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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back
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andrekua2
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 Feb 8 2018, 11:24 PM
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PBB is so outdated. They block my card after RM24x spent using Samsung Pay. I was like WTF... the worst card for Samsung Pay. At least RHB debit card has 10 swipes or RM250 daily limit. HLB debit card has RM400 consecutive swipes before blocking. PBB VS with 30K limit only can consecutive swipe RM250 before blocking? What a joke. I only use my card for online spending. Why don’t they block? What’s the difference between spay and online swipes?
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andrekua2
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Feb 9 2018, 05:44 AM
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QUOTE(LostAndFound @ Feb 9 2018, 05:39 AM) They protecting themselves against fraud la.... online swipe if validated by TAC is much less likely for them to lose money. Then better don’t offer such services in the first place. Can’t do much with RM250 nowadays. Want to reset also hard since some still insist minimum amount. Go to petrol station filling RM1 petrol and attendant will look at me weirdly. |
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andrekua2
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Feb 9 2018, 10:26 AM
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QUOTE(LostAndFound @ Feb 9 2018, 06:55 AM) Samsung Pay is meant for small transactions when it's convenient (similar to how ezcard used in SG), not to buy a new handphone or anything... Small also not those RM1-2. Couples of McDonald's meals plus some simple groceries already exceed lor. Some merchants also reluctant to accept if amount too low. |
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andrekua2
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Feb 9 2018, 10:45 AM
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QUOTE(confusedway @ Feb 9 2018, 10:35 AM) I got buy cone too last time. Last time was reluctant to buy groceries because cards kept getting blocked. Thought CC would be better. No need key in pin etc. |
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andrekua2
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Feb 9 2018, 02:27 PM
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QUOTE(lawsh @ Feb 9 2018, 10:45 AM) you talk big now but when fraud happens, you will want to bring down the sky  it is a very hard thing to balance and they have to protect both the bank and you as a consumer just imagine rm5 * 1000 transactions (as per how you want, unlimited or very high volume), who is willing to bear the losses? you??? i doubt it very much Please lah... RM250 limit or 10-20 transactions per day is ok. Even without physical card also got fraud. Talk big talk small, what does that have to do with you? If you are sceptical, then dont use. I want to use. Banks should be flexible and let customers signed some sort of acknowledgement form that customer will bear the risk from the increased limits. Dont go on lecturing me on security. Not interested... if they feel its not secured, dont offer such services. Dont waste people time and effort to setup everything. |
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andrekua2
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Feb 9 2018, 09:10 PM
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QUOTE(kevyeoh @ Feb 9 2018, 06:49 PM) Amazing sometimes how you can dig back the old post to reply to new questions .... really amazing.... hats off to you ... Yeah, he's unbelievable helpful with all the updates with the thread. Even though I did came across your post, I was not certain and too lazy to dig out who was the one who shared the news. |
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andrekua2
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Feb 21 2018, 04:00 PM
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QUOTE(Charlton @ Feb 21 2018, 03:22 PM) I got this sms RM0.00 PB CARD: Get up to RM60 Cash Back and chance to win Galaxy Note8 with Samsung Pay now! SMS PBGM<space>NRIC No to 66300. Info @ pbebank.com Anyone knows what promo is this? Can’t seem to find details at PB website I'm trying but seem hard. I wonder anyone trying too. Pbb always block my card after certain amount. When I email them to complain, keep telling me daily RM250 but sometimes RM250 over several days also block. |
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andrekua2
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Feb 21 2018, 04:57 PM
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QUOTE(donhue @ Feb 21 2018, 04:19 PM) I've already completed 10 transactions on 8th Feb.. till now no CB yet.. CB not as efficient as previous MasterCard promo.. so far, only issue i faced is that contactless transactions (whether PayWave or SPay) is blocked after 10 consecutive contactless transactions.. need to use PIN to reset.. but most of my transactions are small amount transactions.. bigger transactions within the same day are only as follow (which all managed to get through without issues): -- 8am Petrol Pre-Auth RM 200 (Actual = RM 15) 1pm Dining RM 150 -- 6:30pm Petrol Pre-Auth RM 200 (Actual RM 15) 6:32pm Petrol Pre-Auth RM 200 (Actual RM 15) -- 8am Petrol Pre-Auth RM 200 (Actual RM 15) 5pm Petrol Pre-Auth RM 200 (Actual RM 15) Did you wave at pump or pay at cashier? If cashier then definitely no pre-auth. I stop pumping at caltex because it wouldn't go through most of the time. Some Caltex station set pre- auth at RM24x. The only card I managed to use with Caltex is my hlb debit card since the limit set was RM400 accumulative transaction. And no cb just yet. IIRC tnc said will be credited when promo over. This post has been edited by andrekua2: Feb 21 2018, 04:59 PM |
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andrekua2
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Feb 27 2018, 10:38 PM
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My card do not honor again after RM4.40 transaction today... this card is so frustrating to use for Samsung Pay. Give me RM250 daily please. This is driving me mad.
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andrekua2
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Feb 27 2018, 11:02 PM
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QUOTE(hebe87 @ Feb 27 2018, 10:52 PM) after RM250 accumulated contactless transaction (irrespective of whether you did it over 1 day or 1 month, etcc) (paywave or samsung pay) card will be blocked for contactless transaction. do one chip and PIN transaction will unlock another RM250.. lol Out of frustration, I decided to call them again. This time they told me paywave accumulative is 10 9 times or RM600. After this promo over, I might as well just cancel this stupid card. This post has been edited by andrekua2: Feb 27 2018, 11:22 PM |
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andrekua2
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Feb 27 2018, 11:22 PM
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QUOTE(hebe87 @ Feb 27 2018, 11:05 PM) good to have updated info regarding this.. i will try it and see.. afterall, PBB VS is one of the best CC around Anyway I'll just amend what I said earlier because I messed up. Apparently it was 9 transactions and the 10th will be blocked. This is inline with what he told me after double checking my Samsung Pay record with credit card outstanding transactions. As for the RM600 accumulative, need to test to see how. If this also true then all the previous info given by other cs including one reply via email when I was expressing my disappointment with their paywave limit will be incorrect. |
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andrekua2
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Feb 28 2018, 06:35 AM
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QUOTE(EW9 @ Feb 28 2018, 12:18 AM) hi guys, any suggestion on supporting document/anyway to get my VS CC application approved besides payslips submitted? example housing rental, tenancy agreement etc, much appreciated. BE is the best proof for all your main and sub income. This post has been edited by andrekua2: Feb 28 2018, 06:35 AM |
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andrekua2
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Mar 11 2018, 10:24 PM
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QUOTE(cybpsych @ Mar 11 2018, 08:16 AM) » Click to show Spoiler - click again to hide... « Get More with PB Quantum Cards [ PBB | T&Cs ] 1 March - 30 June 2018  Is this only for new to bank? |
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andrekua2
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Mar 25 2018, 07:48 PM
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QUOTE(cybpsych @ Mar 24 2018, 09:10 AM) PB Privileges @ Shopee Pay Day 2018 [ PBB | T&Cs ] 26 March - 9 April 2018 RM10 max... sigh... |
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andrekua2
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Mar 30 2018, 07:18 AM
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QUOTE(kw @ Mar 29 2018, 08:09 PM) Just realised the cash back has just revised to rm38 cap per month  Wonder any other cc that can give good cash back for online transaction? Nowadays shop a lot from online platform (lazada, Shopee, 11street etc), rm38 cap is too less. Then you supp to your wife or parents and separate use lor. |
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andrekua2
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Mar 30 2018, 10:18 PM
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QUOTE(kw @ Mar 30 2018, 07:30 PM) You mean super card also got same cash back? If yes then I'll consider apply a sup  I'm just sharing what I read here before. They said need to separate statement though. I haven't tried yet. |
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andrekua2
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Mar 30 2018, 10:21 PM
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QUOTE(mot88 @ Mar 30 2018, 05:48 PM) The Sun has revised the report to free IBFT fee for transfer up to RM5k instead of below Rm5k, 2 days after 1st publication http://m.thesundaily.my/node/510351It was free for HLB app users. Been using it for more than a year IIRC. Honestly I think all transfer should be instant and having a flat fee like 50c for all banks. Then only ppl will use. The convenience is a win for everyone. |
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andrekua2
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Mar 31 2018, 07:12 AM
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QUOTE(BeastX @ Mar 31 2018, 06:22 AM) With HL app...it's limited to 1K daily.... Unless you can circumvent this limitation... Where did this came from? Been paying VS without any charges at all. Just paid 1.8k not too long ago. |
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andrekua2
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Mar 31 2018, 07:40 AM
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QUOTE(cybpsych @ Mar 31 2018, 07:34 AM) actually up to 50k/day  // This is a combined limit which applies across 3rd Party HLB Transfer, Interbank Transfer (IBG & Instant Transfer) and Telegraphic Transfer.
Total Maximum Limit (3rd Party HLB, IBG, Instant & Telegraphic Transfer) is MYR 50,000.00 per day.
Total Maximum Limit for transfer within Malaysia (3rd Party HLB, IBG & Instant Transfer) is MYR 50,000.00 per day. //Yeah. That's why I'm surprised. There's a cap though but only on transactions cost. HLB will only subsidize the cost up to RM2 million++. Given how small HLB, I don't think it will break the cap. |
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andrekua2
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Apr 3 2018, 11:49 AM
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QUOTE(pvateme @ Apr 2 2018, 02:54 PM) Has been wondering why I didnt win anything from the spay cash back contest. Looks like it credit into my quantum card which I am not aware of. Thought they will credit into my VS card. 22 MAR (DGP) SAMSUNG PAY C/B-MTH1 60.00 CR Got my RM60 plus a powerbank. Was aiming Note 8. Few transactions were denied due to stupid limitations. I wonder how much the winner spent. |
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