actually for beginner, its good card. because

10% everyday, 4 frequenly used category ( grocer,petrol,dining and grab (this grab cacat a bit but if you clever, you can make use of daily payment) and need to spend at least rm 500 to activated the 10%. i think good for someone who starting their cc journey.

this card best pair with like mcm wise card, mbb amex 2, and mbb ikhwan amex ( this one require ewallet skillset)