scam.
play with him a bit just for fun.
tell him you refund bank in extra so now he has to refund you the money so that your bank can proceed with payment.
make sure he use instant transfer.


always remember if the money is not in your bank account then therefore there is not transaction done yet.
no bank will hold payment (escrow)

This post has been edited by COOLPINK: Mar 28 2018, 04:46 PM