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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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ClarenceT
post Mar 16 2018, 12:52 PM

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QUOTE(rapple @ Mar 16 2018, 12:39 PM)
I've done BT through my Ikhwan card to other conventional card without a problem.
I've cancel my MBB2 cards before and left with their Islamic card. After MBB2 reinstate their benefits I ask them to split the limit back to my new MBB2card without a problem as well.
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A lot of syariah rules coming up and revising from time to time, supervised by Syariah committee.
Islamic fund shall not be used for something tidak halal.


SUSDavid83
post Mar 16 2018, 12:53 PM

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QUOTE(rapple @ Mar 16 2018, 12:52 PM)
Hmm.. is your available credit limit enough to split, considering you are also doing BT at the same time.
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That was months back.
Now, I have totally no interest of MBB CCs anymore!
I have 12k CL now with MBB Ikhwan with < 500 outstanding and the last BT has completed.

rapple
post Mar 16 2018, 12:54 PM

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QUOTE(ClarenceT @ Mar 16 2018, 12:52 PM)
A lot of syariah rules coming up and revising from time to time, supervised by Syariah committee.
Islamic fund shall not be used for something tidak halal.
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Paying credit card bills is not halal? LOL

If you are swiping your ikhwan card at a non-halal place then is different story.
ClarenceT
post Mar 16 2018, 12:59 PM

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QUOTE(David83 @ Mar 16 2018, 12:44 PM)
I was applying additional cards.
I even tried splitting limits.
Whatever being proposed in MBB CC threads I had try.

I'm doing BT from Citibank Visa to Maybank Islamic.
If this is forbidden, CS should have tell earlier during the CS and not wasting my time further by submitting a manual BT application.
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Fund into Islamic account is not questioned.
Fund from Islamic to conventional (may involve something haram) is questionable.

If your application for PBB CC is rejected, spend RM26.50 to get the CTOS+CCRIS report and know your CTOS score.

Good luck.
SUSDavid83
post Mar 16 2018, 01:01 PM

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QUOTE(ClarenceT @ Mar 16 2018, 12:59 PM)
Fund into Islamic account is not questioned.
Fund from Islamic to conventional (may involve something haram) is questionable.

If your application for PBB CC is rejected, spend RM26.50 to get the CTOS+CCRIS report and know your CTOS score.

Good luck.
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I'm already kind of what is scaring my CCRIS report.
But I have settled my outstanding back in December 2017/January 2018, I'm trying my luck again with PBB.
MGM
post Mar 16 2018, 01:10 PM

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While in PBe, when I tried to pay my new CC using FundTransfer from SavingsAcc, I got this message:

Error Code : (err00301.3E.9357349539)
Transaction Unsuccessful.
Card registered online is not authorize to make payment.Kindly proceed to the nearest branch for the activation of performing financial related transactions.
Our Operating Hours are 12:15 a.m. - 12 midnight.
Please call our Customer Service Representative at 603-2179 9999 if you require further information.


But I have no problem with my old CC. Do I need to do any linking at PBe?

This post has been edited by MGM: Mar 16 2018, 01:10 PM
rapple
post Mar 16 2018, 01:14 PM

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QUOTE(MGM @ Mar 16 2018, 01:10 PM)
While in PBe, when I tried to pay my new CC using FundTransfer from SavingsAcc, I got this message:

Error Code : (err00301.3E.9357349539)
Transaction Unsuccessful.
Card registered online is not authorize to make payment.Kindly proceed to the nearest branch for the activation of performing financial related transactions.
Our Operating Hours are 12:15 a.m. - 12 midnight.
Please call our Customer Service Representative at 603-2179 9999 if you require further information.


But I have no problem with my old CC. Do I need to do any linking at PBe?
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If you click, PAY MY OWN CARD then you will have error like above.

If you choose, Pay Other Card / Favorite Card then you won't encounter the problem above.
sg999
post Mar 16 2018, 04:57 PM

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Does quantum card come with master and visa? or either one?
MilesAndMore
post Mar 16 2018, 05:00 PM

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QUOTE(sg999 @ Mar 16 2018, 04:57 PM)
Does quantum card come with master and visa? or either one?
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It comes with both VISA and MasterCard.
sg999
post Mar 16 2018, 05:31 PM

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QUOTE(MilesAndMore @ Mar 16 2018, 06:00 PM)
It comes with both VISA and MasterCard.
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Understood, so both cards share the same credit limit just like MBB2cards did.
saitong09
post Mar 16 2018, 05:55 PM

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QUOTE(sg999 @ Mar 16 2018, 05:31 PM)
Understood, so both cards share the same credit limit just like MBB2cards did.
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Yes
mental007
post Mar 16 2018, 08:58 PM

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Hi

Would like to ask the following:
1. I registered through ringgit plus for the quantum card. May I know I need to spend RM250 in both card or single card to entitle for the gift?
2. Can i register for other promotion such as cashback4u? Or I only can have 1 promotion at a time (such as ringgitplus promo)

thanks.
SUSDavid83
post Mar 16 2018, 09:00 PM

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QUOTE(mental007 @ Mar 16 2018, 08:58 PM)
Hi

Would like to ask the following:
1. I registered through ringgit plus for the quantum card. May I know I need to spend RM250 in both card or single card to entitle for the gift?
2. Can i register for other promotion such as cashback4u? Or I only can have 1 promotion at a time (such as ringgitplus promo)

thanks.
*
cashback4u is from RP or PBB?
Gamerjim
post Mar 16 2018, 09:45 PM

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QUOTE(mental007 @ Mar 16 2018, 08:58 PM)
Hi

Would like to ask the following:
1. I registered through ringgit plus for the quantum card. May I know I need to spend RM250 in both card or single card to entitle for the gift?
2. Can i register for other promotion such as cashback4u? Or I only can have 1 promotion at a time (such as ringgitplus promo)

thanks.
*
1. Either card will do..
2. U can only entitled for 1 new card sign up promo.. other promo not affected..
ivzh
post Mar 16 2018, 09:59 PM

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hi guys, let say 17th is my statement date, my cashback should be reset on 17th right? transactiom on 17 will be casbback next month , right?
pvateme
post Mar 16 2018, 10:07 PM

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QUOTE(ivzh @ Mar 16 2018, 09:59 PM)
hi guys, let say 17th is my statement date, my cashback should be reset on 17th right? transactiom on 17 will be casbback next month , right?
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Cash back quota will be reset on 18th.
If tx on 17th are posted on 18th onwards, yes, cash back on next month.
No if tx on 17th are posted on 17th.
Cash back given are based on the posting date of tx for each statement month.

This post has been edited by pvateme: Mar 16 2018, 10:11 PM
mental007
post Mar 16 2018, 10:56 PM

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QUOTE(Gamerjim @ Mar 16 2018, 09:45 PM)
1. Either card will do..
2. U can only entitled for 1 new card sign up promo.. other promo not affected..
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means i can register to the cashback4u promo as well?
Gamerjim
post Mar 17 2018, 07:55 AM

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QUOTE(mental007 @ Mar 16 2018, 10:56 PM)
means i can register to the cashback4u promo as well?
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I don't see any reason can't register..
SzeMeng76
post Mar 17 2018, 08:18 AM

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QUOTE(mental007 @ Mar 16 2018, 10:56 PM)
means i can register to the cashback4u promo as well?
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cashback4u is campaign promo, not new sign up promo, no conflict.
sg999
post Mar 17 2018, 12:02 PM

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QUOTE(rapple @ Mar 16 2018, 01:39 PM)
I've done BT through my Ikhwan card to other conventional card without a problem.
I've cancel my MBB2 cards before and left with their Islamic card. After MBB2 reinstate their benefits I ask them to split the limit back to my new MBB2card without a problem as well.

I think MBB doesn't want to risk too much on a individual by giving two sets of credit limits even though islamic & conventional is on a different entity. So by splitting ours credit limit their risk exposure reduces and the chances of approval is higher.
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I was advise by cs @card center MI and Conventional cant share credit limit.

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