Hey guys, just cancelled my One card and PRVI Miles card after 2 years of barely using them, but they told me to try YOLO

Looking at the criteria and all the discussion here, doesn't seem like the card suits me (too much hassle to actually benefit from the 120k cashback pool)

However, I'm still thinking of using it just for the Grab rebate, but that pool seems even harder to reach ...

Any thoughts? Should I just leave the card unactivated?

Really? The fella on the phone said won't be charged until after activating it ...

Maybe I should use it for a year and see how it goes then

I don't have that many bills to pay ... yet

Basically 16 transactions and 625 spend before 10th of each month right?

How to hit 16 transactions though?

Ah okay, got it. Apart from this and MBB Amex, what other cards do you have?

Hey guys, would appreciate some input on my situation ...

So previously I have a ONE card and PRVI Miles card but the 2-year annual fee waiver expired. When I was about to cancel, they offered me a YOLO card to which I accepted. I figured they wouldn't waive since I didn't even touch the PRVI Miles card and only use the ONE card occasionally (main cards are Maybank Amex and FCB). At this point I haven't been charged RM25 sst for ONE card and PRVI Miles card.

They called me few days ago telling me that they decided to give me another 3 years of annual fee waiver for both the ONE card and PRVI Miles card, and now I'm stuck with 3 UOB cards.

I'm thinking maybe I should start consolidating all my fuel spend on my ONE card since previously I only use ONE card when I know I maxed out my cashback for my MBB AMEX. For the PRVI Miles card the 50% off Grab airport ride is attractive since I'm travelling some time later this year but I know there's a limit and not sure if that justifies the RM 25 sst charge. YOLO card ... idk man I kinda regret activating this card, but I guess I can use it to pay bills even if I don't hit the 8% threshold since utilities are excluded from MBB cards now.

Another option is to just cancel my ONE card and PRVI Miles card anyway to reduce my headache.

Thoughts?

I feel you ... I don't do the top up cash out thing, but it was nice to double dip since I use Grab/Boost/TnG

Not much, in fact didn't even touch the PRVI Miles card at all. ONE card some months use a bit, most of the time 0 transactions.

I called to cancel and I wasn't expecting them to waive either since not many transactions. They said they will process my cancellation but somehow called me few weeks later to offer another 2 years of annual fee waiver ...

In fact today they call me to offer me ANOTHER card despite already kena con by them to get a 3rd card

I ask back the customer service person "how many cards do I have right now?" then after that she back tracked and asked me if I wanted supplementary card instead of offering me a 4th card

Sst no la ... do they usually give rebate on sst for existing customers? I figured if I manage my cards properly I can get back my worth in cashback.

If they do then I'll have to call again

Few questions ...

1. Why use bigpay to increase transactions? Boost cannot?
2. A lot of discussion about eligibility of Boost for cashback. Yes/No?
3. Tng e-wallet?
3. Can also split jompay transactions to increase transaction count?

Friend just told me about YOLO tnc revision and I immediately came here and started reading from post #5551, haha

Guess I might try the following:

RM285 TnG - 1st Jan
RM285 Boost - 1st Jan
RM15 TnG - 4th Jan
RM15 Boost - 4th Jan
RM200 Grab - 4th Jan

I've been paying TNB and pumping the rest of the RM625 into TNG and Boost for the past few months and had no issues hitting close to RM50 cashback.

For One Card really can consider cancelling liao ... I only kept it around because they waived annual fee (I didn't even know you can get the SST waived back then!) and only use it for another RM200 for Grab (I use a lot of GrabPay) and weekend fuel. If Grab benefits don't renew I'll just get rid of it and dust off my m2c amex ...


EDIT: oh ya time to get rid of my PRVI also ... only used it for half priced airport rides

EDIT2: went through my statements in detail ... realised Oct cashback only appeared in Dec statement. Means Nov and Dec need to wait longer

This post has been edited by RitzyHoke: Dec 26 2019, 12:04 AM

Grab weekend mah, trying to minimise the number of times I need to sit down and use my YOLO card haha, else very mafan and unsustainable leh ..

Any other credit cards that have cashback for ewallets?

Lesser cashback per cardholder + higher total cashback pool = a longer time to fully deplete the total cashback pool

Also removing bills and no repeated merchant per day makes it harder to hit the criteria

When does the cashback for UOB YOLO get credited in ah?

Also, if I use RM300 e-wallet top up + RM300 any pay wave spend, should qualify for RM30 cashback right? (assuming before the pool dries up)

Case study for those requesting for SST waiver here, I recently called to cancel with the reason for change of T&C (a bit malas to chase cashback d so wanted to get rid of the card). They offered to waive my SST for the year + RM50 cashback as SST waiver for next 2 years (showed up as "retention cashback"). Previously been using this card solely for e-wallet top-ups (use RM600 ngam ngam each month)

hehe, thanks again for the spoonfeeding, much appreciated

Any idea when does the cashback pool run out? Was trying to troubleshoot my cashback, didn't receive any on 8 Aug but I did transact in Jul, albeit a bit late coz I was about to cancel but they retained me. Guess I'll have to wait till 8 Sep to see if my current spending qualifies.

This post has been edited by RitzyHoke: Sep 4 2022, 08:35 PM

I have my One card for more than 5 years now and I've never paid annual fees. Signed up via a booth at an LRT station lol, was offered 3 years annual fee waiver. After that I've been trying to cancel it but they keep coming back to me with both annual fee and SST waived lol. Then again One card is not my main card. I also have PRVI miles.

This post has been edited by RitzyHoke: Sep 5 2022, 06:40 AM

Anyone here still using One Card? Been inactive for awhile but was thinking about using it ... but the t&c has changed to min spend 500 (whopping 1.5k for Platinum!!!), before the cashback kicks in.

Am I missing something? This is ... pretty bad?

Previously you directly get cashback on petrol with no minimum spend, but now you have to spend 500 before getting any of the 10% cashback, right?

I think I've been holding on to my PRVI miles for more than 5 years already. Every time I try to cancel they waive everything lol.