Welcome Guest ( Log In | Register )

7 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards UOB Credit Cards v9, Ex citi read post 2

views
     
cucikaki
post Sep 26 2019, 04:38 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
just applied YOLO card today. hopefully can be approved and collected between 1 oct- 3 oct.

been reading the thread, so the cashback got monthly limit based on FCFS.
cucikaki
post Oct 5 2019, 01:08 AM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(sohakyee @ Oct 4 2019, 11:13 PM)
i forgot to take my yolo card today in jln raja laut, if take on monday 7th of the month dont know still have quota or not biggrin.gif
*
When did u apply?

I apply with RP on 14/9/19. Until now show no record in eCCris. Called RP said sent to UOB for processing already on 2/10. Zzzzz
cucikaki
post Oct 11 2019, 11:15 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(cyberkiddo18 @ Oct 11 2019, 10:10 PM)
Hi, anyone successfully applied for UOB card via Ringgitplus since end Sep? I've tried many times and there was a glitch with the Ringgitplus WhatsApp chat. Totally cant proceed,  and there's no longer option for web based application, only WhatsApp chat. The CS is not able to help also, kept saying escalated to IT
*
If u ever applied, the chatbot wont layan u again. My app on 14 sept just sent to uob on 2 october, and until now no news/update in eccris.

Coz i tot my application is lost then i try again, but the chatbot just doesnt reply me
cucikaki
post Oct 12 2019, 10:19 AM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(jefftan4888 @ Oct 12 2019, 09:57 AM)
You can check back my UOB application history. Initially, I applied for a UOB card via RP.  My first and last time apply via RP. After changing my application from RP to the bank directly, I got my card approved within 5 working days.
*
Ya but i’m not in the rush for the card. I just want to do the ‘tricks’ later in nov/dec so that I can redeem my shopee coins. I got around RM170 worth of shopee coins in 3 accounts from playing shopee quiz.
cucikaki
post Oct 12 2019, 10:49 AM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(jefftan4888 @ Oct 12 2019, 10:23 AM)
You lose RM50 a month.  tongue.gif
*
This month already tidak sempat since CB allocation also habis already. Besides, I’ve applied 7 CC with this 2 months (Aug and Sept) however, only 4 approved (all online CB card), and the other 3 rejected (the 3 rejected is not really the one I want - just apply thru RP for Vivo S1 sign yo gift and surprisingly for that 3 it’s fast)

So I think mcm too aggresive later bank thinks I’m applying all these cards to withdraw cash and pay ahlong ahahah
cucikaki
post Oct 12 2019, 03:14 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(jefftan4888 @ Oct 12 2019, 02:14 PM)
Only apply cards that you really use. Banks approve cards based on your payback ability. They don’t care the no. of cards you have. If you have good payback records, they will give you more CL.
*
I always keep my balance CC 0 before month end so that it wont be reflect in my eCCris because i’m still in process of applying CC. And yes, my older 3 CC and car loan shows very good record.

But I’m planning to roll the CC money withdrawn from ‘various cheap platform available’ into short term deposit, just that my statement date is kinda messy, some 10, 12, 19, 20...

Probably need one day to sit in front excel and do all the maths when I’m a bit free
cucikaki
post Oct 13 2019, 12:43 AM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(jefftan4888 @ Oct 12 2019, 05:31 PM)
You can standardize all your statement dates.  biggrin.gif
*
Just did. standardised my Ambank and OCBC follow my HLB/SCB. Aeon I did not call since fruitie posted cannot change. PBB i feel comfortable with 10hb cycle, just in time for me to do paywave to paybills
cucikaki
post Oct 13 2019, 12:06 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(alexanderclz @ Oct 13 2019, 11:32 AM)
which banks rejected?
*
HSBC, Citibank and RHB. The card I applied is those RM24k per annum income (except for HSBC), but still rejected. Annual income is way more than that. But dont really care coz I applied those cards to get Vivo S1 phone that day thru RinggitPlus.

QUOTE(jefftan4888 @ Oct 13 2019, 11:45 AM)
I didn't change the statement date for Aeon as the date falls within my other cards, so no issue for me.

Btw, I got a free CTOS score. Below is my latest score after applying for 18 cards from 11 banks.  biggrin.gif

[attachmentid=10334165]
*
Our score is not much difference. Also clean CCris record. Perhaps the 3 banks reject me due to they know I only apply coz I want to get the freegift and plan to cancel after that. Ahahah.

Planning to get Maybank Barcelona once my UOB YOLO approved. Wanting the UOB YOLO more than Maybank Barcelona.

user posted image

This post has been edited by cucikaki: Oct 13 2019, 12:09 PM
cucikaki
post Oct 13 2019, 09:13 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(CP88 @ Oct 13 2019, 07:27 PM)
Bro, you're applying the 3 banks one shot from RP?
*
Yup. I just wanted the Vivo phone TBH. So just apply all 3 coz I dont’t know which one will approve first. End up all 3 rejected
cucikaki
post Oct 14 2019, 06:09 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(JuneResources @ Oct 14 2019, 05:31 PM)
Same too my score also like that.. But I cannot like you all so many credit card at least 10 keping..
That's really too many almost need to keep properly by using name card holder.. sweat.gif

Those oversea bank like HSBC, citibank and others of their requirement slightly higher.
Perhaps at least you have Rm38k per annum income or above (if you have RM40K annum income CONFIRM) they will begged you "Please support me and apply at least 1 credit card for me"..

Else, get out of my way and I don't want see your name again..  shakehead.gif
That's really reality bank.. whistling.gif
*
My annual income is more than RM40k per annum, never beg me also. Reject ade lah.

Or maybe they know I purposely apply for the free gift, coz I got ask when can approve when they call as RP gifts is only limited to first 100 ppl.
cucikaki
post Oct 14 2019, 08:54 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(eeeglow24 @ Oct 14 2019, 08:30 PM)
Hi,

So between One and Yolo, Yolo is better right for cashback?
*
depends on what u spend on. but YOLO seems better if u plan to maximise the CB - can still pay bills/movie etc using BP or Boost what.
cucikaki
post Oct 14 2019, 09:20 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
Just checked my eCCRIS. At last......it's in, but still pending lah..hopefully can get approve. this is my last card for CB mission.

14/9 - Apply and submitted to RP
2X/9 - Get a call from RP
02/10 - RP send my form to UOB
14/10 - Appear in eCCRIS
cucikaki
post Oct 15 2019, 04:37 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
14/9 - Apply and submitted to RP
2X/9 - Get a call from RP
02/10 - RP send my form to UOB
14/10 - Appear in eCCRIS
15/10 2pm - Verification call from UOB staff
15/10 4pm - SMS card is approved.

Just in time for November cashback mission. Will only activate 1 November then ask for SST rebate.
cucikaki
post Oct 15 2019, 07:45 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(saitong09 @ Oct 15 2019, 07:08 PM)
More than a week RP response to you? Usually within 2 to 3 working days
*
Yup. For my UOB card their processing is very slow.

I also got apply RHB/HSBC/Citibank during the Vivo S1 campaign and their response is the next working day. - But all of these cards were rejected.

My previous successful application - Aeon Big Visa Gold also took more than a month. Mid aug send application form, 20++ sept baru my card approved.


cucikaki
post Oct 15 2019, 09:11 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
Spent around 20 mins reading keyword of 'Boost' and 'Bigpay' 'cashback'.

Let me summarise for future newbies to UOB.


1. Cashback is based on calendar month - not statement date. - just like Aeon Big Visa Gold, Ambank True, SC JOP and LFC.
2. Bigpay is not eligible to get cashback - but counted as online transaction to fulfill 8x/16x swipes criteria.
3. Boost is eligible for cashback (including swipe criteria)
4. Boost - with OTP or no OTP - both eligible for cashback and swipe criteria.
5. CB pool is limited to RM120k per month, hence, first come first basis - so be advised to perform your transaction every 1st of the month. (Also reported where some user tried to perform transaction on 1st of the month, midnight, however OTP page still shows 30th of previous month, hence, kindly take note of the date shown in the OTP page).


Credit goes to those kind-hearted people that willing to share all of this info.

However, I have question which I think no one has asked before. and doesn't appear in the post with keywords that I typed in.

Scenario 1:
1 November 2019 - Top up RM625 to Boost - single transaction.
29 November 2019 - Top up RM10 x 15 to BP.

Scenario 2:
1 November 2019 - Top up RM10 x RM15 to BP.
29 November 2019 - Top up RM625 to Boost - single transaction

Will I be eligible for CB under both scenario? Or I need to fulfill the both swipe and amount criteria on FCFB?

The reason I'm asking is I might want to split the transaction to 2 different statement date in order keep the money elsewhere. Someone also might ask, why don't I perform RM39 x 15 and RM40 x 1 to Boost on 1 November 2019. The reason is I have encountered problems where 'card not charged' always occur to me.

For example to fulfill the booat mission last time where top up RM50 to wallet get 3 coins, etc etc. I always split my top up in the past, and sometimes kena 'card not charged' error.

Another scenario...

Scenario 3:
1 November 2019 - Pay things in Shopee RM40 x 16 = RM640. Shopee should be eligible right. I know I search and no one ever say Shopee is not eligible but just want affirmation.

Thanks smile.gif

This post has been edited by cucikaki: Oct 15 2019, 09:19 PM
cucikaki
post Oct 16 2019, 07:35 AM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(mamamia @ Oct 16 2019, 07:15 AM)
All 3 scenario will get cashback, depend on cb pool for the month. For scenario 3, I think u can’t pay more than 2 times in same day with same card with same seller..

Scenario 2 most probably u won’t get full cashback.. but this was something tested by some sifu months ago, not sure whether still valid..
*
Scenario 3, T&C said it will only be regarded as 1 transaction is the purchase amount is below RM10. So I guess since it’s above RM10 so should be treated as seperately. Correct me if im wrong.
cucikaki
post Oct 16 2019, 08:13 AM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(cybpsych @ Oct 16 2019, 07:40 AM)
shopee limit
*
Never knew shopee got limit. I plan to buy boost top up via shopee and split it into 16 transactions above RM10.
cucikaki
post Oct 16 2019, 08:17 AM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(ClarenceT @ Oct 16 2019, 08:00 AM)
CC shall make your life easier not miserable.
Plan 17x online transactions (1 extra, just in case) on the first day of every month. That's it!
If Boost is disqualified in the future, then consider TMOnline, SEB Cares (minimum RM1 is possible)!
*
Alright. Then I’ll do everything on 1st.

TM - i applied for paynothing campaign, so now free internet.

SEB - this payment goes to PBB Visa QV to get 5% CB ahahah
cucikaki
post Oct 16 2019, 10:08 AM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(ClarenceT @ Oct 16 2019, 08:57 AM)
Worth it only if you have a lot of Shopee coins!
*
Yup. I play shopee quiz everyday and so far got 13,000 shopee coins from quiz

And i bought something on shopee during 9.9 and get 10,000 coins cashback using promo code.

So now got around 23,000 coins need to utilise before 31 dec.

The coins is spread to 3 shopee accounts.
cucikaki
post Oct 16 2019, 10:10 AM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
QUOTE(avinlim @ Oct 16 2019, 08:54 AM)
» Click to show Spoiler - click again to hide... «


Scenario 1:
1 November 2019 - Top up RM625 to Boost -  single transaction.
29 November 2019 - Top up RM10 x 15 to BP.

Scenario 2:
1 November 2019 - Top up RM10 x RM15 to BP.
29 November 2019 - Top up RM625 to Boost - single transaction

Scenario 3:
1 November 2019 - Pay things in Shopee RM40 x 16 = RM640.

Scenario 1: you should get 625x8% = RM50 cb
Scenario 2: you should get 150x8% = RM12 cb
Scenario 3: you should get RM0 cb, not meeting 8 or 16 transactions.
*
Why scenario 3 cannot get CB? Met 16 transactions online and amount is above RM10.

7 Pages  1 2 3 > » Top
 

Change to:
| Lo-Fi Version
0.0303sec    0.44    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 09:47 PM