Did you pay through Jompay for the cukai tanah for Perak state? What did you put for Ref-1 and Ref-2?

Unfortunately, I do not have the bill with me right now.

Thank you very much for the effort. Really appreciate it.

Anyone tried reloading Astro Payfy with YOLO? Able to get rebate for that?

New T&C for Preferred Platinum card starting from 1/1/2019


No more 10% cashback, only can earn UNIRinggit.

The site was down in the past few days but it is up again today.

So, Boost is considered as online transaction under YOLO now? I wonder if it is the same for other banks too. Previously, it was not considered as online when the description was under "CMSB-RPS" and "Celcom-RPS". Anyone tried after the name change to "Boost App"?

e-pay could be a good alternative.

Can.

https://www.e-pay.com.my/

Both are eligible for the cash back. Paying through Boost is better for those billers that are available in Boost.

Anyone else having problem with the updated app? After updating, the app kept crashing when I used it. The icon on phone screen also changed to something that looks like Android. Is there a problem with my phone or the app?

Android version 8.1. I still have the same problem after uninstalling and reinstalling the app. I am using a Vivo phone.

UOB is really terrible. My credit card was cancelled without my knowledge and consent. I was not informed at all about that. I just found about it when I could not use my card in multiple apps and websites. Initially, the card was still visible in my online banking. Later, it was removed completely. Not only do they need not provide reason for it, now they also no need to inform the customer as well? Is this how the bank treats its customers? What a horrible bank!

I got a reply from the bank through email that my card had indeed been cancelled. There was a letter attached which was dated a few weeks ago. I am not sure if it was prepared as a result of my enquiry and backdated or they did actually prepare it earlier. I did not receive any notification on this in any form whatsoever before this. The address in the letter was also incorrect. I do not know if they are really so incompetent to mess up my address or they did that intentionally so they can claim that they already notified me earlier despite the fact that I did not receive it at all.

I never expected UOB being a foreign bank to be so nasty and irresponsible in their actions. They were not transparent at all with their actions and decisions. So, be careful when dealing with this terrible, horrible bank.

No.

As usual, no specific reason was given. Just telling the bank is exercising its right to close my account according to the T&Cs. But I believe it has something to do with my savings account.

UOB decided to close all my deposit accounts as I have been doing very frequent fund transfer transactions among my own bank accounts using my UOB savings account. Mine you, they are all my own accounts, no third parties involved. Initially, no reason was provided even when I asked why they wanted to close my accounts. I only found out that was the reason after I emailed them to demand for an explanation and cc to BNM. Only then, did someone call me to ask about the reason for doing so. They apologized and admitted that they should not have issued the order before first checking with me. I asked if the bank does not allow frequent transfer among my own accounts and was told that was not the case. This was not the first time I asked about this, I got the same answer from two different bank officers at different time that it was allowed without any restriction. It is my money after all. They allowed customer to do so, but would close their account later when the bank are not happy with it? And not admit it?

I was asked if I would continue to do frequent transfer if I am allowed to continue operating my account. I told them that I would not continue doing so if the bank is not happy with my actions. In fact, I had already stopped doing that. They could have advised me not to do so if it was inappropriate. I would have agreed. Without any warning beforehand, they decided to close all my deposit accounts with them instead.

I was told they would feedback to HQ for consideration and ask to wait for update. Finally, on the day the account was supposed to be closed, I was informed that the final decision was to proceed with account closure as originally planned. No mention about my credit card at all this while. I only found that my credit card was cancelled as well after contacting them again after not being able to use the card for any purchase. UOB is so nasty, they closed all my accounts with them even those not related to that particular savings account involved. I was not even informed about it. I guess I had probably been blacklisted by the bank. It is so unfair and they were not transparent at all in their dealings with me. Their Treat Customer Fairly Charter was written so nicely but they don't practice what they preached. It is all for show only perhaps to comply with BNM's requirement. Their actual T&C's are still biased in their favour and the way they implement it is even worse.

The max I did was 10 times daily. I split the transaction every time I needed to perform large amount transfer to many smaller ones because stupid UOB wants to charge me for transfer exceeding RM 5,000 while many other banks are kind enough to waive it. If other banks don't understand that, it is understandable because they don't charge any fee for that. UOB should know better. I also do a lot of debit card transactions on the same day, often times back to back. I have no issue with my account getting flagged. Does it look suspicious on the surface? Maybe. But if they had bothered to check properly, they would find that there is nothing illegal or unlawful happening. They should have checked with me first if they needed clarification. I did not refuse to cooperate with them. I did not ask them to mind their own business as those are my own money. Maybe I should have because it did not seem to make any difference. Save myself some time and the hassle.


I am one of those who did that at Maybank. I did not need to go to branch to reset. It resets itself after a while. Maybank did not kacau me at all. As for why I did it so frequently at UOB, I did it to get extra / higher interest and also to participate in bank promotions. If any of you have a UOB savings account, try and check the interest calculation. Then you will know it is not calculated exactly like how other banks do it. You might be surprised that your assumptions about how interest is calculated is incorrect. Things get more complicated when MAB and IAB are involved. I kinda figured out how it was calculated and tried to maximize it to my benefit.

If the money was transferred to a third party's account or to my own account overseas, then the risk would be high as there is a change of beneficial ownership or the money leaves the Malaysian financial system. The layering that you mentioned is to obscure and avoid detection for money laundering purposes. How would splitting the amount into smaller amounts on the same day and transferring to the same account achieve that purpose? It is my own account some more. It is so obvious that actual money launderer would not do that.



I have already shared earlier why I did it. You would know if you had bothered to read properly.

Since when did I mention that the issue was already sorted? I did not make any official complaint to BNM. In case you are not aware, BNM does not respond to email that is CCed to them.


Their cut-off time for interest calculation is around 10:15pm every day. Exact time I am not sure as this information is not publicly disclosed. Saturday and Malaysia public holidays are regarded as non-processing days. So if you deposit or withdraw money on that day, it would not affect the interest calculation on that day. They are using the previous day's balance instead.

DISCLAIMER: Try at your own risk. I would not be liable to any losses you may incur as a result of my sharing. Do not blame me if UOB flag your activity as suspicious and close all your accounts with them as a result.