Convert, Redeem & Win by AirAsia BIG [ PBB | T&Cs ]

06 MAR 06 MAR (DGP) PB CASH BACK 4 U - WK5 10.00

what's the fastest way to apply and get public bank credit card approved? Plan to do balance transfer by end of this month. Is it in time? If apply tru ringgitplus approx how long anyone have experience? (assuming my record is a very timely paymaster and meet all the income requirements)

Apply thru PBB directly I got approved and get the card in 1 week time.
Not familiar with RP, let others answer.

Hi guys I can’t find the TnC for the public bank quantum. What’s the minimum cashback transaction? For example Maybank 2 card only will give you cash back if is more than RM1. So if you spend RM20 and above you will then only get the cash back of RM1 else no cash back.

What’s the minimum transaction for public bank?

I think no min la, I remember got 1 month my Quantum MC got only 1 MacD transaction amounted Rm9.90 also get CB .

Wow you sure? Then this is nice. Was using Maybank 2 card but didn’t realise minimum cash back need to be RM1

Mbb2Card, if your first transaction CB is more than Rm1 then the following transaction cb less than Rm1 also will get CB. Read post 1233 , https://forum.lowyat.net/topic/4409607/+1220

Oh right! The RM1 is based on total CB i see thanks! Thanks a lot! Thought it was based on per transaction need to be more than RM1 CB. So as long my CB is more than RM1 for that month. Then I swipe for sundae cone also will get CB la. Thanks a lot sifu! The TnC confuses me.

I applied through RP, frm submission till get card all within 1 week +.

2 weeks

mine through RP, around 2 weeks + ( maybe due to chinese CNY )
i got my Quantum cards after CNY

Submitted an application via RP.
Hope can be successful and get the RM 200 TnG as well.
Then, I'll dump MBB CC for peace!

Why dump MBB CC?

I hate MBB nowadays.
Rejected application for MBB2 AMEX/Visa & VS FCB few times including manual application.
I believe my yesterday BT via manual application is also rejected too even though I have more than enough CL.

Hmm you tried RinggitPlus and Card centre? but yeah understand on your frustration ... I also give up on Citibank LOL keep reject

Are you a MBB (Maybank, conventional) cardholder or Maybank Islamic (Ikhwan cards) cardholder?
MBB and Maybank Islamic are regulated by BAFIA 1989 and Islamic Financial Services Act 2013 respectively.

If you are using Ikhwan cards, I think you can do balance transfer to another islamic bank only.

Eg you can transfer your credit limit from Maybank (conventional) to Maybank Islamic (Ikhwan cards) (the conversion form is available), but you cannot convert from Maybank Islamic to Maybank (Conventional), so you need to re-apply at Maybank (Conventional). Similar thing at FD-CASA, Standing instructions to Islamic loan, if I am not wrong.

This post has been edited by ClarenceT: Mar 16 2018, 12:39 PM

I've done BT through my Ikhwan card to other conventional card without a problem.




I've cancel my MBB2 cards before and left with their Islamic card. After MBB2 reinstate their benefits I ask them to split the limit back to my new MBB2card without a problem as well.

I think MBB doesn't want to risk too much on a individual by giving two sets of credit limits even though islamic & conventional is on a different entity. So by splitting ours credit limit their risk exposure reduces and the chances of approval is higher.

This post has been edited by rapple: Mar 16 2018, 12:49 PM

I was applying additional cards.
I even tried splitting limits.
Whatever being proposed in MBB CC threads I had try.

I'm doing BT from Citibank Visa to Maybank Islamic.
If this is forbidden, CS should have tell earlier during the CS and not wasting my time further by submitting a manual BT application.

Hmm.. is your available credit limit enough to split, considering you are also doing BT at the same time.

p.s- oops didn't realize this is PBB thread. sorry

This post has been edited by rapple: Mar 16 2018, 12:53 PM