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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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acejlsh
post Mar 28 2018, 11:04 AM

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QUOTE(ClarenceT @ Mar 28 2018, 09:15 AM)
The final balance shown on the statement.
AVOID advance payment.
If you want to avoid CC interest, you need to spend around RM3000 + Cash rebates from previous statement, which must be posted in the new statement. (eg I spent RM2400 on government bills and RM700 on Petronas)

Otherwise (if statement balance is <RM3000) you still can get Petronas rebate at 3% everyday, not restricted to weekends or 1st day or 1st weekend of the month.
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I just got this catch recently, thinking of hitting 7%, but looks like not possible already, as I made advance payment to the card (Amount need to be swiped is more than the credit limit that I have). Next year use Enrich or Lazada card already.
acejlsh
post Aug 16 2018, 02:06 PM

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QUOTE(Morning_Star @ Aug 16 2018, 01:24 PM)
Hi guys,

Did anyone try to load BP to CIMB Enrich cards to get entitled for RM4=1 bonus miles ?
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I tried before, NOT ENTITLED. Testing with RM 8 only though biggrin.gif brows.gif
acejlsh
post Aug 25 2018, 04:20 PM

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QUOTE(ClarenceT @ Aug 25 2018, 03:36 PM)
Conditional: First top-up must be >RM20.
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And annual fees refund valid for first year only on top of the above.

This post has been edited by acejlsh: Aug 25 2018, 04:21 PM
acejlsh
post Aug 27 2018, 10:38 AM

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QUOTE(alexanderclz @ Aug 27 2018, 09:32 AM)
cancelled my cimb cash rebate card today. offered rm30 but no thanks.
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Cut all my additional four cards earlier this month, retention offer were RM 20 per card.
RM 10 upfront, and RM 10 for spending RM 200 within 30 days.
Declined and proceed for cutting, now only holding Enrich Platinum with them.
acejlsh
post Aug 27 2018, 09:18 PM

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QUOTE(darkterror15 @ Aug 27 2018, 05:40 PM)
I just called to CIMB sc to ask for the missing lazada cash rebate. looks like they didnt aware about the cash rebate is missing. Filed for investigation. Suggest any lazada card holder also call to sc to escalate this matter. July is actually the cut off period for their previous lazada rebate promotion.
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Done, just wait. Last month did purchase but same, no rebate. This month no purchase. The superior do aware until 31 December from the CS that answered my phone.

acejlsh
post Aug 28 2018, 08:19 AM

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QUOTE(ClarenceT @ Aug 28 2018, 07:46 AM)
Released on 21/8 but just posted last night.
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Nope, I logged in about 9 pm last night, not seen yet; so I call also. Now dont know.
acejlsh
post Sep 1 2019, 06:21 PM

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Due to the e-wallets campaign, I tried reload RM 12 and RM 16 to BIGPAY and TnG ewallets with Enrich Platinum card, results - the former still no Bonus Miles while the later yes.
acejlsh
post Jan 1 2020, 02:33 PM

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Idiot bank, closed my Lazada Prepaid card account months ago, and yet they dare to bill me annual fees!
acejlsh
post Jan 1 2020, 02:42 PM

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QUOTE(MGM @ Jan 1 2020, 02:40 PM)
How much is the AF, my last AF was 15-Jan-2019.
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RM 9.43
acejlsh
post Jun 19 2020, 09:52 AM

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Nobody talk about the brand new e platinum CC? Looks good the features although annual fees is RM 100 from 2nd year onwards if one cannot spend RM 12000 p.a.

This post has been edited by acejlsh: Jun 19 2020, 09:55 AM
acejlsh
post Jul 18 2020, 01:42 PM

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QUOTE(Leroi2x @ Jul 18 2020, 01:21 PM)
existing cash back card holder would like to add for enrich platinium
can submit without document like maybank ? or must resubmit latest income document to proceed ?
any1 have experience before
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Yes, you may just apply directly via clicks. Just fill up the forms and wait for the result without submitting income documents again.

I just did with the new e card not long ago. Holding Enrich platinum till now.
acejlsh
post Aug 15 2020, 08:56 PM

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QUOTE(stuffx @ Aug 15 2020, 04:54 PM)
Called CS asking for SST rebate for e card. He said cannot give to existing cimb card user. Only to new to bank customer.
He didn’t even counter offer when I said I won’t activate the card.

How come you guys get the offer so easy. I spend average 4k-5k monthly with cimb cards 😢
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They never agreed to my request of spending XX amount get SST rebate, tried for 3 times already.

You would only get rebate if you ask for cancellation and then the retention offer.

For the new ecard, just redeem 10K points for RM 25, since the cash back RM 100 equal 40K points.
acejlsh
post Sep 25 2020, 05:50 PM

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QUOTE(MGM @ Sep 25 2020, 05:36 PM)
Thanks for the reminder, my next statement is on 28Sept, hopefully statement will be out by 30Sept. Cimb is always slow.
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Nope, it is fixed at 3rd days after statement date, so Oct 1.
acejlsh
post Oct 10 2020, 09:41 AM

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Anyone who had paid shopeepay with e card over the past months on the 10th monthly? Confirmed 12x points right?
acejlsh
post Nov 15 2020, 08:42 PM

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QUOTE(Low Yat FreaK @ Nov 15 2020, 07:38 PM)
Any user here redeem the cimb bonus point before ?

This is my first time
I have summited through the catalog @ https://rewards.cimbbank.com.my/index.php for 20000 BP to 50 Cash back

Usually how to to take it reflect to my account  hmm.gif 
I submit on 11 Nov
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I never redeemed online, every time ring them up tongue.gif

Normally within a week, minimum 3 working days.
acejlsh
post Dec 29 2020, 10:42 AM

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QUOTE(Sitting Duck @ Dec 28 2020, 09:20 PM)
My bonus point was forfeited for the month of Dec because I made the payment late by 1 day for the Nov bill.

While I don't deny that it was my mistake on my part, however I wasn't aware that bonus points would be forfeited when the payment is late.

Called the customer service and the CS told me it's CIMB T&C.

Requested for late and finance charges waiver, and also requested to claim back the points that was forfeited.

Anyone has same experience regards to this with CIMB CC?

From my experience, Maybank and Citibank do not charge customer for payment late by 1 or 2 days.
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It is inside the T&C for quite sometime already. While late and finance charges maybe waived, I dont think you would successed in claiming the forfeited points.
acejlsh
post Jan 4 2021, 08:51 PM

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CIMB marketing successfully helped the bank to save some points issued to the cardholders. So called extended EDAY, the 10x points for e-wallets reload DID NOT EXTENDED, still on 10th only. ONLY online purchase at partners website is extended...
acejlsh
post Jan 29 2021, 08:51 PM

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QUOTE(Lifeblurboi @ Jan 29 2021, 03:30 PM)
is that for debit card?
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Debit Card earning rate is RM 4 for 1 bonus point, ONLY on transactions processed via Mastercard network. Mydebit no points.
Literally means you can only spend online as almost ALL POS terminal will do via Mydebit with real time claim / clearance.
And validity is only 3 years. Cheapest item to redeem I think is Air Asia BIG points at 8000 bonus points.
acejlsh
post Mar 13 2021, 06:02 PM

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Feeling quite "funny" of having a card that can only be used on ONE particular day every month to get the maximum benefits; the can literally can sit in the drawer. Just reload e-wallets on "member day" then full stop, wait next month
acejlsh
post Mar 13 2021, 06:02 PM

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QUOTE(ClarenceT @ Mar 13 2021, 08:58 AM)
Some credit cards give good rebate on weekends or first few days of a month. Can be used on other days but the card user feel reluctant to use it.

Depending on your usages, some prefer online transactions so they use CIMB e-card, some prefer CIMB-Enrich CC to collect Enrich points, I use CIMB VI for fine-dining and duty-free shopping.
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I have Enrich Platinum and e card

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