What promo is this?

Isn't it banned to link any bonus cashback directly to SST now? Saw hye post explanations on that in the Maybank thread or somewhere.

One of his explanations expanded beyond waiving to say shouldn't talk about 'offset' or 'rebate' or similar, since the cashback given is separate and just so happens to be same amount.

Okay thanks. I scared to mention anything here already after the announcement. Fortunately almost all my cards are mid-year so I can just wait for other people to report, but I'm scared people don't report cos not sure what the rules mean.

My wife's card no such luck, got charged already.

Yeah she called them up and no such offer. Regular user too.

Can post your transaction list (including date of transaction)?

Doesn't he need 8 swipes before can get anything? And even then he'd get 5% (total spend 97+ ringgit), which doesn't match the above.

Hmm so they probably just find everyone who has 16+ transactions (or 8+) first and then only start assigning CB. Interesting. Not that I plan to be test case for that.

Yes, I received from 32x swipe TNB and mpsj split to 20 ringgit each as well.

I also did 6 August. Figured first week more competition than 2nd week (did same thing for September, cross fingers can get)

The promo isn't FCFS so the date of swipe isn't really an issue (except that you're in same week as him, and swiped less times).

Probably because they already gonna pay the government that anyway, so why should they bear the cost if you're not gonna be their customer anymore.

Really, there's gonna be backlash of that sort? Over RM25? How much money would they make from such customers?

Easy to say, but in my experience not necessarily true. Many types of rich people.

Public bank give lousy FD rates but always full of funding. Because one type of rich person prefers certain banks (and let's be honest, certain race) as being more stable.

Another type of rich person likes spending to show off.

The 'stingy type' is the worse customer for a bank to have.

Read between the lines. Some banks do not do FD promo (or do much lower promo interest rates). Public bank famous for that.

Do you think the reason is because they don't want your money? But they're one of the more profitable banks, so definitely people are still putting money in. Even though interest not as attractive.

Not everyone switches funds that easily. I have relatives who only go for non OCBC/PBB when they max out the amount they're allowed to put in FD.

Better than Maybank2Kard AMEX for petrol meh?

You mentioned Ikhwan, which means not hard for you to get it.


Don't forget the 5x TreatsPoints for Amex, which is why I said it's better than UOB One for petrol on weekend. And you still get that 5x on weekday spend. Effectively slightly above 1%.

Fair enough. Pretty sure you could have converted your Ikhwan to Maybank2Kard (Visa Signature isn't much better, and that annual fee!).

Name is there but money not in yet. Oh well.