QUOTE(David83 @ Aug 9 2018, 04:20 PM)
That's the purpose of IIBFT.
Actually, it doesn't show only but your CL should have recovered once the transfer accepted.
Use case from Citibank.
QUOTE(cybpsych @ Aug 9 2018, 04:24 PM)
usually banks manages and prioritize their resource! if every single transactions need to be reflected in real-time/near real-time, it's be resource intensive and not favorable.
analogy: can you keep refreshing/F5 your browser to see the website changes? can you still use your laptop/pc/phone if you KEEP refreshing it?

same thing to bank systems. if they keep refreshing ALL the accounts for ALL transactions, their systems would be overloaded and goes AWOL.
for payment, usually it's reflected immediately. for cc transaction, it would take daily refresh to see it.
one bank that i noticed doesnt reflect payment immediately is UOB. my Instant Transfer to UOB YOLO card doesnt reflect immediately, and UOB only refreshes it at 10pm daily.
Some bank doesnt instant for me

Sometime when i did on Friday Morning, the actual only reflected on NEXT Monday
Then i get interest charges

on this "slow" payment
Like bro cybpsych mentioned, UOB is one of it.
Another is CIMB