors with personal account.
kclamtarc
post Dec 30 2019, 08:57 PM

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QUOTE(Lingohal @ Dec 30 2019, 05:26 PM)
For now, alipay is a better option. Wechat Pay cannot be used at small vendors with personal account.
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i read from internet source (forgot from where already) that the reason small vendors with personal account cannot pay because their shop is not set to accept international credit card at the first place. so binding international credit card via wechat pay, is useless
Whit
post Jan 8 2020, 01:47 AM

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QUOTE(Heavenn @ Aug 3 2018, 07:13 PM)
My friend just sent me a RMB red packet, after I entered my credit card and linked it, it activated my China Wallet. I can now switch between Malaysia and China wallet through the "Select Region Wallet" setting.

So if anyone wants to get the China Wallet, you may do the same as me.

EDIT: I've linked my American Express (Maybank 2 Card).
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May i know how you managed to link Amex card?
Mine show error
<img src="https://pictr.com/images/2020/01/08/5j0wmI.jpg" alt="5j0wmI.jpg" border="0">

This post has been edited by Whit: Jan 8 2020, 01:49 AM

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