QUOTE(fruitie @ Mar 13 2018, 08:21 PM)
Ok, well~~ Thanks for your advice.Let's wait on April next month... If not waiver for me, then compulsory highlight for this case already.
Credit Cards UOB Credit Cards v9, Ex citi read post 2
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Mar 13 2018, 09:46 PM
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Senior Member
4,167 posts Joined: Mar 2012 From: Kuala Lumpur |
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Mar 13 2018, 10:58 PM
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Senior Member
1,615 posts Joined: Sep 2011 |
QUOTE(pwlow @ Mar 11 2018, 08:10 PM) QUOTE(cybpsych @ Mar 11 2018, 08:33 PM) QUOTE(fruitie @ Mar 11 2018, 09:24 PM) Edit: False alarm. Sorry!This post has been edited by ckweng: Mar 13 2018, 11:01 PM |
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Mar 13 2018, 11:35 PM
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Junior Member
39 posts Joined: May 2011 |
It look like the new Yolo card term and con will affect many ppl. After screen through the T&C, it look like we will have to at least swipe 7x RM10 and 1x RM1 to qualify the 8x swipe.
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Mar 13 2018, 11:40 PM
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All Stars
18,402 posts Joined: Oct 2010 |
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Mar 14 2018, 10:11 AM
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Senior Member
6,260 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(David83 @ Mar 13 2018, 09:42 PM) It's up to personal interpretation. It's not a loophole, black and white stated in their T&C.You can call me not fair but how about those who play fair and square? What should this subset of people call those who taking opportunity of a loophole? It's a typical Asian culture/attitude/mindset of taking opportunity or take for granted of a loophole or disadvantage situation. At Samsung Pay thread, some forumer also used the word "abuse". The scenario is even worse than here I saw. So no offence. And 'play fair and square' is different from 'ignorant'. Same as customers who complain 'why didn't I get my 15% cashback' because didn't read T&C of minimum spending RM2k or what not. The fact that first month cashback was up till 28th of the month indicates that few (if any) 'fair and square' customers got screwed over by those who prefer to optimize for highest chance. Go blame the ones who set the T&C rather than those who want to optimize our fast-depreciating assets. |
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Mar 14 2018, 10:15 AM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(LostAndFound @ Mar 14 2018, 10:11 AM) It's not a loophole, black and white stated in their T&C. The loophole term doesn't come from me if you read the post trail.And 'play fair and square' is different from 'ignorant'. Same as customers who complain 'why didn't I get my 15% cashback' because didn't read T&C of minimum spending RM2k or what not. The fact that first month cashback was up till 28th of the month indicates that few (if any) 'fair and square' customers got screwed over by those who prefer to optimize for highest chance. Go blame the ones who set the T&C rather than those who want to optimize our fast-depreciating assets. I'm only say that it's kind of "abuse" for doing RM 1 x 8. Everybody is entitled to his/her deference. Consumer wants to outsmart the bank; the bank can outsmart to protect its interest. |
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Mar 14 2018, 10:42 AM
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Junior Member
81 posts Joined: Jun 2015 |
QUOTE(JuneResources @ Mar 13 2018, 09:46 PM) Ok, well~~ Thanks for your advice. My sincere advice,Let's wait on April next month... If not waiver for me, then compulsory highlight for this case already. 1. Request to cancel card at-least 2 months before the annual fees be charged. 2. The CS will request you to hold the card and some one will call you back afterward. 3. You may be offered another 2 years annual fees waiver. 4. Based on my experience, number of swipes is not a compulsory criteria (My case, UOB Visa Infinite - swipe less than 5 times / Visa Premier Mile - wipe less than 3 times. Been offered 2 years annual fees waiver without any condition) |
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Mar 14 2018, 11:17 AM
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Junior Member
440 posts Joined: May 2008 |
Yeah I've won RM1K cashback for 1 million cashback to be won. UOB just credit today 14/3/18
QUOTE(adele123 @ Feb 20 2018, 01:28 PM) Promotions click HERE 1 Million Cash Back to be Won Campaign | T & C Archived Promotions » Click to show Spoiler - click again to hide... « Please read (answers to your FAQ) 1) YOLO Cash Back and Spending is based on Calendar Month. The spending is based on transaction date not posting date. So you can swipe on 31st of Jan and it may be posted on 1st Feb or 2nd Feb BUT it will still be for the January quota. Confirmed on 20.04.2017 by ronnie. 2) Your YOLO Cash Back will only be credited at the end of next month. Example: For transactions in February, Cash Back will be received around end of March. (We donāt know which date exactly as it depends on UOB but after 20th). 3) If you spend below RM500 for YOLO, you wonāt get any cash back. To maximize cash back percentage for online spend only, spend RM833.30, and you will effectively earn 6% cash back. 4) Is xxx eligible for online 6%? Unless reported otherwise (see list in post #1), you should really read the T&C of YOLO Cash Back. They do have a list of items that will not be awarded with cash back. Other than that list, logically, it should be entitled for 6% rebate if itās online transaction. We donāt work for UOB. We don't know for sure. This card only came about in August 2016. Archived FAQ » Click to show Spoiler - click again to hide... « |
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Mar 14 2018, 11:29 AM
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Staff
72,797 posts Joined: Sep 2005 From: KUL |
QUOTE(Parasite85 @ Mar 14 2018, 10:42 AM) My sincere advice, YOLO has swipes condition mentioned in T&C.1. Request to cancel card at-least 2 months before the annual fees be charged. 2. The CS will request you to hold the card and some one will call you back afterward. 3. You may be offered another 2 years annual fees waiver. 4. Based on my experience, number of swipes is not a compulsory criteria (My case, UOB Visa Infinite - swipe less than 5 times / Visa Premier Mile - wipe less than 3 times. Been offered 2 years annual fees waiver without any condition) |
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Mar 14 2018, 11:31 AM
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Junior Member
81 posts Joined: Jun 2015 |
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Mar 14 2018, 11:33 AM
Show posts by this member only | IPv6 | Post
#231
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Senior Member
1,702 posts Joined: Jan 2003 From: Farmer River |
want to apply the Preferred Platinum, but the application don't have the option, can we write it up manually?
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Mar 14 2018, 12:31 PM
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Junior Member
359 posts Joined: Jan 2015 |
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Mar 14 2018, 01:02 PM
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Junior Member
440 posts Joined: May 2008 |
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Mar 14 2018, 01:27 PM
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Junior Member
355 posts Joined: May 2007 |
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Mar 14 2018, 01:28 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Mar 14 2018, 01:32 PM
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Junior Member
355 posts Joined: May 2007 |
QUOTE(David83 @ Mar 14 2018, 01:28 PM) They did send a SMS a week ago to notified that I have been shortlisted and require to answer a simple question and have to reply through SMS. If succeed will be notify.But I have yet to receive any SMS notification, As I saw one of the member mentioning the cash back been awarded, went to check and its has been reflected in my credit card online account. Thank you UOB |
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Mar 14 2018, 01:39 PM
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Junior Member
359 posts Joined: Jan 2015 |
QUOTE(haru20 @ Mar 14 2018, 01:32 PM) They did send a SMS a week ago to notified that I have been shortlisted and require to answer a simple question and have to reply through SMS. If succeed will be notify. Didnt aware of the second round event. I won the RM 300 first come first serve event last year also.But I have yet to receive any SMS notification, As I saw one of the member mentioning the cash back been awarded, went to check and its has been reflected in my credit card online account. Thank you UOB |
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Mar 14 2018, 01:50 PM
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Junior Member
440 posts Joined: May 2008 |
QUOTE(haru20 @ Mar 14 2018, 01:32 PM) They did send a SMS a week ago to notified that I have been shortlisted and require to answer a simple question and have to reply through SMS. If succeed will be notify. Same here But I have yet to receive any SMS notification, As I saw one of the member mentioning the cash back been awarded, went to check and its has been reflected in my credit card online account. Thank you UOB |
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Mar 14 2018, 07:55 PM
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Junior Member
175 posts Joined: Mar 2015 |
QUOTE(fruitie @ Mar 14 2018, 11:29 AM) is it mentioned in the T&C? couldn't find it.https://www1.uob.com.my/assets/pdf/tnc/YoloCard-tnc-eng.pdf |
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Mar 14 2018, 07:59 PM
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All Stars
65,274 posts Joined: Jan 2003 |
QUOTE(lwc629 @ Mar 14 2018, 07:55 PM) is it mentioned in the T&C? couldn't find it. no 14https://www1.uob.com.my/assets/pdf/tnc/YoloCard-tnc-eng.pdf |
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