Learn to pay yourself first before anything else.

I have max my EPF contribution as an employee at 35%, then add in my own self-contribution.

I must say it's rather satisfying to see the money grows every year.

I wish I know it earlier but rather a little late than never.

Cheers to all.

Make RM1 million your goal for EPF saving

For EPF savings, one can contribute via employer and in addition could self deposit to EPF account

You can contribute at bank counter, epf counter or via online banking

https://www.kwsp.gov.my/ms/member/contribut...lf-contribution