QUOTE(ClarenceT @ Feb 28 2018, 09:55 AM)
Auto-Payment or Direct Debit is not a form of Online payment.
You don't receive OTP for every transactions.
Ok, thanks for your advice.
Meaning that only have receive OTP, then consider got online transactions and cash back. Am I right?
I use the Petron Debit card for auto payment for the shit Allianz insurance, planning to surrender this Petron Debit due to no benefit at all already (Previously got 0.5% cash rebate when I was student..

) and replace to this quantum cc to get more cash rebate.
Arrhh..

I think need to cancel the auto debit for the shit Allianz insurance, and payment by myself manually? Any ideas?