Mine slightly less than 80k but I still got it 😁😁😁

No pb account, maka xde kad kredit pb.

We regret to advise that your credit card application was declined and we are unable to reveal the reason for rejecting your card application in line with the industry's practice. This has been specified under the Declaration section of the Credit Card Application Form i.e.

"The Bank shall reserve the absolute right to approve or reject my/our application as the Bank deems fit without assigning any reason."

Please be assured that every Credit Card Application is being properly reviewed by the Processing Department according to our Credit Guidelines.

Your kind understanding on the above is much appreciated.

Thank You

But I got no pb account and I got approve for pb petron card. I use pay slip and kwsp form when I applied.

haha... Gv them company confirm letter, bnk statement, even Maybank credit card statements to show them my beautiful payment. They dont care too... sombong mmg

I also don't have CASA but just got their Quantum.
I believe that is not actual reason of being rejected.

I also don't have PB account, but I get it.

I only give them application form, IC and payslip through... approved in 1 submission. May I know if your company a "big" company?

maybe your commitment is low

Chill La. Took me years too before they approve me for the VS. Obviously it's not your issue. It's the bank's

Are you sure it's the bank's issue?

May I know how you got it? Loyal and good paymaster for quantum?

This post has been edited by joevo2: Apr 12 2018, 10:00 AM

just got sms this morning, my visa signature finally approved, took almost 2 weeks time, applied thru ringgit plus.

I filled up an upgrade form 2 days ago.
No reply yet.

My income was slightly under 100k (last time when VS was still 100k requirement) and got it on appeal. My pay is to PBB but will always transfer out immediately to my main bank, no other relationship/CC with them.

This was actually my second application, first was rejected I didn't bother to appeal, second time was almost a year later and I appealed since LYN members here recommended may as well try that. Successful, fortunately.

Got rejected the second time for Quantum card. First application when the card launched, applied again last month, rejected as well.

Oh well, move on to other card. Will apply again end of the year if this card's benefit are still good at that time.
Nothing to be sad of, there are still many other cards out there, up to the bank discretion whether to approve or reject.

I don't have any loans, and good pay record.

Agreed with you.
I was moved on from MBB after being rejected twice!
LOL

Was holding M 2 premier, RHB VI and HLB VI before I applied for this PBB VS

While my friend who earns less which applied for a housing loan with no CC record got approved for a PBB VS.

So yeah, definitely bank's issue

You could be holding too much cards.
Or those cards that you're holding are carrying too high CLs?
If you're serving several BTs at the same time, not sure if that will affect too?

Banks can access this info easily from CCRIS database.
Just my two cents. No offence!

This post has been edited by David83: Apr 12 2018, 11:23 AM

Using VS with Grab apps entitled for cash back?

According Post #1-4: YES

This post has been edited by David83: Apr 12 2018, 01:15 PM