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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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swn525
post Apr 11 2018, 10:46 AM

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PBB Visa Signature require 80k annual income, i fulfill the condition but still get rejected
swn525
post Apr 11 2018, 10:56 AM

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QUOTE(David83 @ Apr 11 2018, 10:50 AM)
There're plenty reason you're being rejected apart from income fulfillment.
Have you check your CCRIS scorecard? Got PTPTN? What is your DSR?
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yes, i receive letter also no mention what reason to reject
don't have PTPTN
how to check CCRIS? need go bank negara?
DSR need how many ratio consider ok?
swn525
post Apr 11 2018, 11:03 AM

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QUOTE(David83 @ Apr 11 2018, 10:59 AM)
They won't disclose the reason; even you call them

For CCRIS, please go to the nearest BNM branch or AKPK centre.
DSR is very subjective and depends on the bank.
That's why during application, they ask how much is your monthly commitment?
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yup, need fill the commitment in the application form
sometime really confusing the requirement, even fulfill the conditions, still say too high commitment, why don't at the first time, just tell the requirement is RMXXk annual income after commitment vmad.gif bangwall.gif
swn525
post Apr 11 2018, 11:07 AM

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QUOTE(Duckies @ Apr 11 2018, 11:05 AM)
Hmm, thought of applying PBB Visa Signature for dining cash rebate. I already got Quantum Mastercard and it got maxed out easily.

Is it easy to get the annual feel waiver?
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post 2 did mention?
Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.


QUOTE(David83 @ Apr 11 2018, 11:05 AM)
The monthly commitment that you keyed in.
That info will be used by them to populate your DSR; normally using AI.
This DSR differs from bank to bank.
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ok, i simply count my DSR, 70%, very high cry.gif
swn525
post Apr 12 2018, 09:33 AM

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QUOTE(szaku89 @ Apr 11 2018, 10:38 PM)
Mine slightly less than 80k but I still got it 😁😁😁
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maybe your commitment is low
swn525
post Apr 17 2018, 09:19 AM

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pbb quantum got 2 cards, visa & master? like maybank 2 cards?
swn525
post Apr 17 2018, 10:04 AM

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QUOTE(spreeeee @ Apr 17 2018, 09:21 AM)
no, it is separated.
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QUOTE(David83 @ Apr 17 2018, 09:45 AM)
If separated, why they send both?
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QUOTE(spreeeee @ Apr 17 2018, 09:45 AM)
u shud ask bank then biggrin.gif
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i think should be together
i apply in ringgit plus, even the application form also no mention visa or master

user posted image

user posted image
swn525
post Apr 17 2018, 11:07 AM

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QUOTE(spreeeee @ Apr 17 2018, 10:26 AM)
i also got it from ringgit+, what i did was, i manual written there required only quantum mastercard, and i got 1 only..
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QUOTE(David83 @ Apr 17 2018, 10:37 AM)
He said MBB2Card cannot be separated.
This Quantum can be separated upon request.
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thanks for the info

swn525
post Apr 18 2018, 09:56 AM

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for guessing which shop in under restaurant & department store
is a better way just use Quantum MasterCard reload to BigPay
then sure can enjoy the 5% rebate
swn525
post Apr 19 2018, 12:28 PM

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QUOTE(ZeaXG @ Apr 19 2018, 12:24 PM)
I just applied for PBB card through online form. But later after fill up need to print out, sign and email to them along with supporting documents.

Email 2 days ago. So far no reply yet sad.gif
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if you don't have any pbb credit card, can try ringgitplus, free AEON voucher RM200
swn525
post Apr 20 2018, 01:57 PM

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QUOTE(David83 @ Apr 20 2018, 01:19 PM)
Why it takes so long to just add another card?
Submitted form on 4/10
Acknowledged on 4/13
Called CS to check status just now. No outcome yet.
CS said probably next week. doh.gif
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i last time after 2 week only get response from pbb
slow compare to maybank the next working day can get the result by sms
swn525
post Apr 23 2018, 02:58 PM

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QUOTE(SKY233 @ Apr 23 2018, 02:34 PM)
i even emailed Pbb card services for this  laugh.gif
they confirmed that I am eligible  for this TnG and they asked me to refer "vendor" which is ringgitplus for delivery..
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last time i facebook message ringgitplus, quite fast reply
swn525
post Apr 26 2018, 09:46 AM

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apply in ringgitplus will eligible to get the item?

https://www.pbebank.com/Personal-Banking/Pr...rd-Now-Cam.aspx
swn525
post Apr 26 2018, 10:13 AM

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QUOTE(V12Kompressor @ Apr 26 2018, 10:07 AM)
No. Those items only if you apply directly.

If apply from RP, you'll get RM200 AEON voucher.
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thanks, cannot then never mind, RM200 voucher is good enough for me

This post has been edited by swn525: Apr 26 2018, 10:25 AM
swn525
post Apr 30 2018, 01:39 PM

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QUOTE(David83 @ Apr 17 2018, 10:06 AM)
This is my first impression also!
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i have received the card today, only VISA cry.gif
asking ringgitplus.......waiting their reply. VISA is useless for me vmad.gif
swn525
post Apr 30 2018, 01:46 PM

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QUOTE(David83 @ Apr 30 2018, 01:43 PM)
Mastercard got problem.
This has been acknowledged by PBB themselves when somebody asked/called CS.
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thanks, may i know what kind of problem? or where i can find the acknowledged?

after apply pbb online banking, can see mastercard in my account list, they send separately?

This post has been edited by swn525: Apr 30 2018, 02:15 PM
swn525
post Apr 30 2018, 02:16 PM

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QUOTE(David83 @ Apr 30 2018, 02:15 PM)
got it, thanks.
11th April until now not yet fix it doh.gif
swn525
post May 2 2018, 03:32 PM

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QUOTE(ZeaXG @ May 2 2018, 03:06 PM)
Me too. My Quantum Visa received today, but after calling PB card services, they say Mastercard will only be ready next week...  sad.gif
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yup, same to me, say next week will received.
swn525
post May 2 2018, 05:10 PM

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QUOTE(delon85 @ May 2 2018, 04:01 PM)
I'd like to apply for PBB Q CC.
Anyone spotted any booth I can apply from?
Might as well try to get free gift with application.
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https://ringgitplus.com/en/
free aeon voucher rm200
swn525
post May 15 2018, 08:53 AM

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received quantum mastercard yesterday
top up BIGPAY - success
contactless in MCD denai alam - FAIL, change to keyin pin success, still give me 4 pcs free nugget

wonder why contactless fail? do i need activate the contactless?

This post has been edited by swn525: May 15 2018, 08:56 AM

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