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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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cybpsych
post Jul 23 2019, 11:14 AM

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QUOTE(Savor_Savvy @ Jul 23 2019, 11:13 AM)
I received a call from 03-22036000, offering me a card. Enrich Platinum CC. If I want to cancel, can I just walk into my local CIMB bank?
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you took the offer? not mentioned.

just give a call to check and cancel it on the spot.
se800i
post Jul 23 2019, 11:35 AM

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QUOTE(PJng @ Jul 9 2019, 04:37 PM)
Have been use this card more that 3 years
First time receive such e mail
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me too.... Mine used more than 3 years....

QUOTE(angel&demon @ Jul 9 2019, 07:29 PM)
I also not sure got get any commission.  confused.gif
I ask for free gift, but the agent told me just upgrade , not apply new card, so at the end no any free gift.  hmm.gif  hmm.gif
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if this is the case, might as well you cancel and apply a new one....

QUOTE(angel&demon @ Jul 11 2019, 06:17 PM)
Ok. No more apply credit card. Too many card hard to manage.  unsure.gif  unsure.gif
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How many cards do you have?
Savor_Savvy
post Jul 23 2019, 02:08 PM

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QUOTE(cybpsych @ Jul 23 2019, 11:14 AM)
you took the offer? not mentioned.

just give a call to check and cancel it on the spot.
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If I keep, what benefit can I get if I don't use it?

"Minimum monthly payment: 5% of the outstanding balance or a minimum of RM50 whichever is higher"

What is this? What if I don't have any outstanding payment?
cybpsych
post Jul 23 2019, 02:14 PM

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QUOTE(Savor_Savvy @ Jul 23 2019, 02:08 PM)
If I keep, what benefit can I get if I don't use it?

"Minimum monthly payment: 5% of the outstanding balance or a minimum of RM50 whichever is higher"

What is this? What if I don't have any outstanding payment?
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no outstanding, nothing to pay, min payment not applicable.

however, new card will get charged RM25 SST.

if you dont need the card, never go and agree to it.

call CS to cancel it.
Savor_Savvy
post Jul 23 2019, 02:23 PM

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QUOTE(cybpsych @ Jul 23 2019, 02:14 PM)
no outstanding, nothing to pay, min payment not applicable.

however, new card will get charged RM25 SST.

if you dont need the card, never go and agree to it.

call CS to cancel it.
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Noted. Thanks for the advice.

I have just received a call, they have changed Enrich to Cash Rebate card due to system problem.

hmm.gif hmm.gif hmm.gif hmm.gif hmm.gif hmm.gif
life27
post Jul 23 2019, 08:54 PM

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CIMB Cash Rebate Platinum MasterCard

what is the maximum cashback for this card actually ?

each category have it own cashback ???
SUSCardNoob
post Jul 23 2019, 08:57 PM

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QUOTE(life27 @ Jul 23 2019, 08:54 PM)
CIMB Cash Rebate Platinum MasterCard

what is the maximum cashback for this card actually ?

each category have it own cashback ???
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https://www.cimbbank.com.my/content/dam/cim...ditCard_TnC.pdf

All categories are combined into a single cap of RM 30 except for Others.
Time limited Weekend Dining is capped separately of another RM 30.
SUSYH1234
post Jul 23 2019, 09:02 PM

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QUOTE(CardNoob @ Jul 23 2019, 08:57 PM)
https://www.cimbbank.com.my/content/dam/cim...ditCard_TnC.pdf

All categories are combined into a single cap of RM 30 except for Others.
Time limited Weekend Dining is capped separately of another RM 30.
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after i got this card, every weekend i makan at store that allow credit card payment, not sure is save or waste.
SUSCardNoob
post Jul 23 2019, 09:03 PM

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QUOTE(YH1234 @ Jul 23 2019, 09:02 PM)
after i got this card, every weekend i makan at store that allow credit card payment, not sure is save or waste.
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It depends on your spending behaviour.
I didn't own this card.

TnC for the Weekend Dining:
https://www.cimbbank.com.my/content/dam/cim...-Dining-TnC.pdf
coolguy99
post Jul 23 2019, 11:18 PM

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QUOTE(YH1234 @ Jul 23 2019, 09:02 PM)
after i got this card, every weekend i makan at store that allow credit card payment, not sure is save or waste.
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If makan every weekend is your normal routine, then is save la.
angel&demon
post Jul 24 2019, 08:30 AM

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QUOTE(se800i @ Jul 23 2019, 11:35 AM)
How many cards do you have?
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5 credit cards.

jefftan4888
post Jul 24 2019, 08:56 AM

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QUOTE(YH1234 @ Jul 23 2019, 09:02 PM)
after i got this card, every weekend i makan at store that allow credit card payment, not sure is save or waste.
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Depends what is your priority. If makan is your no. 1 priority then worth it. CIMB is in my lowest list of my CC application now.
lonewaterx
post Jul 25 2019, 09:50 PM

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rejected my application within 6 hours and sent me a text to call the customer call centre to find out more detail. But the personnel then tells me they are not obliged to tell.
Then don't ask me to call for more detail la.....
Exodius
post Jul 26 2019, 10:21 AM

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QUOTE(lonewaterx @ Jul 25 2019, 09:50 PM)
rejected my application within 6 hours and sent me a text to call the customer call centre to find out more detail. But the personnel then tells me they are not obliged to tell.
Then don't ask me to call for more detail la.....
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dont think any credit card would provide explanation for their rejection.
imap.cc
post Jul 26 2019, 05:09 PM

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From: Gender: Male. Not the girl you are looking for.


Wow, auto conversions. Those love to hutang will definitely love this.
cybpsych
post Jul 26 2019, 05:11 PM

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QUOTE(imap.cc @ Jul 26 2019, 05:09 PM)
Wow, auto conversions. Those love to hutang will definitely love this.
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huh? confused.gif
marquis
post Jul 26 2019, 05:18 PM

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QUOTE(cybpsych @ Jul 26 2019, 05:11 PM)
huh?  confused.gif
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https://www.cimbbank.com.my/en/personal/pro...conversion.html

Reading up on it right now, trying to figure out how to opt out of this crap. Wanna make sure they don't auto convert before due date. I pay my damn cards in full. I really don't want them to suddenly "convert" it.
svefz
post Jul 26 2019, 05:19 PM

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QUOTE(cybpsych @ Jul 26 2019, 05:11 PM)
huh?  confused.gif
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https://www.cimbbank.com.my/en/personal/pro...conversion.html

icon_idea.gif
marquis
post Jul 26 2019, 05:22 PM

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Those like me, here's how you opt out:

FAQ

QUOTE
Q8
I wish to opt out fromAuto Balance Conversion program, what will happen to my current balance conversion plan (if any)?

A8
You can choose to opt out fromthis program bycontacting or emailing the Bank as per below. An SMS notificationwill be sent to your registered mobile number with the Bankto confirm that you will no longer participate in this program.

Your credit card balances will no longer be converted under the Auto Balance Conversion program once you opt out from this program.

To opt out from this program, you can :

- Call our Contact Centre; or
- Download Customer Request form which can be found at CIMB Bank Credit Cardsectionon our website www.cimb.com.my and email it tocru@cimb.com

For existingAuto Balance Conversion, your monthly repayment will still continueuntil the end of installment payment plan period. Alternatively, you can choose to make full payment to pay off your existing Auto Balance Conversion.
EDIT: Formatting

This post has been edited by marquis: Jul 26 2019, 05:23 PM
svefz
post Jul 26 2019, 05:23 PM

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QUOTE(marquis @ Jul 26 2019, 05:18 PM)
https://www.cimbbank.com.my/en/personal/pro...conversion.html

Reading up on it right now, trying to figure out how to opt out of this crap. Wanna make sure they don't auto convert before due date. I pay my damn cards in full. I really don't want them to suddenly "convert" it.
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Q3 How do I qualify for Auto Balance Conversion?

A3 You are eligible for this program if you meet all the criteria listed below:
 A Malaysian nationality;
 Annual income equal or less than RM60,000 (as per your records with CIMB);
 Did not make full payment for credit card outstanding balance for the past 12 months;
 Over the past 12 months your average credit card(s) repayment is not more than 10% of your total outstanding balances.

Q4 How do I enroll for the Auto Balance Conversion?
A4 You will be automatically enrolled into the program upon meeting the eligibility criteria every 12 months stated on Q3.

You can find the answer from here smile.gif

This post has been edited by svefz: Jul 26 2019, 05:24 PM

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