Just don't know why so much hassle for many of banks nowadays to open multi currency account, some even need few days for assessment, some told us need approval but in fact the cs and the manager don't even know the process to open, and asked lots of question not because of Bank wanna to do assessment but they want us to fell troublesome in opening but in real they are the one reluctant to open because either involve lots of process or simply they don't know.
So far RHB is the most simplify to hv the account open, CS very knowledgeable on their FCA product, and they currently hv promotion running on their multi currency account.
If you don't want to attend to bank, alliance bank allow FCA to be open online in minutes, the Most hassle free and fastest account opening.
Don't go for pbe, they will give you bunch of hassles so that you will fell troublesome and not to open the account with them.