Ya. But really surprised mazda Bermaz didn't provide for free. Need to buy ourselves from outside.

I think I'll just do ceramic coating, I remember some coatings come with unlimited touch up during warranty period

Any good recommendation for tint and coating in Puchong area?

GG can't bring to normal roadside carwash anymore...worry the interior soft touch leather calar🤣

135k at 2.22% at 9 years lol. Plan to dump in the rest as downpayment since 1.5k installment is my psychological barrier. I feel extremely insecure past that. The rest of my money I just dump extra installment into my homeloan to reduce interest.

And yeah the civic one. My sa say cannot. She scared accident then gg. Lol. She told me if showroom car gg later she eat porridge. Lmao.

And yeah. Not rich, just self sufficient. I'm single and only need to support me and my parents. Not gonna have my own family lol. Not planning to. Hence why a bigger house is not my top most priority.  If I have plans to have my own family then yeah, definitely a suitable house first. Currently I just stay in my own studio apartment. Haha 
Though either way, seems like either developer or bermas will be getting my money haha. Cash in fd in this inflation rate.  Gg.

9 years? Hmmm I'm not judging but these might interest you~
WappyCar
KCLau

Try 7 years with smaller loan so that your monthly won't be floating near 1.5k. Try dropping it down to 1.2k. Extra RM300/month is gonna help you out alot.

FD rates these days can't even counter inflation rate LOL. At best, countering 2-3% only.

All the best! Who knows if really me n u really buy m3, we can meet up in Png, when I head up north. Haha.

Id say a 9 year loan is feasible, provided your job is a secured one with guaranteed promotion prospects or bonus as well as increments yearly such as doctors, oil n gas industries.bec exponentially it becomes smaller (flexi loan).

Of course if got other commitment then harder abit

But rule of thumb is dont spend more than 40 percent (for me 30) of your current salary (not total salary but nett salary that u take back after deduct epf and income tax).

I think with the low interest rate nowadays it's ok to go with 9 years loan, provided that you really is able to afford the car. ie. annual salary more than car price, or 30% nett monthly like Jedi mentioned.

whichever way that you can justify affordability, and is comfortable with. In the end it's your life, do what you want with it.

lol. the car is 30k above my annual HAHAHAHAHAH.

hence i paying 30k dp to follow the rule =.+. cheating eh?

waaa then use what to wipe wo?
i'm particularly concern with the soft touch leather panels since its everywhere including the dashboard.