Earning Salary More than RM 5K, Those below 28, share ur tips here!!
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 Nov 22 2009, 12:31 PM
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#1
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Junior Member
470 posts Joined: Sep 2008 
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QUOTE(chezzball @ Nov 17 2009, 01:20 PM) icic... well some can claim that they buy those expensive house now.. sell it twice as much 10 yrs later.. aso investment ma rite? do consider about the interest that the bank charge u its easily u get a house for 500k now and end up paying 200 or 300k more on loans |
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Nov 22 2009, 10:06 PM
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#2
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Junior Member
470 posts Joined: Sep 2008
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who said real estate doesnt have risk involved?
remember those property on bukit beruntung now is also called bukit berugi banyak and they would first think klia would be based around there and now its based on sepang itself those housing near sepang is slowly appreciating buying new houses not second hand ones does have higher appreciation but onli buy from reputable developer and during time like this they might juz stop the whole project just like that. by then ure property wasnt appreciating and yet there was not anyone who wanted to rent ur property even at a low price. end up even if u earn 5k per month and yet u still have ur loan commitment with ur bank and ure very much in trouble as well as many individuals out there. |
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Nov 23 2009, 05:13 PM
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#3
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Junior Member
470 posts Joined: Sep 2008
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QUOTE(acad615 @ Nov 23 2009, 04:35 PM) btw, 5k isn't much at our age now.. I hardly see any leftovers at the end of the month.. sigh oh really? where did u spend at?if u had 5k u better off many ppl and since the cost of living in msia is much lower than our counterparts the 5k u earning is better off than many ppl is many countries hidan its unavoidable that 60% lyn forumers is blowing alot of waters |
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Nov 23 2009, 09:41 PM
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#4
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Junior Member
470 posts Joined: Sep 2008
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QUOTE(acad615 @ Nov 23 2009, 06:35 PM) 2.4k is inclusive of the house insurance, their so called MRTA but different kind, if u take fixed rate house loan from insurance company you will understand, besides its my mistake, I was naive when I purchased the house, didnt do much research there they think u earn alot so u cant say no to them?Astro package is 110 bucks now, and I don't even watch it, like I said, its not for me, its for my family members, and how can you say no to them.. (they think you earn a lot, so they can demand for it) electricity bills rm 100? have u seen a standard house electricity bill yet? a family of 5 will easily cost you 200, even if u control your usage, once again, I agree that its luxury here, cause 4 Rooms with 4 airconds running for at least 8 hours every night, could've been reduced if I want, but i decide to let my siblings have a better life now. my electricity bill is averagely 300 a month btw, 110 for streamyx, celcom bill 150 monthly with 3g package ( i travel alot, and cant live without internet u see) astro.. and other minor stuffs. you gotta really own a house to see all these bills coming. when I bought my house last year, all I had in mind was.. the installment.. didn't see all those coming. btw, my previous pay was averagely 10k, and due to some stuffs happened in between.. my last drawn pay was about 7k thats about 3k less than usual, and my planning was for my 10k avg pay.. therefore the insufficient funds problem came.. still surviving, but with much lesser savings than before. or was u scare they jatuh muka u? but okay i understand tat electric bills will easily jump up to 200 to 300 astro is neva a luxury i do get free entertainment via pps any hk drama or watsoever trust me alot of my old relatives who doesnt have knowledge on comp knows how to use it i guess u do have bad financial planning at this moment but im not criticizing u i assume u work in sales line as well well i guess many ppl at the sales line suffered the same way as well |
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Nov 23 2009, 11:40 PM
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#5
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Junior Member
470 posts Joined: Sep 2008
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first officer or even flight crew?
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Nov 24 2009, 01:48 AM
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#6
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Junior Member
470 posts Joined: Sep 2008
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dun worry
first office on any major airlines does pay good i guess u have either have alot of investment through getting the CPL me myself was thinking of goin to HM aerospace but the fee itself cost a bomb so its okay when u struggle through the beginning stage of ur career as u know in the aviation industry its among the fastest job which u can achieve break-even from ur investment for the license good luck to u |
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Nov 24 2009, 09:24 AM
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#7
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Junior Member
470 posts Joined: Sep 2008
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QUOTE(acad615 @ Nov 24 2009, 03:07 AM) My training was paid by company, lucky me there, and yeah like jurlique said, the allowances have decreased tremendously recently, due to less flying and all.. u're from MFA?Its not like the company wants though, overall airliners in the world aren't really making money, its gonna be tough in the future too.. unless u work with MH or AK other than that i wouldnt know maybe firefly or berjaya air? well since jetfuel has really increase tremendously its hard for major airliner to make any profit out of it but not to say they made zero profit out of it i think we are abit out of topic..!! |
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Nov 25 2009, 01:35 AM
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#8
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Junior Member
470 posts Joined: Sep 2008
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QUOTE(fr3edwin @ Nov 24 2009, 08:08 PM) gt one question wanna ask u all...my cgpa is around 2.8 and i feel like wana retake some subject to make it 3.0..is it worth? cuz nid waste money n time to retake them..cuz i see alot job advertisements nid fresh graduate tat cgpa above 3.00 and i worry about tat assume u took ur honours degree alreadyis it so much different between 2.8 and 3.0? rather than waste time on same old stuff u can proceed to masters but masters do required 3.0 cpga to graduate compare to degree 2.0 wanna be vp for corporate management? 70% of them has own base connection do u have one than? its hard to say what kind of course u should take palm oil would be a very good alternative and its growing and currently malaysia was the second largest exporter only behind indonesia |
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Nov 27 2009, 02:51 AM
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#9
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Junior Member
470 posts Joined: Sep 2008
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for ur info
on acad615 replies it seems like he gotten it from scholarship rather than his parents invested on him do u even know how much CPL cost? i dun think his parents has problem of getting a hse if his parents has the money to pay for his education at least the so so paid is stable and much better off than many professional individuals out there |
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