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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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CrazyGrandpa
post Jul 9 2018, 11:13 PM

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QUOTE(suadrif @ Jul 9 2018, 01:17 PM)
normally how long PB process for new application?
i applied last Friday but only receive 1 email for acknowledgement
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i just applied a visa signature, no call from PBB, straight approved. i found this PBB very steady, last time i applied quantum cards also no call from PBB.

it's about 3-5 business working days.
CrazyGrandpa
post Jul 10 2018, 10:05 AM

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QUOTE(TongCN @ Jul 10 2018, 08:26 AM)
Normally public bank take how long to update transactions?

I swipe few transactions yesterday and till this morning still no update =.= ?
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It's not PBB, it's up to whether the merchant does settlement by the end of the day.

QUOTE(coolguy99 @ Jul 9 2018, 11:37 PM)
Must be HNW individual  tongue.gif
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nowadays platinum entry is down to only 24k per annual, fresh graduate also holding platinum la haha

even mbb barcelona signature card only 48k ..

QUOTE(Sumofwhich @ Jul 10 2018, 01:15 AM)
Seconded  notworthy.gif
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my friend holding cimb vs signature with credit limit 2.5k ...... not 25k ya

it's depending on how hungry is the bank now
CrazyGrandpa
post Jul 10 2018, 10:17 AM

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QUOTE(sam240 @ Jul 10 2018, 09:25 AM)
May I know the detail of this? Any link?
So meaning can purchase anything from Lazada/Shopee and get 0% installment?  hmm.gif
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Here you go

https://www.pbebank.com/Personal-Banking/Pr...y-Plan-(5).aspx

QUOTE(suadrif @ Jul 10 2018, 08:38 AM)
so it takes 3 business days eh?
i guess should be updated by Thursday..
i appplied for MBB last time approved within 24 hours.
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You can always call to pbb to ask for status..
CrazyGrandpa
post Jul 10 2018, 04:19 PM

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QUOTE(eddie2020 @ Jul 10 2018, 03:04 PM)
If the cc send to your office will they call you? I not sure they will call me. Or not.. I get pbb sms on Fridaya evening today is Tuesday... It's considered 3rd working day? Or 2nd working day
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mine more than 10 days still tak sampai, bye.gif
CrazyGrandpa
post Jul 12 2018, 11:58 AM

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QUOTE(GamaX320 @ Jul 12 2018, 11:58 AM)
Wait more few days if still no reply then will call their customer service
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This is IVR, they will straight tell you the status.


CrazyGrandpa
post Jul 13 2018, 11:23 AM

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QUOTE(David83 @ Jul 13 2018, 10:44 AM)
Help/Input needed
Thanks ...
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Technically I think no. Since the credit limit is under the prin card, if prin card not paying, also prin card holder punya hal.

CrazyGrandpa
post Aug 3 2018, 10:42 AM

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QUOTE(yumibryan @ Aug 3 2018, 10:41 AM)
want to ask, can i get cashback from quantum? for top up boost/bigpay
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boost i think no, bigpay yes.
CrazyGrandpa
post Aug 6 2018, 03:37 PM

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i did my reload last night after 12am, it was going smooth.
CrazyGrandpa
post Aug 6 2018, 11:45 PM

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QUOTE(eddie2020 @ Aug 6 2018, 08:47 PM)
thanks for reply.
Another thing i want to ask, how come i cant pay the cc online?
I press pay now it show this screen.
Need go branch?? confused.gif
mbb i just go to my card n click pay with my bank acc in mbb..
this pbb i hv bank acc as well but cant pay
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I walk in bank to ask this question, I feel that PBB system is super lame.

The answer is you have to walk in to customer service counter and request them to add your cards from their "system", not the PBe.

If PBe, you are only able to pay it under favorite card.

Now I am able to use "Pay To Own Card".

This post has been edited by CrazyGrandpa: Aug 7 2018, 08:27 AM
CrazyGrandpa
post Aug 9 2018, 03:46 PM

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QUOTE(LightningZERO @ Aug 9 2018, 01:19 PM)
Just wondering, take Visa Signature for example. Annual requirement 80k. Let's say if I have monthly salary sum up to 70k and bonus of 10k. Technically 80k annual income and fullfill the minimum income requirement. While I think it would be case by case basis, but do banks recognize bonus as part of the annual income? I would assume that bank would prefer something more stable like actual salary = 80k without bonus? If my annual income is like that, it probably means lower chance of getting approval?
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Depends on how desperate on bank side, my friend got CIMB VS Signature with CL 2.5k. Everything is possible !

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