QUOTE(fruitie @ Dec 13 2018, 12:53 AM)
Just say no to those credit shield thingy.
I simply hang up the call.
The agent was pushy and did not really answer my questions.
QUOTE(hakkai0810 @ Dec 13 2018, 01:25 AM)
falled for the HLB once. They told me that if i clear my statement evry month, there will be no premium charged since the premium is calc base on the outstanding balance.
but their definition of outstanding balance is "outstanding" balance when the insurance cutoff, not after your statement due.
Unless you very hardworking go pay off the outstanding balance before the statement generated, otherwise you will sure kena charge for the premium.
They talked too fast.
At first say need to pay 6ยข monthly, later become RM6.
Then out of nowhere "Can I have you consent to register this?"
Cimb cimb, first Sunlife insurance now this.