hey guys, anyone successfully waive their AF for zenith or vi cards?
checked with them, need to spend 100k(zenith) , 50k(vi) , for one month to get it fully waived.
Credit Cards UOB Credit Cards v9, Ex citi read post 2
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 Jul 25 2025, 02:27 PM
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Jul 25 2025, 08:37 PM
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#2
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QUOTE(aurora97 @ Jul 25 2025, 06:05 PM) There is no AF for Zenith. The minimum spend requirement in not applicable for Zenith. hmm i see. because i just walked in to their branch and asked about it. they told me waiver > 100k(a month) for zenith and 50k(a month) for vi. https://www.uob.com.my/personal/useful/fees...-annualfee.page Your only solution is to get the spend bonus and go to reward redemption, redeem the points for annual fee waiver but you need to have annual retail spend of RM 240K and above. a. Subject to these terms and conditions, the Cardmember shall receive 250,000 UNIRM (“Spend Bonus Points”) if the: - (i) Cardmember meets the cumulative annual retail spend of RM240,000 and above.  so ended up applying for PME. 50k (annually) |
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Jul 26 2025, 04:43 PM
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QUOTE(aurora97 @ Jul 25 2025, 11:33 PM) 100k (a month) is lile rm 1.2mil p.a. , i think you typoed this. yes i double and triple checked with them lol.Normally, annual spend limit is like rm 50k or 100k p.a. . That's the thing with UOB cuatomer service some of them are a bit blur and say different things but their website is quite clear on that. You can call them or drop them an email to tripple check. not every month, but need to sign 50/100k in one of the 12 months. i also confused, didnt know there is such terms before. and i actually walked in to their branch and ask. it doesnt make sense also, because requirement 192k PA salary, but need to whack 100k in one of the 12 months.  |
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Jul 28 2025, 10:12 PM
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QUOTE(aurora97 @ Jul 28 2025, 11:39 AM) Thanks for the info, sure man, quite sick to spend 50k/100k in a month to get the AF waived. but understood too, exclusive for the cards.I got my card early this year and they charged me annual fee in May. I already hit RM 150K, another 100k to go. I will try and call first to get AF waiver, after that, we'll see if they will award me the Spend Bonus points. QUOTE(Cookie101 @ Jul 28 2025, 09:55 PM) PBVI can get waiver. Just ring them up. Hardly use except when for their limo service u mean public bank VI? |
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