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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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shirleywst19
post Dec 23 2022, 03:12 PM

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QUOTE(fruitie @ Dec 22 2022, 09:24 PM)
They give, only if it’s not saved card. I’m getting bonus points for TnG e-wallet transactions using TWE card. I supposed the saved card is using another MCC which is one of the exclusions.
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my TnG reload with save card seem given 10x points... anyone else can confirm about this? cos statement didn't itemized each trans points
shirleywst19
post Dec 23 2022, 10:16 PM

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QUOTE(choco_ice @ Dec 23 2022, 08:47 PM)
All my TnG reload with saved card method entitled for 10x points. Just got my first statement, total points awarded is tally with the total spent recorded in statement.
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yes, me too, but since some mentioned didn't get points from TnG, maybe we have to take a note
shirleywst19
post Apr 25 2023, 09:30 PM

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QUOTE(peterbrutus @ Apr 20 2023, 05:51 PM)
I didn't know about this and I'm pretty sure I haven't receive such ridiculous finance charge from my Maybank 2 cards.

Does that mean that if you charge RM100,001 to the card and you only pay RM100,000 after you received the statement, you will be charge RM100,001 x 18% / 365 x (until the day you pay that RM1)?
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Same thug when the CS tell me this, cos I miss out a 10k balance due on over limit and I paid in the middle and they charge me RM800+ shocking.gif
shirleywst19
post Jun 19 2023, 03:47 PM

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QUOTE(hown @ Jun 18 2023, 10:31 PM)
so far TWE has the best rates for overseas usage, even better than tng visa card from my experience spending HKD
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agree, I try few countries n few different bank cc, TWE is my choice. BUT, I'm unable to use at China, no matter which bank, weird
shirleywst19
post Jun 19 2023, 03:48 PM

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QUOTE(Avenger_2012 @ Jun 19 2023, 01:58 PM)
Hi, does anyone know how long it takes to convert twe bonus points to enrich miles? Are they going to send any letter/written instructions to your mailing address?
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My experience just one or two days
shirleywst19
post Jun 30 2023, 03:45 PM

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QUOTE(francis226 @ Jun 27 2023, 10:21 PM)
saved twe in alipay apps to pay your bill in China...i just did that for my CN trip last week.
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I didn't manage to verify my alipay last trip due on I get my visa last minute, but I been verify few years ago, and during that time is tourpass in alipay, cannot add credit card, need to top up by bank account. Can I know since now no more tourpass and my real-name verification in alipay is verified, does it means I can use directly without verify again?
shirleywst19
post Jun 30 2023, 10:23 PM

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QUOTE(francis226 @ Jun 30 2023, 05:48 PM)
You dont need visa to verify your alipay account, only passport is needed. not very sure on this but since you have verifed it, you may just try to link your credit card
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I linked just now, saw my exiting transaction is from taobao, my May 2023 trip unable use it to call car hailing, but I haven't try to pay seller... maybe i sdh try next trip
shirleywst19
post Jul 2 2023, 03:34 PM

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For TWE annual fees waive for exiting cimb card holder, can anyone confirm is it only waive for 2nd year? Then must paid RM1215.09 for 1st year usage
shirleywst19
post Jul 3 2023, 02:28 PM

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QUOTE(henry930821 @ Jul 3 2023, 12:50 PM)
As long as u can spend RM240k before ur AF date (usually on 1st statement of each year) , system auto waived for you.

I got mine waived automatically (and credited in first statement itself) after hitting that amount before my first statement came.
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1st statement sweat.gif sweat.gif ok, no wonder I asked for waiver after 6 months target hit, they said only will waive for next year annual fees... New to bank really save a lot lol, pity exiting
shirleywst19
post Jul 4 2023, 12:39 AM

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QUOTE(MGM @ Jul 3 2023, 11:12 PM)
Like acejlsh said Ecard n TWE not in the list, so should continue to get points, right? Why u guys said otherwise.
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Ecard might be, TWE seem no, read pg 16/44 https://www.cimb.com.my/content/dam/cimb/pe...-aug-bm-eng.pdf other local spending besides airline, octotravel and duty free shd be 2 bonus points right?
shirleywst19
post Jul 31 2023, 01:46 PM

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QUOTE(fruitie @ Jul 31 2023, 12:08 PM)
With the new changes gonna be implemented soon for TWE, what do you guys do in these few days while it lasts?

Just wanna learn from you guys. I guess keep reloading to eWallet? sad.gif
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Pay my kids school fees in 1 month advance sweat.gif
shirleywst19
post Aug 2 2023, 07:13 PM

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QUOTE(fruitie @ Jul 31 2023, 03:29 PM)
Cannot get more from ewallets then.
Yeah gonna use for retail and overseas.
School fees also affected? I didn't read much, only knew ewallets are affected.
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Previously from here https://www.cimb.com.my/content/dam/cimb/pe...-aug-bm-eng.pdf pg 16 it show 2 bonus points only, but just now I go cimb website https://www.cimb.com.my/en/personal/day-to-...redit-card.html it show 10x until 31 Dec 2023, I am confusing also..

Anyone can confirm?
shirleywst19
post Aug 4 2023, 04:22 PM

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QUOTE(c27g @ Aug 4 2023, 12:29 PM)
I hope you are correct but based on the table stated on pg16 and the detail in point 1.4 (v).

<<“Other Local” refers to all other local retail categories
including online transaction(s) that does not fall into
“Overseas”, “Airlines”, “Duty Free” and “OctoTravel”>>

Means only “Overseas”, “Airlines”, “Duty Free” and “OctoTravel” got 10x BP.
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I notice this term also, but last few days it come out like this make me confuse, so local spending will be 2x or 10x?

user posted image
shirleywst19
post Aug 8 2023, 02:55 PM

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QUOTE(shirleywst19 @ Aug 4 2023, 04:22 PM)
I notice this term also, but last few days it come out like this make me confuse, so local spending will be 2x or 10x?

user posted image
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call cs and confirm about retails spending, yes, the 10x points until 31 Dec 2023
shirleywst19
post Aug 20 2023, 11:37 PM

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QUOTE(jerantut2011 @ Aug 18 2023, 11:00 PM)
CIMB World Travel Elite is advertised as having zero fee on foreign currency use.

However, it charges 1% on Ringgit-denominated transactions by the Hotels.com. This is disappointing. But Touch N Go Visa card also charges 1% at the same merchant.
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just check my transaction from xiamen air also been charge additional 1%, call to call centre they said my bangkok spending also like that, the cs said travel elite shd be zero fees and will get back to me, but no reply till now sad.gif
shirleywst19
post Sep 15 2023, 05:12 PM

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Anyone know use TWE pay thru Alipay at China consider oversea spending or ewallet?
shirleywst19
post Sep 23 2023, 03:23 PM

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according to my latest statement, seem like when we swipe TWE thru Alipay oversea is under ewallet category but not oversea spending
shirleywst19
post Aug 31 2024, 04:10 PM

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I notice when I make payment by using CIMB cc in oversea site ie Agoda/ xiamen Air etc, although it show RM, but final charges will be additional few % , then I test it by using my RHB cc, it charges exactly what it show on website, try on both VI and TWE mad.gif
shirleywst19
post Mar 20 2025, 10:49 PM

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QUOTE(Ren Mihashi @ Mar 18 2025, 08:34 AM)
Hi

Want to seek advices

I purchased SIA flight ticket use my TWE card @ RM508 - is show in the flight ticket receipt and when i got SMS for payment, it is stated that I had spend RM508
But recently, i noticed that CIMB charge me RM513 in the statement... called them and they say is due to additional 1% charge from mastercard...

Can they do that?
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My experience is dont use cimb cc in foreign site even it show RM, been charges in few sites already like Xiamen Air and so on, if I use my other bank cc will only charges the amount I saw

 

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