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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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LostAndFound
post May 30 2018, 05:17 PM

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QUOTE(celaw @ May 30 2018, 03:03 PM)
RM600 x 1 (Quantum MC) + RM633 (VS) x 1
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Not efficient this way.

Should one week do RM500 each card.

Next week do RM100 for Quantum MC and 133 for VS.

You get RM60 total cashback rather than 50 from the promo. And standard 5/6% no difference.
LostAndFound
post May 31 2018, 05:59 AM

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Looks like I missed week 15. Only had 2 transactions RM100, but one was on Wednesday.....
LostAndFound
post Jun 6 2018, 03:41 AM

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Week 18 cashback what's the latest transaction anyone here has? I had 8xRM100 transactions (shopee) but only got RM30. All transactions on Monday 30th April itself.
LostAndFound
post Jun 6 2018, 12:04 PM

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QUOTE(MGM @ Jun 6 2018, 08:01 AM)
IIRC shopee is using foreign payment gateway, any transaction done b4 8am?
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No all afternoon. Found the problem, my mom used UOB pay online for one transaction even though told to use shopee. Oh well.
LostAndFound
post Jun 11 2018, 04:30 PM

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QUOTE(herc @ Jun 11 2018, 11:16 AM)
8x 100? new promo?  whistling.gif
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It's you didn't read the T&C properly for existing promo only =) Every month almost I'm using X x RM100 rather than 2xRM500.
LostAndFound
post Jun 12 2018, 06:17 AM

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QUOTE(herc @ Jun 11 2018, 07:08 PM)
just funny when the original person load 8x RM100 on BigPay, why not just maximize it at lesser work.
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If he only need RM800?? Or he's aiming 10%/11% (combine the card feature cashback with Cashback4U) and so the additional RM200 would push down effective cashback? Or reloading different BigPay cards? Or multiple supp cards (each with their own card feature cashback) to be maximized?
LostAndFound
post Jul 1 2018, 10:47 PM

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QUOTE(cybpsych @ Jul 1 2018, 10:41 PM)
// RM0.00 You have successfully registered. Get up to RM1,300 Cash Back with 3X/5X/8X spend of RM60 & above in a week. Valid till 31/12/18. T&C apply. //

new cashback promo. no details from website yet.
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Assuming this is a 26 week (max RM50 per week) promo this could be quite good. 8xRM60 = RM480 spend, giving more than 10% cashback! But that would be bucking the recent trend, so something different probably happening, maybe a 40 week promo with max RM32.50 a week or something.
LostAndFound
post Jul 4 2018, 12:58 PM

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(DGP) PB CASH BACK 4 U - WK 23 40.00 CR

I had 8xRM100 transactions, 2 of which were 4am on Wednesday (so still had quota then).

Also...

(DGP) RM68 CASH REWARDS VIA AFT 68.00 CR

AFT promo, finally received.
LostAndFound
post Jul 5 2018, 06:09 PM

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QUOTE(LostAndFound @ Jul 4 2018, 12:58 PM)
(DGP) PB CASH BACK 4 U - WK 23 40.00 CR

I had 8xRM100 transactions, 2 of which were 4am on Wednesday (so still had quota then).

Also...

(DGP) RM68 CASH REWARDS VIA AFT 68.00 CR

AFT promo, finally received.
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QUOTE(MGM @ Jul 5 2018, 05:17 PM)
MY 5Jun(Tues) trax for week23 did not qualify. It is getting more competitive.
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Can't be, I had wednesday 4 am transactions (see above) which were counted.
LostAndFound
post Jul 5 2018, 06:12 PM

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QUOTE(TongCN @ Jul 5 2018, 05:51 PM)
How is the Cash Back work weekly eh?

Wanna join also biggrin.gif

Every Monday 8am start swipe 8 times with minimum RM60 each ?
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Read the T&C. Make sure you send the SMS for registration, make sure the transaction is not on exclusion list.

Read this thread you'll see what the common transactions are.
LostAndFound
post Jul 5 2018, 08:44 PM

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QUOTE(ClarenceT @ Jul 5 2018, 06:44 PM)
So we should cool down and not train our competitors. Being too positive and helpful may backfire.
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Living selfishly must be really fun. How much benefit have you gotten from reading and discussing here? Or you already know everything yourself and never learnt or received anything from others?
LostAndFound
post Jul 11 2018, 03:30 AM

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QUOTE(vondutch @ Jul 10 2018, 05:11 PM)
On the topic of gift redemption. The clause says we are eligible for the voucher if we make rm250 retail transaction within 45 days. Does paying for air asia ticket consider as retail transaction?
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Basically everything you spend on is retail.
LostAndFound
post Jul 14 2018, 09:23 AM

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QUOTE(peri peri @ Jul 13 2018, 02:49 PM)
very sad, ex pbb cc user must dormant for 2 years only can consider NTC application!
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2 years? That's crazy long, most banks is 1 year.
LostAndFound
post Jul 20 2018, 05:52 AM

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QUOTE(David83 @ Jul 19 2018, 09:13 PM)
Time to crack on which card to cancel.
Anybody regretted for voting PH? laugh.gif
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QUOTE(sjz @ Jul 19 2018, 11:07 PM)
ALL POLITICIANs are the same!

We treat it as a Lesson learnt!

Never ever trust any politician.
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Didn't know politicians job is to make sure everything for us is free tongue.gif

PH just keeping their promise on GST abolition and bringing back SST (this CC charge was part of it back then). Economically stupid, should just keep GST, but that's the promise. And you say not to trust, they're doing exactly what they said they would!

I think it's good for customers. Let the banks die and fight over each other over shrinking customer base, maybe we can get more benefits.
LostAndFound
post Jul 20 2018, 10:11 AM

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QUOTE(cybpsych @ Jul 20 2018, 10:05 AM)
i already maxed VS supp cardholders! hahaha ... now i extend the quantum mc supp to the same cardholders. so, each of them having 2 supp cards from me, VS and Quantum MC.
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What's the max ah?
LostAndFound
post Jul 22 2018, 04:54 AM

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QUOTE(allen6279 @ Jul 21 2018, 11:16 AM)
what's the best time to swipe (topup Bigpay) on Monday for Spend Now 4 More Cash Back?
i searched and some said 12am/2am is taken as Sunday 10pm?
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I reported in BigPay thread, when I reloaded at 12.30 am it was counted as same day (not previous day) transaction, so the BigPay payment gateway is local.
LostAndFound
post Jul 23 2018, 08:41 AM

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Everyone so paranoid, I don't think will finish on Monday la.... if not confident then just keep waiting next week, better for those of us who use it =).
LostAndFound
post Jul 24 2018, 09:54 AM

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QUOTE(space_boy_88 @ Jul 24 2018, 09:37 AM)
yes...i swipe on 2/7/18 .but just now i check my SMS record and found that i forgot to register before i swipe the 8xRM60, i only register after i swipe the 8XRM60 . I think the swipe transaction only count after i sms for registration...so hopefully i can get the cash back on week 2
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Did you receive the reply SMS when registering? Maybe not delivered? Or you're using MVNO telco rather than big 4?

Everyone else here received (best case was the Thursday report, mine personally was RM50 from 8xRM60 on Tuesday), so have to call CS in your case to find out what happened.

Pandai-pandai no need to ask whether BigPay is valid yah, just ask about timing and your SMS reg.
LostAndFound
post Jul 25 2018, 12:50 PM

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QUOTE(ClarenceT @ Jul 25 2018, 12:39 PM)
Plan your BigPay Topup properly from now on... RM480 per principal PB account per week. So max 5 principal PB accounts per month only unless you get additional BigPay...

"We’re introducing a fair usage policy when it comes to credit card top up. From now on, there will be a monthly limit of RM10,000 on credit card top ups only. Top ups via debit cards and online banking remain unlimited. Why are we doing that? Because we’re committed to saving you money and making financial services fair for everyone - but certain services are costly due to third party fees."

Not sure if you can top up again on 30/7 if you have top-up >RM10000 this month, especially on HLB Digital Day.
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5 Principle means 5 people to one BigPay oo.... unlikely to hit just from that. Anyone who can qualify for a principle PBB can just have their own BigPay card after all.

More of an issue for those using high-amount-to-get-CB cards (SCB, Alliance, maybe MBB FCB). PBB is fine.
LostAndFound
post Jul 25 2018, 02:36 PM

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QUOTE(ClarenceT @ Jul 25 2018, 01:34 PM)
Not really important now.
You will not withdraw cash more than RM10k - RM20k in a month.
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BigPay thread got someone complaining he got banned for withdrawing 'small amount', turns out 65k over 2 months. Really abuse.


QUOTE(tan_aniki @ Jul 25 2018, 01:47 PM)
if it is not in the TnC, this are all stupid answer from individual CS.
anyway the wallet is limit at RM10k doesn't mean we can't top up more than RM10k/month, if we need to spend more than RM10k/month, this is not a wise move, BP need volume as well.

update: omg... they really implemented and the apps update also mentioned...
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You need to follow the BigPay thread, BigPayJonathan there isn't just some regular CS, and he's as official as it gets. Bodoh tu simpan sikit.

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