PBB Visa Signature require 80k annual income, i fulfill the condition but still get rejected
Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back
Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back
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Apr 11 2018, 10:46 AM
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#1
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Senior Member
877 posts Joined: May 2009 |
PBB Visa Signature require 80k annual income, i fulfill the condition but still get rejected
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Apr 11 2018, 10:56 AM
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#2
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877 posts Joined: May 2009 |
QUOTE(David83 @ Apr 11 2018, 10:50 AM) There're plenty reason you're being rejected apart from income fulfillment. yes, i receive letter also no mention what reason to rejectHave you check your CCRIS scorecard? Got PTPTN? What is your DSR? don't have PTPTN how to check CCRIS? need go bank negara? DSR need how many ratio consider ok? |
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Apr 11 2018, 11:03 AM
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#3
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877 posts Joined: May 2009 |
QUOTE(David83 @ Apr 11 2018, 10:59 AM) They won't disclose the reason; even you call them yup, need fill the commitment in the application formFor CCRIS, please go to the nearest BNM branch or AKPK centre. DSR is very subjective and depends on the bank. That's why during application, they ask how much is your monthly commitment? sometime really confusing the requirement, even fulfill the conditions, still say too high commitment, why don't at the first time, just tell the requirement is RMXXk annual income after commitment |
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Apr 11 2018, 11:07 AM
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#4
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877 posts Joined: May 2009 |
QUOTE(Duckies @ Apr 11 2018, 11:05 AM) Hmm, thought of applying PBB Visa Signature for dining cash rebate. I already got Quantum Mastercard and it got maxed out easily. post 2 did mention?Is it easy to get the annual feel waiver? Annual Fee Waiver First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months. QUOTE(David83 @ Apr 11 2018, 11:05 AM) The monthly commitment that you keyed in. ok, i simply count my DSR, 70%, very high That info will be used by them to populate your DSR; normally using AI. This DSR differs from bank to bank. |
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Apr 12 2018, 09:33 AM
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#5
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877 posts Joined: May 2009 |
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Apr 17 2018, 09:19 AM
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#6
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877 posts Joined: May 2009 |
pbb quantum got 2 cards, visa & master? like maybank 2 cards?
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Apr 17 2018, 10:04 AM
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#7
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877 posts Joined: May 2009 |
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Apr 17 2018, 11:07 AM
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#8
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877 posts Joined: May 2009 |
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Apr 18 2018, 09:56 AM
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#9
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877 posts Joined: May 2009 |
for guessing which shop in under restaurant & department store
is a better way just use Quantum MasterCard reload to BigPay then sure can enjoy the 5% rebate |
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Apr 19 2018, 12:28 PM
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#10
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877 posts Joined: May 2009 |
QUOTE(ZeaXG @ Apr 19 2018, 12:24 PM) I just applied for PBB card through online form. But later after fill up need to print out, sign and email to them along with supporting documents. if you don't have any pbb credit card, can try ringgitplus, free AEON voucher RM200Email 2 days ago. So far no reply yet |
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Apr 20 2018, 01:57 PM
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#11
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877 posts Joined: May 2009 |
QUOTE(David83 @ Apr 20 2018, 01:19 PM) Why it takes so long to just add another card? i last time after 2 week only get response from pbbSubmitted form on 4/10 Acknowledged on 4/13 Called CS to check status just now. No outcome yet. CS said probably next week. slow compare to maybank the next working day can get the result by sms |
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Apr 23 2018, 02:58 PM
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#12
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877 posts Joined: May 2009 |
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Apr 26 2018, 09:46 AM
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#13
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877 posts Joined: May 2009 |
apply in ringgitplus will eligible to get the item?
https://www.pbebank.com/Personal-Banking/Pr...rd-Now-Cam.aspx |
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Apr 26 2018, 10:13 AM
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#14
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877 posts Joined: May 2009 |
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Apr 30 2018, 01:39 PM
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877 posts Joined: May 2009 |
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Apr 30 2018, 01:46 PM
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877 posts Joined: May 2009 |
QUOTE(David83 @ Apr 30 2018, 01:43 PM) thanks, may i know what kind of problem? or where i can find the acknowledged?after apply pbb online banking, can see mastercard in my account list, they send separately? This post has been edited by swn525: Apr 30 2018, 02:15 PM |
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Apr 30 2018, 02:16 PM
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#17
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QUOTE(David83 @ Apr 30 2018, 02:15 PM) got it, thanks.11th April until now not yet fix it |
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May 2 2018, 03:32 PM
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#18
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877 posts Joined: May 2009 |
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May 2 2018, 05:10 PM
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#19
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877 posts Joined: May 2009 |
QUOTE(delon85 @ May 2 2018, 04:01 PM) I'd like to apply for PBB Q CC. https://ringgitplus.com/en/Anyone spotted any booth I can apply from? Might as well try to get free gift with application. free aeon voucher rm200 |
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May 15 2018, 08:53 AM
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#20
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877 posts Joined: May 2009 |
received quantum mastercard yesterday
top up BIGPAY - success contactless in MCD denai alam - FAIL, change to keyin pin success, still give me 4 pcs free nugget wonder why contactless fail? do i need activate the contactless? This post has been edited by swn525: May 15 2018, 08:56 AM |
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