What is swiss cirrus code for?

https://www.swissdreamcircus.com/home/tickets-3/

if got cimb code can get 25% discount.

CIMBSDC19

Just found out dahmakan also entitled for weekend 12% dining rebate

Boost got “Order your first dahmakan meal & Enjoy 50% OFF!” - Thinking of trying dahmakan next week.

Does cimb tend to quickly charge late payment/finance charges compared to other bank?

Important Notice : Amendment on credit card rewards points terms and conditions

Dear Valued Cardholder,

Please be informed, Bonus Point / Bonus Miles / Tesco Club Points earned will be forfeited if any of the credit card accounts are in arrears / suspended / terminated. Terms & Conditions below as set out in the below table and shall take effect and be binding with effect from 1 October 2019.

https://www.cimbbank.com.my/content/dam/cim...TescoPoints.pdf

CIMB PETRONAS Rewards Campaign [ CIMB | T&Cs ]

According to CIMB Customer Service
• Statement date is on 28th of every month
• Statement balance is to be paid in full by the due date to avoid incurring finance charges [Do not offset using cash rebate]
• All cash rebates earned in current month statement will be posted in the next month statement under their respective cash rebate categories


Just realized the statement must be paid in full..if we continue to spend on dining on weekends...then forever our credit will need to carry forward to next month... right?

Yes. This is unique for CIMB.
Already known.
CIMB won't treat cash back as payment to offset the current statement balance.
I believe this has been clearly stated in their TnC.

you mean you used the online app and still get 12% ?

unless you STOP spending with the card, you wouldnt see much difference and experience the "forever credit need to carry forward to next month" la

the cashback falls onto next statement cycle (inclusive your new spending), so, by the time the new statement is out, actual billed/statement-ed amount would be LESSER due to last cycle's cashback (already earned but didnt get to "use" it).

slightly painful for 1st month (delayed gratification) but you will get it nonetheless. the earned cashback already credit to your cc account anyway, just a matter of WHEN.

Due to the e-wallets campaign, I tried reload RM 12 and RM 16 to BIGPAY and TnG ewallets with Enrich Platinum card, results - the former still no Bonus Miles while the later yes.

I’m curious how old is your mother?

A bit confused. Meaning that all statement cycle we need to maintain 3k balance?

https://www.cimbbank.com.my/content/dam/cim...ditCard_TnC.pdf

5% Cash Rebate for statement balance RM3,000 and above.
2% Cash Rebate for statement balance below RM3,000.
Statement Balance includes any outstanding balances which are carried forward from the previous month’s statement and new transactions made on the current month’s statement.
Any payments made prior to the current month’s statement date will be taken into account for calculation of the current month’s statement balance.
Cash rebate is capped at RM30 per cardholder per statement cycle.

Not using CR card.
I was using CIMB-Petronas MC, statement balance must be at least RM3000 to get the best CB%. CIMB encourage you to spend more, no advance payments, or some outstanding carried forward from previous month!

Then we will be charged for some interest right?

Like this also difficult to track & make sure 0% earn by bank every statement balance.

I think better don’t touch this CC.

In my humble opinion, one statement is generated with the statement balance > RM 3k, you can still pay off this balance by payment due date.

Last time RM600 petronas + RM2400 Govt transactions. So no interest charged.

Now switch to VI.

This post has been edited by ClarenceT: Sep 2 2019, 09:13 AM