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> Public bank or NEXTG, nextg always reject payment??

TheXxBestxX
post Jun 23 2007, 11:36 PM

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just want to inform u that AMBANK not sending statement for NEXG. u have to see it online..
kane32
post Jun 24 2007, 10:30 PM

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QUOTE(bukanmain @ May 6 2007, 04:10 AM)
hye guys..currently im using NextG but i noticed it always reject my payment..like if i pay maxis,tesco,carrefour,shell and some others.. why the heck even if i have rm200-300 in the card.. do you guys happen to get rejected also?and i also sometimes cant withdraw from Am ATM also.. i was thinking to apply on public bank..but does it have weird rejection like nextG?
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Same here..use Public Bank card..its good.
lamusiqa
post Jun 27 2007, 09:01 PM

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For online payments or purchases, you need to call the Customer Service line and let them know how much is the purchase/payment and the website/dealer's name so they can authorize it. It's quite a hassle but it keeps your card secure at all times because even if somebody wants to use ur details, he/she cant make a payment because it is not authorized.

For normal swiping, you dont need to make any authorization calls. Just treat it like normal credit card.
TheXxBestxX
post Jun 27 2007, 11:34 PM

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QUOTE(lamusiqa @ Jun 27 2007, 09:01 PM)
For online payments or purchases, you need to call the Customer Service line and let them know how much is the purchase/payment and the website/dealer's name so they can authorize it. It's quite a hassle but it keeps your card secure at all times because even if somebody wants to use ur details, he/she cant make a payment because it is not authorized.

For normal swiping, you dont need to make any authorization calls. Just treat it like normal credit card.
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this applied for what card? public or NEXG?..if NEXG, it nonsense...what u say are nonsense...not need to call them to make transaction or what so ever....just need to call them if u got problem with the card...
Prince of Andalus
post Jun 28 2007, 01:07 AM

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QUOTE(bukanmain @ May 6 2007, 04:10 AM)
i was thinking to apply on public bank..but does it have weird rejection like nextG?
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i don't use both but what i know
monthly fee for nextg is rm3.. and annual fee for pb debit card is rm25...
so what do u think??? unsure.gif

TheXxBestxX
post Jun 28 2007, 02:23 AM

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also, pls use public bank.. i recommend not to using nexg...it sux man....service also f*** slow....u cannot withdraw money from ambank atm.. need to go to PLUS atm..also they charge u for that..
bukanmain
post Jun 28 2007, 04:01 AM

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lol its kinda easy for under age kid like me =) ...p/s you can withdraw..go click CASH ADVANCE instead of WITHDRAWAL
Rlhh
post Jun 28 2007, 06:44 PM

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QUOTE(TheXxBestxX @ Jun 28 2007, 02:23 AM)
also, pls use public bank.. i recommend not to using nexg...it sux man....service also f*** slow....u cannot withdraw money from ambank atm.. need to go to PLUS atm..also they charge u for that..
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Er, how can you being under 18 using public bank card?
QD_buyer
post Jun 28 2007, 10:21 PM

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QUOTE(TheXxBestxX @ May 6 2007, 03:00 PM)
yeah.. i also cannot withdraw anything from Ambank ATM.. but i using HSBC atm instead becoz it got PLUS and Cirrus.. but there is charge..
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yes thats right,I cant withdraw anything,at first I try to withdraw RM20 coz my acc balance is only RM25,but cant...

Then I with draw another RM80,to withdraw RM100... also cannot....

Another 1,the conversion rates sucks.Before I want to do transactions,I call Ambank Customer Care first to know the USD conversion rate,they said USD rate is RM3.43.Then after that,I pay my ebay item,but I check the statement they charge me at a conversion rate of RM3.83 belum campor fees bla bla RM1 fees bla bla vmad.gif ... I know they cheat me edi,since then I never use the credit card and never topup..Ill just buy Paypal fund oni....
Rlhh
post Jun 28 2007, 10:30 PM

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QUOTE(QD_buyer @ Jun 28 2007, 10:21 PM)
yes thats right,I cant withdraw anything,at first I try to withdraw RM20 coz my acc balance is only RM25,but cant...

Then I with draw another RM80,to withdraw RM100... also cannot....

Another 1,the conversion rates sucks.Before I want to do transactions,I call Ambank Customer Care first to know the USD conversion rate,they said USD rate is RM3.43.Then after  that,I pay my ebay item,but I check the statement they charge me at a conversion rate of RM3.83 belum campor fees bla bla RM1 fees bla bla  vmad.gif ... I know they cheat me edi,since then I never use the credit card and never topup..Ill just buy Paypal fund oni....
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Afaik, theres extra charges. 3.43 is just the base rate and not the final rate. There are some "not so obvious" charges. They are not cheating you at all.
QD_buyer
post Jun 29 2007, 07:24 AM

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QUOTE(Rlhh @ Jun 28 2007, 10:30 PM)
Afaik, theres extra charges. 3.43 is just the base rate and not the final rate. There are some "not so obvious" charges. They are not cheating you at all.
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how come got hidden charge?they said no hidden charge?only the RM1 fees and 1% percent charge right ? biggrin.gif
battousai_yiting
post Jun 29 2007, 01:05 PM

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ebay purchases i am not so sure la but i just got my card now waiting for them to activate it
bukanmain
post Jun 30 2007, 05:14 AM

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under 18 (according to your bday) cant applY for public bank..only 18 by bday..
Rlhh
post Jun 30 2007, 04:16 PM

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QUOTE(QD_buyer @ Jun 29 2007, 07:24 AM)
how come got hidden charge?they said no hidden charge?only the RM1 fees and 1% percent charge right ? biggrin.gif
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They say no hidden, but maybe its written in the terms & conditions making it not hidden?
TheXxBestxX
post Jul 1 2007, 11:34 PM

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QUOTE(Rlhh @ Jun 30 2007, 04:16 PM)
They say no hidden, but maybe its written in the terms & conditions making it not hidden?
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the problem is it not written in T&C
jdcoke3
post Dec 10 2010, 04:40 PM

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i know this thread is rather old but i would like to bring this up.
if u want to withdraw at ambank atm you need to use the cash advance function not from savings account. and when u self service swiping the card at fuel pumps they will lock RM200 or more for 21days in order to confirm the transaction. (if you use ur card at the counter inside the petrol station then no have this problem).
davinlicious
post Dec 10 2010, 10:45 PM

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QUOTE(jdcoke3 @ Dec 10 2010, 04:40 PM)
i know this thread is rather old but i would like to bring this up.
if u want to withdraw at ambank atm you need to use the cash advance function not from savings account.  and when u self service swiping the card at fuel pumps they will lock RM200 or more for 21days in order to confirm the transaction. (if you use ur card at the counter inside the petrol station then no have this problem).
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