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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back
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SUSDavid83
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Aug 2 2018, 11:04 AM
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QUOTE(cybpsych @ Aug 2 2018, 11:03 AM) nobody knows how it will be imposed, how banks treats the SST, how willing bank to waive, etc. am sure users will call-in to ask for SST Waiver anyway. nobody want to pay it. SST is not the same as AF. They look the same but in fact, it is not the actually the same! There's high possibility that banks won't absorb it like AF. This post has been edited by David83: Aug 2 2018, 11:09 AM
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SUSDavid83
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Aug 2 2018, 05:47 PM
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I don't see what with the fuss with the rush.
It's still much better than some bank will only dispatch their rewards (cash back or other similarly) up to 90 days after the campaign ended.
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SUSDavid83
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Aug 2 2018, 05:53 PM
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QUOTE(TongCN @ Aug 2 2018, 05:53 PM) The only worry is will they amend certain rules to block certain transactions  To revise TnC, they need to do it 21 days upfront right?
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SUSDavid83
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Aug 3 2018, 09:03 PM
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QUOTE(eddie2020 @ Aug 3 2018, 08:45 PM) Otp got problem? Using other card get Otp but use pbb can't get Otp even it said otp sent... Ytd no issue I made an online payment around 6pm using VS. No problem of receiving OTP. This post has been edited by David83: Aug 3 2018, 09:03 PM
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SUSDavid83
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Aug 4 2018, 02:56 PM
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QUOTE(janson_kaniaz @ Aug 4 2018, 02:51 PM) I guess PBB is too nice that people are questioning all the petty details. “Late” promo cashback payment but actually PBB is one of the fastest ones to give out. PBB CS entertains missing cashback but people are questioning if they follow their own T&C. This is why we can’t have nice things. Compare this to UOB YOLO and see.
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SUSDavid83
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Aug 6 2018, 07:34 AM
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QUOTE(klsooo @ Aug 6 2018, 07:11 AM) Me too, monday blue exercise You can choose to pot out!
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SUSDavid83
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Aug 6 2018, 04:59 PM
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QUOTE(LamboSama @ Aug 6 2018, 04:53 PM) Dining Cashback: PANCAKE HOUSE-QUILL CI KUALA LUMPUR MYS No Cashback: THE ICE CREAM BAR KUALA LUMPUR MYS MARKS & SPENCER-KLCC KUALA LUMPUR MYI reported before M&S doesn't fall into departmental category.
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SUSDavid83
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Aug 7 2018, 10:13 AM
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QUOTE(TongCN @ Aug 7 2018, 10:11 AM) Anyone here using Unifi Auto Billing with PBB Visa Signature and get cash back? *Auto billing entitle an RM2 deduction of the bill The first page said Unifi Portal and Unifi App so i assume the cash back applicable only for Manual Payment? What makes you think that Auto Billing with entitled for 6% online cash back with PBB VS? If it's so easy, I won't be terminating my TIME auto debit by trading off RM 2 discount from TIME vs 6% cash back with PBB VS (manually pay at TIME website).
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SUSDavid83
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Aug 7 2018, 10:19 AM
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QUOTE(ClarenceT @ Aug 7 2018, 10:18 AM) Pre-pay 1 week before statement date but leave RM23 outstanding balance for direct debit to get -RM2. Does this trick apply to TIME too?
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SUSDavid83
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Aug 8 2018, 09:00 AM
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Seems like the level of impatience is getting higher and higher!
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SUSDavid83
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Aug 8 2018, 11:47 AM
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QUOTE(TongCN @ Aug 8 2018, 11:44 AM) Just called PBB again. The system said "Your application is now pending for documentation" Does it mean approved ? Note: I already submitted Application form, EPF Statement and Copy of NRIC. Why you don't clarify further?
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SUSDavid83
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Aug 8 2018, 11:52 AM
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QUOTE(TongCN @ Aug 8 2018, 11:48 AM) Cause the CS always busy :\ I only heard the system said first, waited for 5~10 minutes to connect CS so give up. Sometimes, they are not synch up even though documents are submitted.
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SUSDavid83
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Aug 8 2018, 06:19 PM
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QUOTE(TongCN @ Aug 8 2018, 06:17 PM) Lol lol ... this is unique case, my friend has PBB Visa Signature already so he tried to apply the Quantum MC/VS. Result : Unsuccessful , woot ? Shocking outcome!
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SUSDavid83
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Aug 8 2018, 10:29 PM
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QUOTE(ClarenceT @ Aug 8 2018, 09:29 PM) Your existing credit limit (Quantum) >RM30,000? Otherwise not easy to get VS. My Quantum limit is 25k before adding VS.
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SUSDavid83
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Aug 9 2018, 04:20 PM
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QUOTE(TongCN @ Aug 9 2018, 04:16 PM) PBB handling those unbilled transactions/ CC processing takes quite a time Today i did my first payment to PBB using MBB instant transfer, within 0.5 second, i received SMS from PBB said money received, woot 
That's freaking fast  Other banks doesnt reflect so instant That's the purpose of IIBFT. Actually, it doesn't show only but your CL should have recovered once the transfer accepted. Use case from Citibank.
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SUSDavid83
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Aug 10 2018, 10:11 AM
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QUOTE(wesleycjh @ Aug 10 2018, 10:03 AM) I want to report that KLCC Watson is not entitle for Quantum Visa 5% rebate. Not all Watson MCC is departmental.
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SUSDavid83
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Aug 10 2018, 08:36 PM
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Gosh ... this looks like a awkward case!
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SUSDavid83
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Aug 11 2018, 02:58 PM
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QUOTE(wesleycjh @ Aug 11 2018, 01:54 PM) I understand Watson should not be entitled. I just want to contribute that KLLC Watson confirmed is not entitled so that you guys no need to try your luck again in order hope it is same case as Sunway Velocity Watson and Tmn Maluri AEON Watson. Yes, it's a try and error. There's another Watson near to AEON Taman Maluri which is also NOT entitled. The one along PBB Taman Maluri.
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SUSDavid83
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Aug 11 2018, 08:04 PM
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QUOTE(sagethesausage @ Aug 11 2018, 08:02 PM) I just received my supplement pb card. Need to spend rm300 on "retail transaction" to be eligible for the free Bluetooth speaker. What confuses me is what counts as "retail transaction"? I just paid rm70 using visa paywave at a restaurant, does that count? Retails transaction are any swipes regardless online or offline. But read the TnC, there might be exclusion clause.
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SUSDavid83
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Aug 11 2018, 08:21 PM
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QUOTE(sagethesausage @ Aug 11 2018, 08:18 PM) Thanks, I read the TnC, excluded are payments like postpaid bills. What I'm confused on is whether Visa paywave counts or not? Because my family member keep insisting that pay wave doesn't count and only transaction that require pin number input counts. I read through the tnc to prove him wrong but couldn't find any mention regarding pay wave. PayWave should be considered as eligible transaction. TnC doesn't say so. Pay and Wave using physical card uses the same card number as PIN input.
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