Logically you have done your part as the bank had approved your mortgage application and agreed to proceed with disbursement.

If the payment was.late as a result of lawyer side then it should be you lodge a complain to the bank and the bank have to deal with the lawyer to seek solutions or vice versa. Don't be ended up as scapegoat from this.

No doubt that the Developer has the right to demand clear payment before delivering vacant possession of the Property to you, so let's get that out of the way first.

As for the late payment interest, it's not unusual for everyone to deny responsibilities. You can verify the fault yourself by doing the followings:-

1. check with the developer which stage of the progressive billing was late; and
2. counter check with the bank and see when they disbursed the progressive loan sum to the developer.

From there, you should be able to work your way out.

Unless the late payment interest was incurred on the first disbursement, high chances are that it is not the solicitors issue because after the first advise, the solicitors basically do not need to do anything as the developer will issue their progressive billings directly to the bank and the bank will issue payment accordingly.

My take, it is the Bank's fault or that the Developer stupidly sent the progressive billing late or something like that. There should be acknowledgement of receipt of everything.

Get the bankers to have the bank issue a chronology of disbursement.

tumpang tered.
dunno related or not, this is my first house.
buying from owner thru agent.
bank start making 1s payment rm112k to owner bank, and i have to pay interest RM368.

I received my late payment notice few weeks back. Submitted letter to the developer stating full chronology and related earlier communications with them. End up they gave me 40% discount. Still have to pay 3.2k. Lawyer asked me to fight until they waive the full amount since it's their bureaucracy problem. Requested a 10 minutes appointment with the related department to clear the issue but they rejected the idea stating they only communicate through email (which takes 14 days for me to know the feedback). Hope to clear the issue smoothly with the developer but they are going for the rough path. Should I consider going to the tribunal?