Calculated on daily rest does not mean it is compounded daily as it just mean that it is calculated on 'days' instead of 'month' or others. It is actually compounded annually. And also the dividend calculation method is abit different therefore the calculator website may not be completely accurate. In the month the contribution were made to EPF irrespective of which day it is contributed, you only earn the dividend on the last day of the month. The following websites will explain it, scroll down below at 'How is EPF dividend calculated?'

https://www.imoney.my/articles/what-does-th...to-your-savings

And also https://1-million-dollar-blog.com/how-to-ca...e-epf-dividend/

I may be wrong though, someone please correct me if I am