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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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qu3vax
post Mar 10 2019, 03:38 PM

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QUOTE(fruitie @ Mar 10 2019, 02:39 PM)
Then, why still continue paying it? Pay other things or don't spend anymore? laugh.gif
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Maybe the card he use to entitle cash back need to pay to the categories of phone bills.

QUOTE(kart @ Mar 10 2019, 02:10 PM)
Thanks for sharing your opinion.  smile.gif

My Maxis bill is currently overpaid by several hundred ringgits, due to my participation in several credit card spending promotions held by various banks.

No, paying RM 1 to my Maxis bill does not hurt me. However, if I keep on overpaying my Maxis bill (with my credit card) just for the sake of getting the cashback, I will need to pay the credit card statement balance on the payment due date. Thus, the money in my savings account will slightly be depleted, and this money will be "locked up" in my Maxis outstanding balance.

Yes, the negative outstanding balance of my Maxis bill will be used to offset the monthly commitment fee for next few months, but it is still "locked up" nevertheless.

Alright, since there is no one who can suggest a credit card payment amount of lower than RM 1.00 to Maxis, I have to accept that the lowest payment amount to Maxis is RM 1.00, via JomPay in UOB Internet Banking website. Well, what to do? I have to accept what it is.

Thanks.  smile.gif
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mind to tell which card and what cb r u referring? sometime it has many tricks doesn't really need to spend that much on the category, maybe we can discuss it.
qu3vax
post Mar 11 2019, 11:20 PM

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QUOTE(mastering89 @ Mar 10 2019, 07:28 PM)
does this apply to online purchases paid with oversea currency?
etc
airasia flight to Japan charges in JPY
amazon
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any oversea currency will do. but very tricky, read the t&c, first 2 transaction need to be equivalent RM250, the CB only calculate for the 3rd transaction.
qu3vax
post Apr 12 2019, 12:04 AM

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QUOTE(cybpsych @ Apr 11 2019, 04:52 PM)
UP TO RM 100 WEEKLY CASH BACK UP FOR GRABS!

-- here are the eligible MCCs  rclxms.gif

user posted image
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wow! mind to share where to get this information? Legit?
qu3vax
post Apr 23 2019, 05:41 PM

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QUOTE(David83 @ Apr 23 2019, 05:40 PM)
Just checked in PIB.
Not yet.
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Boost/BP result or other spending CB> whistling.gif
qu3vax
post Apr 24 2019, 03:26 PM

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QUOTE(David83 @ Apr 23 2019, 05:42 PM)
I got JomPay transactions too, please.
Unless those are being put under exclusion list.
You sounded as if you got your March spending cash back on Yolo?  dry.gif
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not yet la. i thought someone is testing for the boost/bp? basically my jompay is more than enough to entitle the monthly cb.
qu3vax
post May 10 2019, 01:37 AM

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QUOTE(noeltwt @ May 9 2019, 03:09 PM)
Hi every sifus  notworthy.gif , Im (very) new to UOB CC so I have a few questions about my PRVI Mile Card:-



2) I know there is 1 'UOBM VISA 30% OVERSEAS CASH BACK CAMPAIGN'



Sorry for the long post, hope any sifu that have experience before can answer my questions  notworthy.gif  notworthy.gif  notworthy.gif
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i answer your no2 question

2) Its kinda dangerous for your spending date...from tnc i think uob stated spending date follow malaysia time. very clearly stated the time as start from 00.00 hour so i guess most probably is based on spending date but not transaction date.

It's online booking which u can control ur booking time. I suggest u control a bit based on reading the tnc first next time to ensure u got the RM500 cashback which is not a small sum of money.

Anyway, reading my pessimistic reply is awful but dont worry, there is still chance.

magic tricks for airbnb booking as i am an airbnb host.
check the room u book is free cancelable or not. if yes, cancel it on sunday(to secure the availability), book on monday. As well as other. cancel and re-spend if it doesnt cost u cancellation fees.

And also.... i dont know when u flying, maybe within the campaign period, remember max rm500 cashback only, once u hit rm500, no more extra. dont crack your head thinking on how to spend to get cashback.


qu3vax
post May 10 2019, 04:39 PM

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QUOTE(noeltwt @ May 10 2019, 08:55 AM)
Yeah...because i received UOB SMS said 'thank you for using...' exactly after i made payment on 4/5/2019, but it didn't reflect on statement on 5/5/2019.

Well, securing the accommodation is still priority, the cash back since subject to weekly cap and i only try it on weekend, i din expect much too

For AirBnB...i rather not do it again as again, securing a place to stay is still more important

But then, I still have a few booking that is with 'pay later' option, so i will definitely try on Monday if above failed!

Btw thanks for your feedback! I can only pray thenĀ  laugh.gif
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yeah, that's y i said. cancel it on sunday before 12am (if no fees charged), and quickly rebook on monday after 12am. keke...
but it got charges then dont do it. not worth.
and also if u have other stuff to spend, make it all on monday morning. chances is very high to get cashback.

This post has been edited by qu3vax: May 10 2019, 04:41 PM
qu3vax
post May 18 2019, 04:58 PM

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[quote=cybpsych,May 18 2019, 09:22 AM]
https://www1.uob.com.my/web-resources/perso...ack-tnc-eng.pdf

UOB updated the T&C with eligible MCCs (clause 21) and minor updates to clause 7.

weekly allocation dropped to RM25k from RM30k.
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[/quote]
updated Clause 5 T&C for SPEND & EARN CASH BACK CAMPAIGN 2019 campaign

user posted image

https://www1.uob.com.my/web-resources/perso...ack-tnc-eng.pdf
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[/quote]


So the previous UOB2 is valid?
qu3vax
post Oct 6 2019, 02:52 PM

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wow 30% oversea rm500 cash back is back~
qu3vax
post Oct 6 2019, 03:13 PM

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QUOTE(MGM @ Oct 6 2019, 02:58 PM)
Can't find. Can u provide the link?
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very tricky, only available on FB, searched in google/official totally no result.

https://www.uob.com.my/personal/promotions/...s-cashback.page
qu3vax
post Nov 14 2019, 12:03 AM

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QUOTE(patrick94 @ Nov 13 2019, 07:05 PM)
Hello guys... I'm newbie for CC and i want to apply my first CC

I'm considering for UOB One card, but for the annual fee... what's the

requirement to waive it?
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try research for yolo if u select uob. see which 1 suit u more. no annual fee if u spend once per month
qu3vax
post Nov 15 2019, 11:48 PM

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QUOTE(cybpsych @ Nov 15 2019, 02:44 PM)
only CS can give you "chan" la  biggrin.gif
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yeah, he is right. if cant waive the request for cancel. from what i read here and my own experience for 3 times, when i said cancel, retention team call back and waive everything include SST cashback and some even granted another free 2-3 years auto annual waive(with condition like 3 swipe/certain amount of spending or some even with no condition)

qu3vax
post Nov 19 2019, 01:56 AM

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QUOTE(Micozole @ Nov 18 2019, 09:58 PM)
Hello,
I was applying for uob one card when a teller call me about whether i want get the uob infinite card as well.

I was in a hurry so after confirming its free for at least first year as in no annual fee, i just said yes.

Received both cards today. Question is, i browse through the benefit and seems like infinite card is good for those who travel frequent.

Since having a baby, i have requested for job that travels less or as in do not have to travel at all.

Is it still useful within malaysia (as in outlets)? Or any dining, purchase etc?
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usually premier card is designed especially for frequent flyer to earn point/overseas cashback. well, no harm to keep this card as now got promo on 30% oversea transaction (online or offline).
and also, when u got the infinite card, u can direct add any of their credit card without submitting document. just call their premier phone line to add, good for those campaign that suit u.
qu3vax
post Nov 20 2019, 12:30 AM

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QUOTE(Micozole @ Nov 19 2019, 09:39 AM)
i see. thanks for the info. i saw the UOB yolo seems pretty good with one of the cashback; forgot which category it is

though the 30% transaction, including online, sounds pretty good.

is it applicable for apps like lazada or taobao?
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i did mine from taobao. i just ask my supplier to split payment, around RM260/260/1700.(with 3% credit card charges but nvmla since so many cashback, $$$500$$$).
do it on monday morning. FCFS basic.

previous campaign did it on bkk s2o event, had to split 3 transaction. 1st and 2nd transaction for 1 ticket 2000bath each, amount just nice~ haha
qu3vax
post Dec 13 2019, 03:42 PM

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since previously was talking about astro, i think different bank has different category. Maybe MBB treated as utilities doesnt mean uob the same.
qu3vax
post Dec 23 2019, 03:53 PM

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QUOTE(kop2299 @ Dec 23 2019, 11:16 AM)
With the new TNC next month, I cannot use Yolo to earn CB from TNB. Any other card that I can use to pay TNB with CB? Monthly RM400
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cimb cash rebate
qu3vax
post Dec 28 2019, 12:26 AM

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QUOTE(berrycoo~ @ Dec 25 2019, 10:11 PM)
Now even Yolo cant pay TNB bills how are you guys paying tnb bills now? Any other alternatives other than topup to BigPay?
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cimb cash rebate
qu3vax
post Dec 28 2019, 12:39 AM

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wow it's in! Big angpow for 2020~


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qu3vax
post Dec 28 2019, 10:52 AM

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QUOTE(applesmiley @ Dec 28 2019, 02:01 AM)
How did you get this?
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oversea 30% cashback
qu3vax
post Dec 28 2019, 11:17 PM

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QUOTE(charlene128 @ Dec 28 2019, 08:07 PM)
Hi, may I know when is ur spending date?
Cos mine still not in, spend on 25 Nov..  hmm.gif
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4 Nov, looks like still take 2-3weeks for your turn

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