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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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JuneResources
post Dec 11 2019, 09:54 PM

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QUOTE(skty @ Dec 11 2019, 06:36 PM)
sorry bro, there is no best guaranteed proposal due to the nature of the revised TnC drafted by UOB.

it all depends on someone lifestyle now as it need spending/future spending to close the deal on 1st of every month.

I am surprised to see many can't understand the full meaning and tricks of the revised TnC. They even put some example inside. cybpsych bro already did his best to track changes and share it out to us but if we can't even detect the tricks in the revised TnC, then we have ourselves to blamed.
*
Need somebody become "white rat" then able to find out have rebate or not.
This time 2020 gonna be suffer a lot due to getting more limitation of using this Yolo card.

Telco, utility and Jompay are not entitle for rebate soon.
Seriously I don't know how to use this yolo card anymore.

Need throw this card to freezer until wanna to charge the SST again threaten them terminate card? mega_shok.gif


QUOTE(cucikaki @ Dec 11 2019, 06:44 PM)
i'll go for

BOOST RM540
BIGPAY RM15
TNG RM15
GRAB RM15
SHOPEE RM15

on 1 January 2020, will let u guys know the outcome by 29 February 2020 - since now cashback will only be awarded by end of the following month
*
BOOST RM540 - Ewallet consider what transactions? Online transactions? rclxub.gif
BIGPAY RM15 - Are you sure Bigpay can entitle rebate for next year? Currently 2019 Bigpay is not entitle rebate for Yolo. unsure.gif
TNG RM15 - Referring current 2019, some people say have rebate but some say not eligible. So next year 2020 unlock already which can eligible can rebate? confused.gif
GRAB RM15 - Should be Ok since the campaign until 31 Jan 2020 blush.gif
SHOPEE RM15 - Confirm have because it's consider online transactions.

JuneResources
post Dec 11 2019, 10:29 PM

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QUOTE(adele123 @ Dec 11 2019, 09:59 PM)
Actually people offer to try then you put questions like "are you sure...?"

No one is sure. That is why he say testing. So wait la... i dont mean to sound mean but someone offer to test and you pour cold water. Sound like my in law.
*
Ok loh~~ Is my bad loh.. sad.gif
**Slap my face**

I should be not putting a questions.. doh.gif
What I'm thinking that if this year 2019 transactions to Bigpay does not have eligible for rebate, then it should be next year 2020 also don't have eligible too. Am I correct? Is it logic?


I don't say cannot do that transactions OR cannot try.
No issued we all can try luck do a small transactions.

If untung, then it is good to share. We are a shareholder.
If not untung, then at least we know that is a "RED" indicate don't use XXX for transactions. Else, you earn nothing.
JuneResources
post Dec 12 2019, 11:44 AM

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QUOTE(paogeh @ Dec 12 2019, 12:47 AM)
Just got to know the new revised YOLO 2020 tnC
basically i use YOLO for :
1. Boost
2. Jompay-TNB
3. Jompay--TIME

Can i still score the full CB ?

*In maybank thread, TIME is categoried as UTILITIES. Not sure if this affect YOLO.
*
Got try before astro consider utilities. Damn it damage 20 buck before.

QUOTE(avinlim @ Dec 12 2019, 09:26 AM)
Wow...UOB T&C change...ok...after reading all sifu comment. Need to start planning new style to suit the cb change again...haha

Another cut of cb from cc .......From RM50 to RM30.... aiksss
*
Most of the bill expenses been chop down.
However I saw contactless transactions will get cb. So can count as any contactless such as retail shop and so on, right?

Aduh~~ guess next year Jan temporary no transactions of the this card.. Headache now and squishing the cb.. bangwall.gif

This post has been edited by JuneResources: Dec 12 2019, 11:45 AM
JuneResources
post Dec 12 2019, 11:49 AM

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QUOTE(fruitie @ Dec 12 2019, 11:46 AM)
Which card?
*
Amex..

I first thought only electric, water and government no cb.
End up astro also consider utility.. doh.gif
JuneResources
post Dec 12 2019, 12:27 PM

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QUOTE(fruitie @ Dec 12 2019, 11:55 AM)
You sure you didn't get cash back? I get it every single month with AmEx payment.
It is indicated as "utilities" only at the chart but that doesn't mean it is.
*
Hmm.. hmm.gif Perhaps you check another thread at Maybank Gold there.
If we continue discuss in here, later you will say it's out of topic..

Here the link..

https://forum.lowyat.net/index.php?showtopi...&#entry94835418
JuneResources
post Dec 13 2019, 04:15 PM

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QUOTE(coolguy99 @ Dec 12 2019, 10:29 PM)
Used to be 5% for petrol, looks like UOB is cutting their cc benefit all in one go...
*
Hengggg~~ vmad.gif Getting worst than Yolo..
Cinema transaction straight away disappear in the air.. bangwall.gif

I think too much customers are holding ONE already. (A hint to terminate card)
Next year onward, can put the freezer until soon impose SST cancel card.

I can't brain it hw to use this ONE already.

JuneResources
post Dec 15 2019, 12:33 AM

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QUOTE(tan_aniki @ Dec 13 2019, 08:09 PM)
Grab RM200 on first weekend get RM20 cb?
One got more quota than Yolo btw
wait till no campaign and charge u SST, then cancel
*
That is the only final ONE to survive.
Unless before they charge me SST, then they go U-Turn..
JuneResources
post Dec 16 2019, 10:31 AM

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QUOTE(chrischiang @ Dec 13 2019, 04:47 PM)
you'll need to do it in few days if only Boost + BP...

» Click to show Spoiler - click again to hide... «

*
That means first 15 days need one by one do transactions to either BP or Boost, am I right?
Else, it will count as 1 transactions only? confused.gif

Damn, the statement look very deep. Perhaps is my poor understanding language. sweat.gif
JuneResources
post Dec 16 2019, 04:21 PM

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QUOTE(cyclonerox @ Dec 16 2019, 02:32 PM)
Guys..
Conclusion...for YOLO, we only need to make 5 transactions which sum up RM600 then we can get RM30 cash back already?
ONE card I think can terminate already, my annual renewal on January.
*
Yes, exactly.. You can threatening them cancel the ONE..
And a hint to them one by one card to terminate.

QUOTE(tan_aniki @ Dec 16 2019, 02:55 PM)
yes, only 5 transactions but cannot be same merchant on same day with minimum RM15 for each transaction.

try keep it until grab campaign finish, it's easier to get as compare to Yolo as the cb pool more than Yolo, if AF or SST can't waive then just cancel. (but they will call u back few days later and waive for u)
*
That the most annoying to follow up do transactions within 5 days.
JuneResources
post Dec 17 2019, 11:00 AM

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QUOTE(tan_aniki @ Dec 16 2019, 06:04 PM)
I will do it on 1st day, dont want wait too long
*
I think Jan temporary give up using Yolo. Use other cc to pay my bill first since my total bill (such as utility and telco) won't be so much spend more than RM600+..
Perhaps you all can share in here the result on Feb result how it is..

If I really utilize the Yolo, perhaps only transaction of Grab only.
Plus my one annual fee been offer based on yearly, but not monthly.. So I don't mind Jan don't have any transactions.
JuneResources
post Dec 17 2019, 11:24 AM

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QUOTE(tan_aniki @ Dec 17 2019, 11:09 AM)
i'm wondering topping up to Grab would have getting the 5% card feature plus another 5% on weekday or 10% on weekend or not, should be the same like pbb getting both as well?

since they have removed Grab in the exclusion list...
*
At least the worst case I can manage the campaign Grab either 5% on weekday or 10% on weekend.
It is good that at least I gain something, rather than totally ZERO.

Since already remove the Grab, then I predict for ordering Grab no issued, should be able to get cashback.
Now comes the issued of "top up to Grabpay".. If I'm not wrong, previously have discuss in here that top up grabpay and ordering the Grab MCC code are different.

Correct me if I'm wrong.
JuneResources
post Dec 19 2019, 10:22 AM

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QUOTE(jeremykkt @ Dec 19 2019, 10:01 AM)
just sharing:

wanted to cancel yolo card, called cs but keep saying my 6 pin wrong

then went to the branch yesterday. filled up the form, staff told me that hq will call me in 1 hour to confirm. no call.

then today logged in portal, yolo card ady disappeared. lol
*
I think they just temporary tarik at the portal.
I guess you need to call them to double check ur card status again. (Play safe)

JuneResources
post Jan 2 2020, 11:10 AM

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QUOTE(paogeh @ Jan 1 2020, 11:23 PM)
ok.....

my plan:::

1st day---rm500 boost
2nd day--- rm20 boost
3rd day--- rm20 boost
4th day--- rm20 boost
5th day--- rm20 boost

5 transaction
total rm600 ---- cb rm30.

sound good ?
*
A New day of 2020 getting difficulty to gain a cashback.
Same too.. I pay my bill using lazada and shopee.. need spend 5 days to pay bill.

What about topup TNG ewallet? Is it any revised and eligible CB?
JuneResources
post Jan 20 2020, 12:25 PM

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Hi, did you all get the cashback already?

Saw my transactions as below:-

31 Dec 2019 CAMPAIGN CASH CREDIT -5.00 MYR (I guess should be grab transactions)
16 Jan 2020 CAMPAIGN CASH CREDIT -13.43 MYR (Dec 2019 transactions? rclxub.gif )

Any idea?
JuneResources
post Jan 20 2020, 02:44 PM

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QUOTE(fruitie @ Jan 20 2020, 01:55 PM)
Yes. Dec cash back.
Either by batch or already no more after 5th Dec which is not a surprise.
*
Seem like Dec fast finish quota? confused.gif
Spend almost 1k due to prepare new year, but end up only RM13+ can't enjoy my KFC meal.

Attached Image
JuneResources
post Jan 20 2020, 03:29 PM

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QUOTE(fruitie @ Jan 20 2020, 02:53 PM)
Few months ago already finished by 7th... Why did you still spend after 10th? doh.gif
Yes, seems like in Dec, 5th already finished. Only your PTPTN transactions entitled for cash back.
*
Haizz... No comment about it. doh.gif

No choice due to Shopee 1212 promo campaign, so spend on middle of the week..
At least got use UOB card to apply shopee voucher (applicable for UOB card only) to jimat siki..


JuneResources
post Jan 28 2020, 11:04 AM

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QUOTE(qu3vax @ Jan 22 2020, 11:43 PM)
any idea what is one grab cashback? this is my yolo card.
*
QUOTE(tan_aniki @ Jan 24 2020, 01:14 PM)
But that one he got is RM50, not RM20…
*
I think he got spend grab using his ONE card.
But look like manual transactions cashback wrongly to Yolo card.

Am I correct?
Sometimes I also receive like this.. But anyway got receive cashback either 1 (Yolo or ONE) I have nothing complain about it.
JuneResources
post Jan 28 2020, 02:46 PM

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QUOTE(majorarmstrong @ Jan 28 2020, 12:38 PM)
will grab 20% promo get extended to Feb? any news?
*
Don't expect too much already. blush.gif
The other rebate % is keep dropping.

This post has been edited by JuneResources: Jan 28 2020, 02:46 PM
JuneResources
post Jan 31 2020, 10:20 AM

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QUOTE(qu3vax @ Jan 29 2020, 11:21 PM)
i dont have one card.

i think is the yolo rm50 monthly cb. just printed the name wrongly. i compare few months statement and certified is yolo cb.
*
LOl... So you get 2 times cb Yolo? confused.gif

QUOTE(coldbasecamp @ Jan 30 2020, 09:18 PM)
[attachmentid=10415970]

looks like this promo is about to end tomorrow.

the only reason for me to continue using UOB card is its weekend petrol cashback.
*
--Edited---

Wrong information of cashback petrol..

This post has been edited by JuneResources: Jan 31 2020, 10:21 AM
JuneResources
post Jan 31 2020, 10:25 AM

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QUOTE(ckh6003 @ Jan 31 2020, 09:34 AM)
UOB revised back to 5%
*
Oh, BIG surprise... shocking.gif

Just revised starting 2 January 2020...
LOL..... doh.gif Realize too many ppl cut the card previously??

Oh ok, I think it's good for me to bring my card from the freezer.. hahaha..

By the way, if do any transaction for AEON clothes department or electric (or stationery highest floor) consider got cashback or not?

This post has been edited by JuneResources: Jan 31 2020, 10:26 AM

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