I got to know that my waifu is pregnant

we were planning to go to koh samui this mid february 2018

bought my flight ticket + travel insurance already from KL to Surat Thani

i don't want to take the risk traveling with my wife pregnant in her first trimester

so im planning to cancel this trip

Does this cancellation covered by AirAsia insurance?

PART 1 – TUNE PROTECT TRAVEL INSURANCE BY AIRASIA
Summary of Benefits
Coverage excluding Infants is afforded as follows:-Benefit Limit of Benefit
1. Personal Accident Benefit
Personal Accident
- Accidental death or permanent bodily disablement
Up to RM200,000
2. Travel Inconvenience Benefits
2 (a) Trip Cancellation
- Reimbursement for unused & non-refundable portion of Air
Ticket and accommodation if You are prevented from taking
the Scheduled Flight on the First Scheduled Departure Date
due to Insured events
Up to RM5,000
(flight + hotel cost)
2 (b) Trip Curtailment
- Reimbursement for unused & non-refundable portion of Air
Ticket and accommodation or reimbursement for additional
cost of Air Ticket if you need to return to Malaysia due to
insured events.
Up to RM5,000
(flight + hotel cost)
2 ©
2 © i
Loss or Damage to Checked-In Baggage
- Cover loss or damage to Your Checked-In Baggage and/or
baby stroller
Baggage Delay
- For every 6 consecutive hours delay from arrival time of
Scheduled Flight to time You receive Your luggage
Up to RM 5,000
(RM150 for each damaged
Checked-In Baggage and/or
RM300 for each one lost CheckedIn Baggage)
Up to RM800.00 (RM200.00 per 6
consecutive hours of delay )
2 (d) On-Time Guarantee
- Delay more than 2 consecutive hours from scheduled
departure time
RM200.00
2 (e) AirAsia Flight Delay
- Flat payment for every subsequent 6 consecutive hours
delay of the original departure Scheduled Flight,
excluding the delay period covered in Section 2(d) OnTime Guarantee
Up to RM1,050.00
(RM150.00 per subsequent 6
consecutive hours of delay )
2 (f) Common Carrier Delay
- Flat payment for every 6 consecutive hours delay from the
original departure time of the scheduled Common Carrier
Up to RM1,050.00
(RM150.00 per 6 consecutive
hours of delay )
2 (g) Missed Flight Connection
- No AirAsia Onward connecting flight available within 6 hours
from the missed Scheduled Flight due to delay of AirAsia’s
Incoming connecting flight
Up to RM600.00
(RM300.00 per 6 consecutive
hours of delay )
2 (h) Loss of Personal Money Up to RM1,000.00
2 (i) Expenses incurred arising from Loss of Travel Documents Up to RM1,000.00
2 (j) Travel Reroute
- Delay more than 6 consecutive hours from scheduled arrival
time caused by rerouting of the Scheduled AirAsia flight, as a
result of strike/industrial action, adverse weather conditions,
mechanical breakdown or life-threatening medical reason.
Up to RM450
(RM150 per 6 hours of delay )
Tune Insurance Malaysia Berhad (30686-K)
Level 9, Wisma Tune, No 19 Lorong Dungun, Damansara Heights, 50490, Kuala Lumpur 3
Office: +603 2087 9000 Fax: +603 2094 1366 Website: tuneinsurance.com
2 (k) Hijack Distress Allowance
- When Your flight is hijacked and Your Trip is interrupted for
more than 6 consecutive hours
Up to RM 1,000
(RM500 per 6 consecutive hours
of detention )
2 (l) Home Care Benefit
- Pays for physical loss or damage to Your Home Contents in
Malaysia as a result of occurrence of Theft in Your Home
while You are travelling
Up to RM3,000
3. Medical and Evacuation Expenses
3 (a) Accidental & Sickness Medical Expenses Reimbursement
- Reimbursement of medical expenses incurred due to Accident
or Sickness
Up to RM175,000.00 (Excess
RM50.00 per claim)
3 (b) Emergency Medical Evacuation & Mortal Remains Repatriation
- Emergency medical evacuation or repatriation expenses
incurred due to accidental injury, Sickness or death
Up to RM300,000.00
3 © Compassionate Visit Up to RM5,000.00
4. Personal Liability
Personal Liability Up to RM500,000.00
5. 24 hours Worldwide Travel Assistance Services Included