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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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skty
post Jul 29 2018, 04:55 PM

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QUOTE(lamode @ Jul 29 2018, 04:54 PM)
my supp card holder did it with CS from branch.
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how he/she did it?

principal card holder cannot do on behalf?

This post has been edited by skty: Jul 29 2018, 04:56 PM
skty
post Jul 29 2018, 05:18 PM

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for PB VS and Quantum cashback, if the supp card share same statement, they won't get individual cashback quota right?

for example, for PB VS, each card got RM38 monthly cashback limit, so if one supp card share statement with the principal card, can have RM38x2 or only RM38x1?
skty
post Jul 31 2018, 02:22 PM

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QUOTE(celciuz @ Jul 31 2018, 01:23 PM)
I'm thinking if I were to set limit for my VS supp at RM1000... bank will reject or not ah? LOL since that card only use RM633 or probably 960 per month at max only.
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All my supp card at 1k limit only 😂
skty
post Jul 31 2018, 04:55 PM

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QUOTE(celciuz @ Jul 31 2018, 04:15 PM)
I'll follow your path then smile.gif. Btw also to clarify, for the email... if I were to set my own email instead of wife's it will be sent to my email so I can monitor the statement right?

But the email would be same as principal account mail, no issue on this?

Regarding the insurance, I considered the path of using bigpay, but ended up charging to my MBB FCB instead... worried later not enough cash in the BigPay... but right now with this promotion I'm reloading so much tsk...
Considering to put 1000, but if kena reject then I waste time for the RM38 cash back... so gonna put 2000 just in case hehe. That card gonna sit at home anyways tongue.gif.
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worry too much.
u would not believe how many supp card i have with 1k limit. biggrin.gif
skty
post Aug 3 2018, 06:34 PM

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QUOTE(ziniowong @ Aug 3 2018, 04:26 PM)
those who got the cashback for week 2, what time u guys top up?
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Normally I do it between 12.01am to 3.30am depends on my schedule
skty
post Aug 8 2018, 08:31 PM

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QUOTE(TongCN @ Aug 8 2018, 06:17 PM)
Lol lol ...

this is unique case, my friend has PBB Visa Signature already so he tried to apply the Quantum MC/VS.

Result : Unsuccessful , woot ?
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try to ask your friend to check with PBB why they reject his Quantum application.

there is a big possibility that your friend have a record of outstanding credit card bill that haven't settle in PB system although he has paid it.

their system sometime got problem. this is a real case that happen to my friend.

but I think their officer no use brain. If the latest statement show no outstanding, mean sure already clear all outstanding bill already lo... still want my friend to show proof of the payment receipt of that particular month.

doh.gif
skty
post Aug 13 2018, 11:12 AM

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QUOTE(cybpsych @ Aug 13 2018, 11:07 AM)
// 13 AUG 13 AUG (DGP) SPEND NOW 4 MORE - WK3 50.00 CR //
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rclxm9.gif
skty
post Aug 13 2018, 11:15 AM

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get back all the CB that I complain for. rclxm9.gif

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skty
post Aug 13 2018, 04:26 PM

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hello guys, I still remember I read it somewhere in this forum about new credit card that the period between the card approval date and the statement date doesn't reach one month cycle, which is 30 days.

for example, card approved on 19 July, but statement is 6th of every month, so not reach 30 days to issue the first statement. So the first statement will only be produced and issued on 6 September.

according to CS, they say for the spending between 19 July to 5 August will share the cashback (RM30 for online spending for quantum mastercard) with the spending between 5 August to 4 September because of only ONE statement is produced.

Anyone has successfully appeal to have seperate cashback?

Update: nvm. I found it using keyword "statement cycle" biggrin.gif

This post has been edited by skty: Aug 13 2018, 04:32 PM
skty
post Aug 13 2018, 04:45 PM

There is only one thing I know. That is I know nothing.
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QUOTE(cybpsych @ Aug 13 2018, 04:36 PM)
yes, that is their current billing design.

i did dispute before when first gotten pbb card. can request to get back the cb for partial-statement cycle.

in your case, you need to wait until 6 September statement, then request for cb adjustment.

19 Jul - 6 Aug = RMxx earned cb
7 Aug - 6 Sep = RMyy earned cb

you might get max RM30 cb on 6 Sep statement, but you can request the earned RMxx cb for period between 19 Jul - 6 Aug.
i am same case as yours.

i already earned max RM30 cb (spent exactly RM600), but no statement generated on 4 Aug. CS advised me to wait until 4 Sep, then they will submit to mgmt to review.

reason is simple: to prevent fraud claims.

if i made the claim and gotten RM30 now, then no spending until 4 Sep statement, i will still get RM30 cb without spending anything (5 Aug - 4 Sep).

so, they need to make sure I do spend in this period before they can calculate the split between partial-cycle (RMxx cb) vs full-cycle (RMyy cb).
now, i've made total rm600 (partial cycle)+600 (full cycle), waiting for 4 Sep statement (get max RM30 cb) before i request for cb adjustment of additional RM30 for partial-cycle.
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For your case, I dont understand why they need to wait until 4 Sep only can start calculate the cashback.

You have already spent RM600 before 5 Aug, which mean you should already guarantee to get cashback. If you don't spend anything during 5 Aug to 4 Sep, you also should entitled the RM30 cashback for the RM600 you spent before 5 Aug.

But for my case, I already spent RM600 before 6 Aug, and I already spent total RM600 today. So PB give me the RM30 cashback! mad.gif icon_idea.gif whistling.gif

P/S: I did my routine credit card payment without receiving the statement yet. doh.gif

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This post has been edited by skty: Aug 13 2018, 04:53 PM
skty
post Aug 13 2018, 04:55 PM

There is only one thing I know. That is I know nothing.
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QUOTE(tan_aniki @ Aug 13 2018, 04:54 PM)
Here, saw extra RM120 there~
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already utilize the RM120 today la bro. biggrin.gif brows.gif
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