Dec 5 2017, 02:27 PM
QUOTE(Martinkoo @ Dec 5 2017, 02:00 PM)
Hi,
Anyone can help to clarify and verify?
I have a very bad experience when dealing with the Insurance Customer Service today.
If you are the insurance policy owner, do you know and understand what you have signed?
Perhaps you need to check further with your insurance agents.
1) What is the difference between trustee vs nominee vs beneficiary?
Which keywords you saw in your insurance policy?
2) If you are the insurance policy owner, do you have the full authority to surrender, revoke, renominate, withdrawing cash value and etc, based on your own will?
YOU WILL BE VERY SURPRISE!!!!!!
Your trustee or nominee have to authorize you even you are OWNER OF THE POLICY.
It is very UNFAIR clause to policy owner in the insurance policy
Anyone have such experience??? or mind to share more? or be aware of it?
Yar yar darn unfair... pay money and yet have no say. Stupid hor!Anyone can help to clarify and verify?
I have a very bad experience when dealing with the Insurance Customer Service today.
If you are the insurance policy owner, do you know and understand what you have signed?
Perhaps you need to check further with your insurance agents.
1) What is the difference between trustee vs nominee vs beneficiary?
Which keywords you saw in your insurance policy?
2) If you are the insurance policy owner, do you have the full authority to surrender, revoke, renominate, withdrawing cash value and etc, based on your own will?
YOU WILL BE VERY SURPRISE!!!!!!
Your trustee or nominee have to authorize you even you are OWNER OF THE POLICY.
It is very UNFAIR clause to policy owner in the insurance policy
Anyone have such experience??? or mind to share more? or be aware of it?
Blame the F3cK1ng Financial Services Act 2013. Blame all the stooooopid MPs that sign the bill into power.
There was a time when it wasn't like this.
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