paper gain sure ada one... this one at least a developer like EW sure capable to do it.... but in term of true transaction value... i guess will be stagnant... the paper gain wont be materialize for the mid term period at least....

How much was the developer's launching price after rebate in 2014?

Thanks for sharing..

Perhaps I include some calculation example:

Scenario 1: Before Help2Own

Unit cost: RM 800,000
5% down payment: RM 40,000
1% introducer fee: RM 8,000
5% discount from developer:RM 40,000
90% bank loan: RM 720,000

Net paid by purchaser (exclude interest): RM 40,000 - RM 8,000 (assume introducer is family member) + RM 720,000 = RM 752,000
Scenario 2: After Help2Own

Unit cost: RM 850,000 (increase from RM 800,000)
5% down payment: RM 42,500
5% discount from developer: RM 42,500
70% of bank loan: RM 595,000
[20% of developer loan: RM 170,000; 7% discount from developer loan: RM 59,500]
[Net developer loan: RM 170,000 - RM 59,500 = RM  RM 110,500]

Net paid by purchaser (exclude interest): RM 42,500 + RM 595,000 + RM 110,500 = RM 748,000
As you can see, for both scenario (1) and (2), the net paid by the purchaser are about similar. Remember the first 5 years, one need to pay the bank and developer every month, double commitment woh...    In this example, only assume the developer raise RM 50,000. How about they increase RM 60,000 instead?

The good thing is if the purchaser only entitle to borrow RM 600,000, he/she can proceed for second scenario. For first scenario, loan will be rejected.

Scenario 2: After Help2Own

Unit cost: RM 850,000 (increase from RM 800,000)
5% down payment: RM 42,500
5% discount from developer: RM 42,500
70% of bank loan: RM 595,000-->RM3032 x 30(year) x 12(month)= 1091520
RM 3670 x 30(year) x 12(month)=RM1091520
[20% of developer loan: RM 170,000; 7% discount from developer loan: RM 59,500]
[Net developer loan: RM 170,000 - RM 59,500 = RM RM 110,500]
total up RM1091520(install)+RM 42,500(deposit actual pay)+RM 110,500(help2own actual pay)=RM1244520
so i have to pay 1.2m to own this house

actually when i decide to join help2own i thought eco world will waive those 20% house price for me    
then only i know...   
in eco world quotation have clearly noted down original monthly installment price and after discount monthly installment. 7% will decrease in installment directly

I bought at 973K,  size of 22×80. I feel very comfortable with the surrounding and neighborhood.  Low density of population.

Less hectic environment as compared with staying within the vicinity of KL,  although it takes slightly longer to reach EM (after work).

I have tried twice last week traveling from offfice after work (6pm to 7pm)

1. KL city centre > 22 km > To existing home = 50 min

and compare with

2. KL city centre > 43 km > To EM = 57 min