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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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SUSDavid83
post May 30 2018, 08:26 PM

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QUOTE(xixo_12 @ May 30 2018, 08:25 PM)
mbb maybe 2x salary per approval, unless that 25k belong to 12.5k/mth = 2x salary, might be the same..
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You think I'm MAVCOM boss. whistling.gif
SUSDavid83
post Jun 1 2018, 02:20 PM

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QUOTE(uhlaw @ Jun 1 2018, 01:01 PM)
Just to confirm, my application for Quantum visa and mastercard have been approved. But i only received mastercard via poslaju (not seen visa card). I thought maybe they sent the card seperately. Until today after 1 week, i still havent receive visa card. What should i do? Report lost card?
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Can you call CS if they have problem on issuing the Visa?
SUSDavid83
post Jun 1 2018, 07:07 PM

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QUOTE(uhlaw @ Jun 1 2018, 06:30 PM)
They are using poslaju... btw, these cards already pre-activated before i receive my mastercard
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Can use without PIN set?
SUSDavid83
post Jun 2 2018, 07:30 AM

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I applied through RP.
Still waiting for the RM200 TnG card
SUSDavid83
post Jun 6 2018, 05:53 PM

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QUOTE(allen6279 @ Jun 6 2018, 05:42 PM)
so reload bigpay with mc and vs to get 5% and 6% CB and use bigpay in anywhere that accept it right? in the other word all expenses with bigpay also got CB 5%/6%?
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That is an indirect CB.
The CB is meant for reloading to BigPay which is considered as eligible online transaction.
SUSDavid83
post Jun 7 2018, 02:46 PM

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I was wondering why my TnG free gift from RP has no news.
So, I decided to ring up RP.
RP told me that they had sent out an email for gift redemption which I didn't receive it.
They said it was sent out on May 8th. Perhaps it went into my spam folder.
Anyhow, asked them to resend the email and claimed the free gift at their website.
SUSDavid83
post Jun 7 2018, 10:09 PM

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QUOTE(Exceet @ Jun 7 2018, 10:06 PM)
Anyone know Quantum cash back follow transaction date or posting date? The cashback cycle reset every month on statement date, correct?
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Posting date before statement date.
Yes.
SUSDavid83
post Jun 8 2018, 04:04 PM

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QUOTE(jiaen0509 @ Jun 8 2018, 03:58 PM)
Last time got one agent told me PBB cc difficult to apply unless you got loan with them.
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Not really.
I have nothing with them.
I got PBB Quantum & VS.
On the contrary, it was extremely for me add cards from MBB even though I was an existing customer of various MBB financial products.
SUSDavid83
post Jun 10 2018, 08:46 PM

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QUOTE(DozeMeWithTea @ Jun 10 2018, 07:56 PM)
Hi, I just swipe at sushi mentai but there's no point for my samsung pay.
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Samsung Pay related discussion, please go to this thread:
https://forum.lowyat.net/topic/4570363
SUSDavid83
post Jun 12 2018, 05:29 PM

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QUOTE(cclim2011 @ Jun 12 2018, 05:23 PM)
Hello some question, bit hard to search through the threads.

Just got my quantum mastercard today, if I spend online today and got it posted by my statement date 14th June, the cashback would not affect my 14th July cashback allocation I guess?
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Yes.

SUSDavid83
post Jun 12 2018, 11:02 PM

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QUOTE(sjz @ Jun 12 2018, 10:59 PM)
Fave Pay (Enter CC details each time)
Does it mean that if we add the card to saved card there will be no 5% rebate?
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Method of entering CC details (key in again or saving as favourite) won't affect right?
SUSDavid83
post Jun 13 2018, 07:35 AM

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Another Watson confirmed is under Departmental.

Quantum Visa Only
Departmental [MCC: 5311]

-> WATSON'S-TESCO SG DUA SPPULAU PINANG MY

Visa Signature & Quantum MasterCard
Dining [MCC: 5812, 5813, 5814]

-> COFFEE BEAN-KARPAL SIN PENANG MYS
-> MCDONALDS-DESA U PENANG MYS
-> NANDO'S QUEENSBAY PENANG MYS

SUSDavid83
post Jun 13 2018, 08:21 AM

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QUOTE(Ramjade @ Jun 13 2018, 08:08 AM)
Where do you get the MCC code?
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QUOTE(cybpsych @ Jun 13 2018, 08:14 AM)
call CS to find out.
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I didn't call CS to find out.
I already got my latest statement and calculated the cash back manually.

This post has been edited by David83: Jun 13 2018, 08:22 AM
SUSDavid83
post Jun 15 2018, 09:44 AM

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Returned a survey form and get RM 10 KFC voucher.
SUSDavid83
post Jun 15 2018, 02:12 PM

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QUOTE(vin_ann @ Jun 15 2018, 01:22 PM)
Have anyone ever faced ur PBB card Visa Paywave transaction rejected ?

The machine showed "Do not honor" message.

Its repeating again on my VS
Tried twice rejected, third used pin ...

Transaction went through

Is there periodically our card need to have key in pin transaction ? I can't recall when was my last time I key in pin for payment.
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I suspect there's a limit of consecutive Wave transactions imposed and you need to reset with a PIN once that limit breaches.
SUSDavid83
post Jun 15 2018, 09:50 PM

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QUOTE(wjchay @ Jun 15 2018, 08:57 PM)
I don't seem to have this problem with the other VS though,  but yes I'll try to reset the one that had problem. I'm using Samsung pay, every swipe counts ;-)
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Samsung Pay definitely got problem.
Once reaches 9, you need to reset with PIN.
SUSDavid83
post Jun 16 2018, 11:14 AM

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-deleted-

Reason: Wrong thread

This post has been edited by David83: Jun 16 2018, 11:36 AM
SUSDavid83
post Jun 18 2018, 09:59 PM

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QUOTE(cwk88 @ Jun 18 2018, 09:16 PM)
need to use pin entry for 1st retail/ walk-in transaction to activate contactless?
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You encountered failure?
Or you just asked?
SUSDavid83
post Jun 19 2018, 10:25 AM

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QUOTE(haru20 @ Jun 19 2018, 10:11 AM)
Dear all,

I have applied my VS card through ringgit plus, hence the criteria to qualify for a RM200 voucher is to spend minimum RM250.

Hence, i have been using VS to top up my BigP_y, does that qualified under the minimum spending of RM250? However, the PB CS is unsure that the payment on teh mentioned service is known to be a spending under the ringgit plus terms

Your clarification is much appreciated.

I have attach the link of the terms below.

Or not i have to spend on something of an amt of RM250 in order to qualify.

Ringgit Plus
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Clause 3.3 in RP T&C:

QUOTE
3.3 For the purpose of this campaign, “retail transaction” means the purchase of any goods or services (local and overseas) with the use of the Credit Card and may, at Public Bank’s discretion, include any Credit Card transaction determined by Public Bank except for the following transactions:
a) “Flexipay” AND “Zero Interest Installment Plan” monthly installment payment.
b) Balance Transfer
c) Auto-Debit & Recurring Payments
d) Payments for utilities, direct marketing, insurance premiums, government related payments, payment via www.pbebank.com
e) Any refund, disputed, unauthorized or fraudulent retail transaction
f) Cash Advance / Cash Withdrawal, quasi cash, casino transactions, interest payments, late payment fees, finance charges, annual fees, reversals, payment to charity, Goods and Services Tax and any other form of service / miscellaneous fees


Not sure if your top up to BigPay is considered as quasi cash or top up transaction.
If yes, they may disqualify you.
SUSDavid83
post Jun 19 2018, 11:21 AM

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QUOTE(tan_aniki @ Jun 19 2018, 10:38 AM)
if really quasi cash, we didn't entitled cash back from VS and QMC online transaction la...
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We're talking about RP T&C for the gift eligibility; not cash back eligibility.

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