Honestly, I’ve not heard about anyone actually encountering difficulties in withdrawal.

Even I used it to pay my ptptn and mortgage, fill in form, pass up, a week to approved. All done.

Even the rebate I receive for clearing ptptn was debited back to me efficiently and fast.

On top of that, by having epf, you’ll contribute have while the remain is from company, so 2 party involve.

Those without epf, company won’t pay exact 12% and maybe raise you say 5-8% which you’ll use it indiscriminately

And I think people who actually complain having problem withdrawing are people who have little money in epf, thus make up story to cover line

Took epf to repay my ptptn loan, easily approved and loan discount was also swiftly bank in back to my account.


But I never knew we can pump money in, can share how?

Was actually planning to withdrawn to pay mortgage

Because don’t want kena travel banned,

Friend kena while heading to Seoul.