First class degree graduated at 24 years old so late? Earning 5k at 30 years old so late? Can get la but too late that by the time you are 30, you will realize that 5k is not enough to spend for house installment, car payment, petrol, toll and makan-makan. Dont even dream about car servicing, vacation and marriage with your own money.

To be honest with you, I'm a third class degree honours (nothing to be proud off but I was already working and studying at young age) and I made 5k when I was 24. Today, I make more than that but my expenditure also increase. I drive an Altis and if without any investment, I can honestly tell you I cannot afford servicing the car at Toyota Service Centre because for my past 11 services, non of them was below RM600. Without my investment, I cannot dine at Osaka 3 times a week and still go to Italiannies every weekend. I just want to remind you 5k is not alot, especially 6 years from now and your first class degree isnt going to help you.

Come back to me at 6 years and tell me if I'm right.

Stock investment. I have a lady who runs these things for me. She's my best friend's mom and a very active investor in the stock exchange. Like b00n wrote, it's about luck that she happens to be my best friend's mom.