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 Earning Salary More than RM 5K, Those below 28, share ur tips here!!

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used76a
post Dec 8 2007, 04:08 AM

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it is important how much we earn for a living but the more important thing is how well we spent it and how happy we are.i hav a brother that working as a pilot and earn around rm30K per month but still he hav problem with money coz maybe to much comitment,2 expenseive car,2 expensive house and etc....for me i'm just a normal guy that only earn around rm3-4k per month but still i manage to save some money for my old days.saving is very important.The more saving we hav,the more secure we feel.rite? thumbup.gif
used76a
post Dec 8 2007, 09:37 PM

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QUOTE(bafukie @ Dec 8 2007, 09:21 PM)
I am almost 40 now and still earning less than 2k. What can i do to upgrade?
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i think u need to try work on ur own,start a bisnes,maybe on something that good at.like i said b4,saving is very important.if u hav saving,the capital is not a problem.but if not,maybe get some loan.i'm thinking of starting a bisnes now coz i from where i am now,cannot upgrade much coz only hav diploma and almost reach 30.to further study for me is not an option smile.gif


Added on December 8, 2007, 9:42 pm
QUOTE(clsia1001 @ Dec 8 2007, 12:44 PM)
well its actually human behaviou, when u earn more u tend to spend more... laugh.gif

and so money always not enough lo...unless u r BILLIONNAIRE (but then u will aim for multi-billionaire  sweat.gif )
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spending is not the problem if u can control it,if u can still saving for raining day.then u will always hav the money in ur pocket rite?

This post has been edited by used76a: Dec 8 2007, 09:42 PM
used76a
post Dec 9 2007, 01:35 AM

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QUOTE(yewkhuay @ Dec 8 2007, 11:28 PM)
upgrade ur qualification ? nowadays can attend open university to get higher academy qualification, anyway, it takes time , effort n courage...
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yeah..for me to much.need to think other way.rite now my income can get 5k but need to do extra work (ot).my basic pay +allowance around 4k.but still i trying to start a bisnes 4 part time.if ok maybe we do it full time.still not enough nowday 4k per month.. sad.gif
used76a
post Dec 10 2007, 04:08 PM

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QUOTE(tinkerbel @ Dec 10 2007, 09:33 AM)
I think the key to it is managing your finances despite how much the pay slip is.  Most of us allow our pay checks to blind us thinking that we've sufficient $ for the kinda "luxury" shopping out there and end up in financial debt.  Don't let your finances manage you!

@clsia1001,
You're so right.  Most people can't learn to be contented with what they have hence even when one's become a billionnairre, he would be looking for more ways to multiply that  biggrin.gif

@used76a,
There are families out there who survives on RM1k p/month.  Perhaps u shouldn't be spending too much on unnecessary stuff if u can't afford them?
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i do not know how they survive with rm1k permonth.although i benn spending much but still i manage to save rm500-600 per month now but just started.i won't buy something that i cannot afford.so don' judge me like that.maybe b4 this,i'm spending to much but now i realise that saving is very important

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