I transacted on Shopee early this month and I've exceeded the minimum swipes. However, the order will be refunded into my YOLO card.
Will I still be eligible for the cashback transacted earlier?

I would say nobody can answer u, u check and report the outcome to share with other

I rmb tnc mentioned refunded txn is not eligible , suggest u make another txn to make it have enough of 8x / 16x txn

-deleted-
Wrong thread!

This post has been edited by David83: May 15 2018, 07:40 PM

Anyone knows if the UOB YOLO card have high chances to get the cashback? Since they say only first RM110,000 can get. Also is annual fee waiver possible for this card?

I have been getting every month without fail, most of us actually. For my case, I will spend on the first day.

So long you spend at least once per month for consecutive 12 months, it will be auto-waived. Already auto-waived last year, I foresee no issue for this year as well.

How do you manage to spend all on first day?

This post has been edited by berrycoo~: May 15 2018, 09:16 PM

Pay bills.

I remember there was forumer transacted on 25 still got the cb if not mistaken. Anyway, try to utilise on 1st week if possible

Transactions should be sufficient. Worry about the refunded transactions. Those were high value ones to pay utility bill. Gonna black list the seller.

Nice. I think I may apply for this card. Is UOB chance of rejecting application high? Like do they check your CTOS/CCRIS record?

Every bank will at least check CCRIS and other assessments as well.

If refund, sure it won’t give cashback for the refunded txn

If get rejected by other banks within 6 months will have a record in CCRIS or other assessments?

Why don’t just use jompay lol...

Every search will leave a dot on the report for the next 12m.

Either you apply all one shot and let the dots appear altogether or leave a gap of 6~12m to apply next product.

In this way when all checking at that point of time, no one will know u are applying multiple institutions at the same time.

The record is updated quarterly basis.

P/s: based on recent contract to upgrade of a FI’s system from twice a year to quarterly basis.

What you mean by dot? And on what report does this dot appear at?

The simplified Version.

It depends which was used- ctos/ ccris

I see. Very clear explanation. Is there anyway for me to know whether or not there is a hard search on my report?

There’s two major ones.

CTOS: Privately owned business entity. Free version is the “soft search” type and the one they send out yearly.

The paid version is one gives you full record. That will be a “hard search” each time you request too.

CCRIS: BNM/govt type. free- “hard search” throughout whenever you or whoever request it.

Another way is that you go branch and get a blur fish there to show you...

So means if I want to know for sure I will get another hard search on the report by myself. So to be safe is don't check and wait 6 months before applying?