For TW, you can provide your GBP/EUR/USD/AUD Borderless account number to your oversea employer and ask them to pay your salary by the way of local bank transfer in the UK/EU/US/AUS. Not a cent will be lost in the transfer.
The fund received will be kept in GBP/EUR/USD/AUD and you can convert them into MYR for transferring into your Malaysian bank account anytime.
In this way, you can do the conversion when the rate is favorable to you.

Account deactivation can occur due to a number of reasons. Some of the reasons include but are not limited to security concerns, violation of our ToU agreement, attempts to buy banned or illegal goods, attempts to buy crypto currency and detection of multiple accounts being used by same individual.

Account deactivation can occur due to different reasons and customer support do not have the exact reason which is why they couldn´t help you. We normally ask that you write to appeals@transferwise.com, though their replies can take a few days to come through.

Regarding the payment - when account is deactivated, money is refunded back to the card/bank account it came from.