Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%
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 May 29 2018, 10:49 AM
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#1
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Senior Member
2,236 posts Joined: Nov 2007 
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QUOTE(13aby @ May 29 2018, 10:43 AM) Already submit for it, just want to know the limit cox i looking for high limit card. My income 102k/annual not sure can get how much. Nevermind, wait for approval thn why you need high limit? too high limit comes with a risk too. better to spent within your means and also the be cautions on risk of getting fraud cases on your credit line |
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May 29 2018, 07:56 PM
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#2
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Senior Member
2,236 posts Joined: Nov 2007
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QUOTE(Pain4UrsinZ @ May 29 2018, 06:15 PM) i have statement balance @ RM 2,589.16, due 16 May, then 18 May only i pay the balance. late payment is late payment, means you paid late and they charge you a penaltyon the same day bank charged me late charges RM 25 then end of the statement cycle bank charge me 'finance charge' RM56 late charges RM 25 is not interest ? anyone can show me how to calculate ? interest is called finance charges. it is based on your outstanding x 18% (unless you get lower interest rate) / 365 * number of days interest being charged |
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Jun 4 2018, 10:02 PM
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#3
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Senior Member
2,236 posts Joined: Nov 2007
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QUOTE(cybpsych @ Jun 4 2018, 09:58 PM) IMPORTANT NOTICE: PAYMENT FOR CREDIT CARDS AND LOANS/FINANCING wow, pay money also kena tax. really money minded. https://www.cimbbank.com.my/content/dam/cim...inalrevised.pdf Effective from 1 December 2018, a service fee shall apply for payments made for credit cards and loan/financing over the counter and via Cash and Cheque Deposit Machines. The applicable service fee per transaction is as set out below:
Alternative payment channels are available via the following channels: 1. CIMB Clicks (https://www.cimbclicks.com.my) 2. Auto Fund Transfer (AFT) or Standing Instruction (SI) 3. Automated Teller Machine (ATM) 4. Interbank GIRO (IBG/IBFT) from other bank Kindly approach our friendly Customer Service Officers for any enquiries. *The service fee is not applicable to SME and Enterprise Banking products. The Management CIMB Bank Berhad and CIMB Islamic Bank Berhad  |
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Jun 4 2018, 10:38 PM
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#4
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Senior Member
2,236 posts Joined: Nov 2007
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daylight robbery
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Jun 5 2018, 01:13 AM
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#5
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Senior Member
2,236 posts Joined: Nov 2007
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QUOTE(PJng @ Jun 5 2018, 12:02 AM) Why both my device sometime visit cimb site it say not secure because it is not secure.[attachmentid=9839889] better use teller, atm, cdm so that CIMB can make more money |
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Nov 13 2018, 07:54 PM
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#6
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Senior Member
2,236 posts Joined: Nov 2007
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QUOTE(alexanderclz @ Nov 13 2018, 06:23 PM) hmm similarly, one doesn't need your PIN to use it either. its more dangerous, right? |
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Nov 13 2018, 08:34 PM
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#7
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Senior Member
2,236 posts Joined: Nov 2007
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QUOTE(ClarenceT @ Nov 13 2018, 08:31 PM) Not really, you can always dispute the transactions in your statement. Of course it is our duty to keep the CC at a safe place and report the loss immediately if stolen or missing, but our liability is quite limited. u will never win in a dispute because they can trace the card's secondary security code inside the cardbanks are not stupid. there obviously is some type of security in the card to match if any dispute happens |
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May 6 2019, 11:44 PM
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#8
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Senior Member
2,236 posts Joined: Nov 2007
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QUOTE(digimon09 @ May 2 2019, 02:48 PM) Just got my card approve and waiting for card delivery (apply yesterday, today got approve). Yeay free coffee maker and RM50 petrol voucher. may I know which card ah? |
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