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Credit Cards UOB Credit Cards v9, Ex citi read post 2
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ericlaiys
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 Jul 29 2025, 05:36 PM
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QUOTE(ChiaW3n @ Jul 29 2025, 05:08 PM) I always used the RP to change for enrich miles but in the previous bonus redemption period UOB was not part of the campaign so that I didn’t get it redeem QUOTE(aurora97 @ Jul 29 2025, 05:14 PM) RP, you mean Rakyat Points for Bank Rakyat CC? Ermm but we are in UOB credit card thread, and your asking whether 80K pts worth getting the RM100 TNGewallet with RM 10 cashback right? i'm blur...wonder when UOB point can get bonus to exchange to enrich miles. most of times, not participate due to uob gave 10x or 12x point |
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aurora97
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Jul 29 2025, 05:42 PM
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QUOTE(ericlaiys @ Jul 29 2025, 05:36 PM) i'm blur...wonder when UOB point can get bonus to exchange to enrich miles. most of times, not participate due to uob gave 10x or 12x point 
https://unirm.my/Member/Products/Product_Ca...-MuTRsEMjcak%3DNeed to use 80K pts to redeem TNG eWallet. The original question asking is it worth it or not, I am merely benchmarking against Airmiles as a comparison. |
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tan_aniki
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Jul 29 2025, 08:52 PM
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QUOTE(chonghe @ Jul 29 2025, 09:18 AM) To all expert, why I didn't get cashback for UOB One. I have met RM800 minimum spend. Is DBKL not counted? I thought it is counted towards total monthly spend  check online, it will show the posted date those txn date on 25/7 might posted on 26/7 which is not counted to your min spend |
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ChiaW3n
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Jul 30 2025, 03:07 AM
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QUOTE(aurora97 @ Jul 29 2025, 05:14 PM) RP, you mean Rakyat Points for Bank Rakyat CC? Ermm but we are in UOB credit card thread, and your asking whether 80K pts worth getting the RM100 TNGewallet with RM 10 cashback right? Reward point lol |
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chonghe
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Jul 30 2025, 08:59 AM
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QUOTE(tan_aniki @ Jul 29 2025, 08:52 PM) check online, it will show the posted date those txn date on 25/7 might posted on 26/7 which is not counted to your min spend those transacted on 25/7 all posted on 26/7, so that is the reason. DBKL + posting date on 26/7 |
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aurora97
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Jul 30 2025, 09:31 AM
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QUOTE(ChiaW3n @ Jul 30 2025, 03:07 AM) aduh my head hurts...  |
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Sitting Duck
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Jul 30 2025, 06:21 PM
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Just want a confirmation that UOB Premier Miles Card
1. no longer has free airport lounge access in KLIA or KLIA2?
2. no more 12X UNIRM for overseas spend?
Thanks.
This post has been edited by Sitting Duck: Jul 30 2025, 06:24 PM
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LYNshop
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Jul 30 2025, 06:41 PM
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Getting Started
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how long it takes usually for UOB card approval?
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70U63
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Jul 30 2025, 09:08 PM
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Getting Started
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If u are talking about UOB PRVI Miles Card (VISA Card),  This card don't have lounge access, oversea spending is only 5X UNIRM. If u are talking about UOB PRVI Miles Elite Card (Mastercard),  1. No more PPL access at KLIA2 (from August). Still can use at KLIA1. 2. Up to 12X UNIRM for oversea spend QUOTE(Sitting Duck @ Jul 30 2025, 06:21 PM) Just want a confirmation that UOB Premier Miles Card 1. no longer has free airport lounge access in KLIA or KLIA2? 2. no more 12X UNIRM for overseas spend? Thanks. |
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ericlaiys
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Jul 30 2025, 09:49 PM
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QUOTE(70U63 @ Jul 30 2025, 09:08 PM) If u are talking about UOB PRVI Miles Card (VISA Card), This card don't have lounge access, oversea spending is only 5X UNIRM. If u are talking about UOB PRVI Miles Elite Card (Mastercard), 1. No more PPL access at KLIA2 (from August). Still can use at KLIA1. 2. Up to 12X UNIRM for oversea spend 12x is certain countries, other not listed countries is 10x |
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CoffeeDude
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Jul 31 2025, 08:25 AM
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del
This post has been edited by CoffeeDude: Jul 31 2025, 08:34 AM
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70U63
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Jul 31 2025, 09:55 AM
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Getting Started
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Yes, 12x (for Singapore, Thailand, Vietnam and Indonesia currency). All other currency are 10x. QUOTE(ericlaiys @ Jul 30 2025, 09:49 PM) 12x is certain countries, other not listed countries is 10x |
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70U63
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Jul 31 2025, 09:58 AM
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Getting Started
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Typical 1-2 weeks.  If FD pledge (for UOB), 2 months. QUOTE(LYNshop @ Jul 30 2025, 06:41 PM) how long it takes usually for UOB card approval? |
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fuzzy
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Jul 31 2025, 11:13 AM
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QUOTE(70U63 @ Jul 31 2025, 09:55 AM) Yes, 12x (for Singapore, Thailand, Vietnam and Indonesia currency). All other currency are 10x. That is for Agoda spend where you get 2.4 air miles for every RM1 spent on Agoda in SGD, THB, VND and IDR currencies. The 12x / 10x is spending on the countries, not sure if it has to be in that currency. QUOTE 12X UNIRM for every RM1 spent in Singapore, Thailand, Vietnam and Indonesia
10X UNIRM for every RM1 spent in other countries |
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aurora97
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Jul 31 2025, 11:56 AM
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QUOTE(70U63 @ Jul 31 2025, 09:58 AM) Typical 1-2 weeks. If FD pledge (for UOB), 2 months. MBB sets the benchmark for this within 10 working days, you will know whether your application is approved. UOB on the other hand, I've not seen 1 week approval. 2 weeks is pretty standard; if there are holidays or promotions (for example, a 3-year AF waiver or a new card launch), expect approval to drag up to a month. |
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70U63
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Jul 31 2025, 01:14 PM
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Getting Started
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2.4 air miles are for HOTEL booking at Agoda with these 4 currencies. Other oversea spending, following applicable, 12x and 10x  QUOTE(fuzzy @ Jul 31 2025, 11:13 AM) That is for Agoda spend where you get 2.4 air miles for every RM1 spent on Agoda in SGD, THB, VND and IDR currencies. The 12x / 10x is spending on the countries, not sure if it has to be in that currency. |
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guy3288
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Jul 31 2025, 01:46 PM
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fuzzy
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Jul 31 2025, 01:51 PM
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QUOTE(70U63 @ Jul 31 2025, 01:14 PM) 2.4 air miles are for HOTEL booking at Agoda with these 4 currencies. Other oversea spending, following applicable, 12x and 10x Ya, not currency but country. |
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LYNshop
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Jul 31 2025, 04:01 PM
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Getting Started
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QUOTE(70U63 @ Jul 31 2025, 09:58 AM) Typical 1-2 weeks. If FD pledge (for UOB), 2 months. if pledge with FD, cannot withdraw FD forever if still holding the card right? |
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70U63
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Jul 31 2025, 04:53 PM
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Getting Started
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Yes. In the future if u want to take out the FD and keep the card, u can apply (with income document) first. Once approved, baru can take out the FD. For UOB, if apply with FD pledge, u also need to pay 0.5% stamp duty. QUOTE(LYNshop @ Jul 31 2025, 04:01 PM) if pledge with FD, cannot withdraw FD forever if still holding the card right? |
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