I doubt it's for epf related ut.
Sorry to say. Malaysians has got to be one of the most unsophisticated out there. There was a retirement fund that was advertised that gave very bad returns. Only thing is, they could get tax break. The investment firms would not have tried this in other countries that I have to say

I have already explained in the 2nd part of the post.

You proved my point.

Sure it's broken.

Like I said. You proved my point.

All I know is you dunno shame.

So I wonder how broken my English is this time? Hope you can decipher my broken English. But if you can't then you can always take comfort in that. I know how messed up ppl are these days anyway.

Sure. I am taking lots of them now.
So how is driving grab btw? Fun. I know it does not pay that much but I can probably try. But you probably have fun driving every day right?