Guys, I am charged with Annual Fees + GST for Annual Fees for my UOB Yolo. I'm planning to cancel the card, but I have few questions:

1) If I cancel the card, do I still need to pay the annual fee? There's no transaction other than the fees in this statement.

2) If I cancel the card without paying the annual fee, will it affect my credit score?

3) How do I cancel UOB card? Read in other thread it says just give a phone call to UOB CS, is this enough?

Thanks!

Thanks!

I don't feel like keeping the card

Yup, I'm using other cards.